We also have most of the ERC20 out there. It's very easy to both create a token and have an idea but teams always fail to deliver. We have almost a dozen of projects that are built for the same thing, for example Monaco, TenX, Centra etc. all want to deliver debit cards so we can spend our cryptos in our every day lives but we haven't seen anything yet. Sadly, it used to be about creating a revolution and the technology and now It's all about the money.
From the numerous experience I have gotten from ICO and empty promises well composed in the whitepaper that will never be executed by the term. I am not move by most of the project unless I identify a trustworthy person in the term and among the backers and advisory board.