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西媒称中国数字经济发展势头迅猛 仍面临诸多挑战
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西媒称中国数字经济发展势头迅猛 仍面临诸多挑战
January 09, 2018, 06:20:18 AM
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中国在全球电子商务中所占比重已达42%,拥有全世界三分之一的最成功新技术企业,年均移动支付额是美国的11倍。中国的数字经济发展势头不容忽视,但依然面临严峻挑战。
据西班牙《经济学家报》网站1月7日报道,毫无疑问,为创新者营造的生态环境、政府的扶持和庞大的国内消费市场都推动了数字经济的持续发展,中国拥有7亿多网民,超过了欧盟和美国的总和,这些因素都是外界看好中国金融科技市场的依据。
高盛公司预计,从2016年到2020年,中国与消费者相关的第三方支付交易规模将从1.9万亿美元增长到4.6万亿美元;网络借贷将从1560亿美元提高到7640亿美元;中国的资产管理规模将从8.3万亿美元增长到11.9万亿美元。
此外,中国正加快在人工智能领域的投资。据麦肯锡咨询公司发表的中国人工智能报告显示,根据应用速度的不同,人工智能的自动化为中国带来的生产力提升每年可贡献0.8至1.4个百分点的经济增长。
报道称,即便如此,中国依然有很长的路要走。正如麦肯锡最新的“中国行业数字化指数”所指出的,美国的数字化程度依然是中国的3.7倍,中国各个行业的数字化程度差距较大。
报道表示,中国面对的挑战之一就是填补不同行业之间数字化程度的鸿沟。麦肯锡报告指出,到2030年,数字化的推动力或可转变并创造10%到45%的行业总收入。这将给价值链带来重大改变,同时在就业、消费和社会环境中会造成不确定性。中国如果想保障数字经济的持续发展,就需要采取措施遏制住与价值链、就业消费和社会环境等因素有关的风险。中国政府应当考虑到迄今为止能够促进数字化发展的各种因素,并实施适宜的政策。
报道称,在十年前几乎没有人会预料到中国在数字领域能够取得飞速发展,实际上,在互联网领域叱咤风云的阿里巴巴集团创始人马云和腾讯集团创始人马化腾在创业初期都曾遭遇重重阻碍。即便如此,得益于中国政府对国外资金和技术的开放态度,这些先锋者纷纷在境外上市。
报道表示,即便如此,没有人能够准确预测创新技术的未来前景。中国的数字经济依然存在一些不完善、不平衡的地方,暴露出金融风险、债务风险、环境污染和不公平性等诸多弊端。最近5年来,中国政府正在尝试使用行政工具弥补这些缺陷,仅在2017年中国政府就出台了多项互联网管理规范,旨在规范数字市场发展。
近年来中国数字经济发展迅速,图为乘客在武汉火车站刷脸进站。
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