Building ideas together with your colleagues is really exciting there might be some few arguments but a plarform cant really be built up completely if one dont have such that contribution
and also i would to put up some words about their platform.
So the project is all about being a 3rd party who would involved P2P exchange/loans among other people? It isnt really just that necessary.
Everything in blockchain and crypto started initially with a dream. Just look at the incredible story of Bitcoin,,, started by a few discussions and built with love and passion and with not even a single cent being asked for. If people remembered that they would make so many great ideas work but does that happen? No,,, people want to get greedy and raise money and then get stuck with marketing instead of building!