The Swiss National Bank is creating fiat. Both the fiat in digital form or the crypto one have the same value. The government of the countries that are creating CBD should look for other things that they want to use money for than looking for ways to deceive people that CBDCs are cryptocurrencies, they are not.
It is similar to Digital Rupee that was created and launched by Indian government. However, it’s nothing but a replica of physical fiat. There is huge drawback of using it and I would say same applies to any other type of Digital Fiat (based on crypto version) will have that disadvantage in which it can only be sent from that digital wallet to other digital wallet. It means both the users need to have that wallet installed. They have made it very weird when we purchase the digital currency then it’s easy but reverting it back to normal fiat is bit of issue. It’s not like selling and buying bitcoin. I am not sure what they are going to do with the Swiss version but it’s gonna be not so popular.
