Technology has never been uncomplicated.
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Even on basis of that count, I'm not sure I agree that hardware wallets can't be considered end-user products. Or is it really the aim that hardware wallet owners should still retain elitism?
The problem with the mainstream is: not everyone has equal
intelligence,
age,
time for research or
money to use a certain service or product.
Hardware wallets for example isn't
foolproof nor cheap.
A 12-year old, unemployed man,
my cat and a busy professional all belongs to the
mainstream and can't use a hardware wallet or electrum and especially not bitcoin core.
They need something that is a ready-to-go product like my example that does the job in a click of a button.
In comparison: Computers.
Computers aren't simple, when it first came to existence, all it can do are simple tasks that even the
mainstream can't understand and purchase.
Look at it now, there's OS depending on the user's preference, and judge what the
mainstream have chosen.
The one which is simpler to use.
All I'm saying is, (
in OS term) what we are using today can be the "
Linux" of tomorrow.