Investment will always be a risk, no investment is safe, if we save money in a bank then this does not guarantee that our money is safe and not lost, maybe people feel that bank interest makes the amount of money increase, but currently there are no banks that dare to give interest is more than inflation that occurs so that it is only a waste of time when we save money in banks.
If you think saving money in the bank is a waste of time, you can save it for a while before you use it for something. Because any bad assumptions about the bank will also not give you a better change, unless you really prefer to keep money at home because you always use it for business. But in terms of investing, I think this is very different from saving money in a bank because investing is about assets and every investor will definitely see and choose the right asset to invest even though it still has risks.
It's true that basically all investments will always have a risk which is part of the investment itself.
It must also be realized that there are also many cases of losing money when saving in a bank.
regardless of whatever it is, by keeping money in the bank or not, all of that is a choice.
Everyone is free to make choices in life because most people only use the bank for a while and even just as a bridge when they want to make transactions for anything within their country. So in general there is nothing wrong with the bank, because most people only use the bank for a short time and for business matters which include a larger number of transactions. The bank only serves to make it easier for everyone, not to make things difficult for many people and as bank users, we also don't need to expect interest so that we just pile up money in the bank without using it for business matters.