You should not help your friend and return his account, besides if you help it will make him more addicted and he can fall into a repeating cycle, I mean borrowing money from people, and borrowing from other parties and so on, it's best not to take a risk, it will end badly
The supposed friend of the OP is just trying to make him suffer his losses instead and get away with it, he is hoping that his friendship is going to be enough to force the OP to throw his common sense out of the window and get the loan he needs, after all while it is often the case for a person to not pay what they owe to a friend, this is not something you can do to loan shark, which will do everything, no matter how heinous, to recover their money.
The main reason on why a friend cant be able to refuse is that he/she doesnt really like that there would really be some possible gaps if ever it would be rejected or be refused.
This is why most of them would really be giving or granting out such request but it doesnt mean that they are tolerating such gambling addiction by its friend.
For those who arent that making some toleration about on the said condition then they wouldnt really be giving out such loan or borrowing money.
Now in the situation about making up some bets which directly made by you instead of him and telling that it would be just fine that you would be losing it
then i dont really believe those things because there would really be that anger deep inside once you have lost it all.