From the article:
"It now stands at a crossroad: will it be a currency or commodity?"
This is going to be the question of the century. Good luck finding the answer.
This is probably not an original observation, sure someone has said what I'm about to say before:
It is both, simultaneously. Depending on your point of view, it's either. So we have two groups in our world, one that says commodity and one that says currency. It is Schrodinger's Coin.
Also , this:
"The task now is to ensure that if cryptocurrencies creep into our lives, they make them better; that they encourage innovation, business freedom, consumer choice, without undermining the key functions of the state"
It's too late. Cryptocurrency (and it's numerous yet-to-come spin offs) undermine the key functions of the state in a way that is too powerful to combat and too powerful to eschew as an individual. The state is going to spend the rest of this century writing the worlds longest suicide note.