I've always thought that facebook was a site for kids and fraudsters, so I've never used it. Many people don't agree with me, and they are welcome top support the site, but I don't believe it warrants discussion. If you don't like it, then don't use it. The fact that you seem to be a facebook user, and you appear to be seeking a loan, bears out my initial impression of Facebook. Most of us here in Bitcoin talk are able to manage out finances, and we don't need loans.
Where there is money and trading openly going - there are fraudsters. Facebook stopped being a social network years ago, it's a place to find clients to your service/product. The trading process openly happens in groups, advertising system is also mainly used for this reason. The whole website is moderated by people from low-paid countries that do nothing but viewing tens of thousands of images and videos to sort them out.