@mnightwaffle probably you have forgot to lock the thread. Please lock the thread when you are online to avoid spamming.
well i won't accept that i don't get a chance hope you can understand my point of view
i feel like with the collateral i have i got a good chance in getting loan as much as someone who is trusted and don't have collateral
You should not get any chance for a single dollar as you offer a document as collateral that can be made by anyone and for which there is no value. COlalteral should be something that can be sold at any time . If you think your collateral is valid and as no one is giving you the loan why you are not selling your collateral???