I prefer XLM. It is similar to Ripple, but more decentralized, has its own exchange, has a support of IMB and other strong partners, released its ICO (Ternio) and is definitely more stable coin than REQ during this bloodpath of crypto.
not only ternio but other good projects there - pigzbe, atlantis blue, repo, xirkle, flipnpik...
definitely xlm, great platform, decentralized exchanges, low fees.