Haha, you and I have the same thought with those 'retirement' fund that they're fronting with their sales.
They good to talk about those things after learning from several people through different forums sharing their investment journey with those offers that came from financial advisors, I was disappointed to see that their money lose not just with inflation but also with their investment.
Definitely
Actually they have trainings to be thick-skinned while dealing with potential customers, and be super pushy. I have a friend who's active in promoting such scheme, and kept persisting despite telling him I'd rather invest in cryptos and other stuffs.
Ended up blocking that fella hahaha.
I personally talked to them and I noticed the eagerness they have for the sale. Even though I'm telling them a true thing about my reasoning that I can't commit with that monthly payment.
They keep on buzzing me and in reality, they are the ones that invited me to have a talk and I didn't know that it's all about the insurance policy and those investments. I'm interested to know more about investments but when they've talked about the investment they've offered with those samples that we are talking, it started to lose my interest.
