Is MK4 Coldcard worth it?
Worth it in what sense?
Coldcards are in the group of hardware wallets I would consider purchasing if I needed such a device now. It wouldn't be my first option, though. It's completely airgapped and that's a big plus. That makes it better and safer than any USB-connected hardware wallets with Trezor and Ledger being the two best-known brands. Being airgapped also makes it a bit more difficult to use because you will be handling PSBTs and importing/exporting them from and to different devices. If open-source is crucial to you then you should know that Coldcard isn't open-source. It's source-verifiable, though.
If you are ready to learn how airgapped hardware wallets work and what makes them safer than traditional hardware wallets, then a Coldcard, Seedsigner, Jade, Passport, etc., is definitely worth it.