There are two types of consequences: if you have money on your bank account they lose their purchasing power because you are subjected to an "implicit tax" because your saving are cut by the increasing in the price level. So you should be able to invest your money in bond or in the Capital market in order to close the gap with the inflation rate.
Obviously investing you can achieve more profits but losses at the same time, due the equation more yield and more risks.
If you want an advice you can just think to invest your money in bond because Central Banks will decrease interest rates in the long run because inflation is falling sharply.
The statement brings attention to two possible outcomes of keeping money in a bank account, specifically the implied tax that could result from savings being affected by increasing prices. This implies a potential decline in the buying power of money due to inflation.
Conversely, the statement proposes that investing in bonds or the capital market can help offset the impact of inflation. This presents a favorable opportunity to preserve or potentially enhance purchasing power.
Nevertheless, it is crucial to bear in mind that investment carries inherent risks. Although it has the potential for higher returns, there is also the possibility of incurring losses. Hence, when contemplating investment decisions, it is vital to conduct a thorough risk assessment and thoughtfully evaluate personal objectives and risk tolerance.
In relation to your recommendation of investing in bonds based on the anticipation of the Central Bank reducing interest rates in the future due to a significant decrease in inflation, I recognize the validity of this viewpoint. Nonetheless, it is essential to recognize that economic circumstances and Central Bank strategies can evolve. Hence, staying informed about the latest developments and seeking guidance from financial professionals is crucial for obtaining more precise advice.