So you are holding 58% of your total funds, diversification is good but for long term trading or holding you should need to select only three or four top picks, it will be more beneficial. And yes to store them in cold storage will be better.
If you are new to cryptos then don't put 29% of your funds in day trading, start with a low percentage and then increase your investment gradually with time.
Start with 15% of your funds and then increase accordingly, my suggested coins are ADA, XLM and TRON.
To invest in ICO involves high risk, you should need to be experienced user in order to analyse an ICO, so first learn about the coins and then start investing in ICO, BTW your said percentage for ICO is good.
Hey thanks for your input !
I'm increasing long and mid-term holds from 58% to 68%
Saving 10% ICO portion for later on perhaps, as suggested.
Day trading I learned will be slow due to my inexperience, so I will start with only 10% and consider it tuition fees.
Keeping 19% more in mid-term holds temporarily.
If I do okay trading then I will use the full 29%.
ADA, XLM and TRON suggestions, are those Hold or Day trades? I figured Holding them.
I also decided to not HODL LTC, but I will keep some in mid-term hold.
Thanks again for the help !