Every year is an eventful year for cryptocurrency history. 2022 isn't the only year where huge exchanges and company went bankrupt or hacked. The cryptocurrency is active and colorful all through out the year, every year.
One thing I am quite certain about is that the more money generation Z will make, the more crypto or at least freedom related business ideas they will make possible. It means, the "financial system" or the financial establishment will slowly be them.
I think it is the more money generation x wanted to accumulate, the more fraud and scam-related business will be created to milk the unsuspecting investors of their money.