What would be the more practical providers then ?
That would largely depend on services available in your country. Swift and Revolut are available world wide, if I'm not mistaken. In my country we can also use Zelle (which is marginally safer than PayPal,) Strike (which is fairly safe but limited,) and TransferWise. There are others, but those are the ones I've used.
The thing is If I buy locally I end up paying 7% premium as my country sucks.
That does suck. I don't know what country you're in, but take a look at this table put together by the Bisq team, it might list your country and available services:
https://bisq.wiki/Payment_methods#Fiat_payment_methods