What's your worse p2p experience?

[Findingnemo]

I had a few worst traders who tried to scam after receiving money in their bank claiming not recieved but customer support cleared after posting the proof of payment the only downside is it could take more than 48 hours for disputes to be cleared. But the one who tried to scam will end up with negative feedback from me which almost limit their account from doing trades further because traders usually give attention to valid feedbacks.

[famososMuertos]

First of all, p2p that includes bank details is a huge mistake, but sometimes it is only the option for some, then the reviews are there for a reason, generally many do not read them, but it is not necessary, you just have to check that their feedback is 100% positive, there should not be one against and if there is one or two in more than 10k transactions, that is what I accept in my case.

OP, You have to do p2p without rushing and/or emergencies, also avoid high percentages. OP, the users with many transfers and zero negative feedback exist, what is the need to look for problematic users, of course these users usually offer a better percentage, but that is the "cebo".

[GxSTxV]

I think that P2P worse stories can’t be as bad as those ending with significant amounts getting scammed, since if you only waste your time you still lucky for getting it back. For my experience, the worst one was when someone faked a receipt, claiming that he sent the funds and he is in a hurry, so I agreed without verifying properly due to our slow banking services. It cost me a good amount of money but it also taught me a valuable lesson for the future. 

The story you shared resonates because I also seen how bad and stressful P2P transactions can get when dealing with untrustworthy traders. In my case, I now never release assets until I double check everything, from reviews to actual payment confirmation. The most important thing I learned is patience, never let pressure from the other party rush you into making a mistake to lose your trade or release before confirmation no matter whom was the trader or the reason. 

[fuguebtc]

I think that P2P worse stories can’t be as bad as those ending with significant amounts getting scammed, since if you only waste your time you still lucky for getting it back. For my experience, the worst one was when someone faked a receipt, claiming that he sent the funds and he is in a hurry, so I agreed without verifying properly due to our slow banking services. It cost me a good amount of money but it also taught me a valuable lesson for the future. 

The story you shared resonates because I also seen how bad and stressful P2P transactions can get when dealing with untrustworthy traders. In my case, I now never release assets until I double check everything, from reviews to actual payment confirmation. The most important thing I learned is patience, never let pressure from the other party rush you into making a mistake to lose your trade or release before confirmation no matter whom was the trader or the reason. 

This is your careless mistake and it will be difficult to resolve the complaint but if it is a big amount, I think you should also try to complain to the support about your case. I saw a similar case and there is a vulnerability in this case that you can exploit: You can go to the bank and get a copy of your transaction statement for the last 30 or 60 days and send it to support for review. Similarly, the support will ask the other person to provide transaction reports for the last 30 days. After comparing both transaction statements provided by the bank, they will easily realize that there are no transactions between your account and the other person's account. My friend used this method to get his money back and the scammer's account was also suspended afterwards.

Also, one thing to keep in mind when trading p2p that I usually use is to never trade in large amounts, I usually split and trade multiple times.

[FortuneFollower]

First of all, p2p that includes bank details is a huge mistake, but sometimes it is only the option for some, then the reviews are there for a reason, generally many do not read them, but it is not necessary, you just have to check that their feedback is 100% positive, there should not be one against and if there is one or two in more than 10k transactions, that is what I accept in my case.

OP, You have to do p2p without rushing and/or emergencies, also avoid high percentages. OP, the users with many transfers and zero negative feedback exist, what is the need to look for problematic users, of course these users usually offer a better percentage, but that is the "cebo".

Yep - those who have big trust scores are not interested in breaking their rep and getting banned, in my opinion.
Especially if the person was around for years.

[Zoomic]

I had a terrible peer-to-peer experience in bybit exchange. I had some usdt I wanted to sell to fiat, when I initiated the transaction and my usdt was frozen as usual. The party on the other side claimed they have made fiat payment while they didn't make any payment. Before I could realize they have already sent a fake evidence of payment to the bybit support and the time was just in my court to prove that I have not received payment. All these processes happened so fast and before I could realize I was at the verge of losing my usdt. I had to quickly lodge a counter complaint to the bybit support. I was required to make a short video message to prove I have not received money in the said bank and I had a malfunctioning device. It was by special grace of nature that I didn't lose that usdt. The transaction had to stay up to 4 days for me to prove that I didn't receive fiat from the criminal. It was my bad that I didn't check the trade review of that very user.

[doomloop]

I have had an issue where I got credit twice in a p2p transaction using remitano I quickly contacted the customer care and informed them about the situation because I know that the sender of the money may send a report to them claiming that I scammed him after reporting the matter I had to refund him the money and that was how the transaction issues was settled.

A friend of mine had an issue doing p2p transaction, he was to be paid by a merchant but instead of sending the money the Marchant created a fake receipt to claim that he sent the money but my friend refused to release his coin to him long story short my friends funds was locked for more than 2 weeks but he was lucky to later recover his account but the truth came out because the Marchant didn't send a dime to him.

I think it is not worse in your side but it is, in the other person that you are transacting with, but it was great that things are settled quickly. It is also because you have cooperated very well.

If this happens to someone else, I think they may never return the money anymore. I won't say that we got scammed because it is seems our fault on why the credit is sent twice but we can call the other person a criminal if they won't return us the money. What happened to your friend is more sad but good thing he is wise enough to do such action. It was also sad on why his account got locked up despite being innocent. I think that was a bad company they have involved there.