The saying one should cut it coat according to it's size should not be overruled by an individual, I know op statement actually happened in some individual but not all falls into this category of over spending on clothing and traveling on festive period like Christmas.
I think many Nigerians have the habit of overspending without budgeting and not even spending over their budgets. At least I can speak of the region I come from. And many of our people here believe in spending today with the belief that God will always provide. While it is okay for everyone to believe in their religious convictions, I don't think it is okay to spend without planning. Whether it is in the festive period or not, setting up limits against our spending is the most sustainable way of life and business.
However, plenty people have learnt how to adjust their spending since this regime started. The economical hardships continues to loom over the citizens of the country and the hit of the economic hardships varies across states. There are states where the Governors have tried to salvage the situation whereas there are states where the Governors have done worse especially in their salaries, wages and pensions.