Im gonna buy a ledger but i still want to.spread the risk among some other wallets. Problem is most now apart frrom core uses a 12 word passphrase. Problem is John Mcafee says millions of phones and computers have keyloggers so they can take photo.and send your passphrase quite easily.
Is this a serious risk?
How to use a wallet that solves this?
The best way of solving the problem is use the wallet on the machine where you dont use another things only use the wallet for it. So that if you got get any problem of key loggers as you wont be using any type of files and browser service.
this is exactly my approach
i setup a virtual machine when i have my wallets and i connect to network just when i need to send transaction or sync chain.
when i don't needt it, the VM is powered off..
If you have a keylogger, you would most likely also have some kind of malware, given that a lot of keylogger nowadays are now considered RAT. It is not secure to be using a VM with the wallet inside of it. A malware from your host machine could easily capture any keys or files from your VM.