So they're only stealing 10% of your money. They should call it a bail-in, that's what banks would do.
Yeah, basically holding you ransom to continue to use their platform, simply because they keep ten percent of your money. It's basically a built in fee for leaving them, and means that you'll never truly own all your money. It's a weird take on things, and I'm not sure how they've built up a client base with that sort of rule put in place. At least with centralised exchanges/wallets they don't actively advertise they'll steal your money.
Really odd decision, and they almost pass it off as a positive feature
.