We Need an exchange with security and guarantee of no loss as traders.

Hi @cryptolaw666,

I am certainly for more accountability at exchanges, but that will not protect you from losses. There are losers and winners in any free market. That is why rule #1 in any investing is to not invest any more than you can afford to totally lose. That should be especially heeded in the case of an extremely risky vehicle like bitcoin.

There is no way to totally mitigate the risk of loss. It is not something that the exchange can help you with either. If the price dropped, for example, how could they cover the losses? They don't have the money. Most exchanges get a cut for facilitating the exchange or withdrawal. If the price were to fall and I lost value, then the value is gone and no one can replace it.
Investing IS gambling. That's really all it is, and your 401K is just a bet about the future health of the stock market. You would not gamble with your rent money, right? That is why you should not "invest" in bitcoin with needed money either. Of course you could just use bitcoin as a currency, like it was designed. In that case you don't have to worry about all this.