for temp workers currently working but not born in UK/EU that want to remit funds back home because they have no UK/EU bank account that allows international wires.. then there are many services available that come with fee's where using crypto can save.. if they can find a way to deposit into the service for free to first then use a crypto service
(its not all fluffy clouds and dandelions of utopia)
however if you do have for instance a uk bank. its fast and free.
https://www.hsbc.co.uk/international/money-transfer/No HSBC fees for sending money abroad
LN is still a flawed network with alot of liquidity bottlenecks
spending "coffee" amounts has a near 100% payment success rate, but half a months salary has less guarantees of success. and sometimes comes with higher fees than promised, and can have issues with middle man routers. so dont be expectant of the overly promised under reality experience
oh and LN is not bitcoin. bitcoin does not leave and re-enter the bitcoin network.
bitcoins stays and never leaves the bitcoin network
the LN network is something else.
much like the IMF SDR is not the same as citizens bank account pounds euros
also this news is not some nations ratified payment system
its just some guys in UK/EU trading their balance with some african guys balance.
just be risk aware and do research
this article might aswell be talking about custodian balance, sidechain tokens, subnetwork IOU's (oh wait it is talking about the third)