Woke up after deep sleep since 2013 and 2016, changed email, password and asking for loan right away... something stinks here and I would not trust this account for loan or any trade, but I would like to hear other DT members opinion.
Pay attention to the order of events:
Today at 06:40:40 AM - scifimike12 - password reset via email
Today at 06:40:44 AM - scifimike12 - woke up
If the user's emails are legitimate, then the story would make sense here - you check your old email account and secure anything linked to it, resetting the password as you'd forgotten. Nothing else shows up in BPIP history so there's no reason to assume that the account changed hands through a sale, either.
I wouldn't grant them a loan in any case, though.