Many people wishes to get an asset when they start making it in life but as soon as such opportunity comes up they begin to live frivolous lifestyle and saying that they are still young as they can still meet up their target anytime without knowing that time flies and an opportunity that one may miss in life can take longer time to get again.
This is basic life principle, and like you said many people fail to see what is beyond, because they are short sited and that's what blinds them. Planning for the future ahead should be every mans dream and everyone do think this but at the moment the funds to process it becomes available their entire thought change within a flash and although the symptom isn't the same for everyone but a large majority of the human population fail under this category.
You are right and that is why we shouldn't be reluctant and wait for someone to come and tell us what we should do or what we shouldn't do, knowing fully well that it's our own responsibility to prepare ourselves for the future, even if it's us but for our future generations, to make things easier for them and not to keep a burden for them to carry unlike what most of our forefathers did in the past in which most of us are still suffering now.
But whatever we are doing in this life, we should cautious and also have the understanding or the knowledge of what we are doing, to enable us not to make mistakes that will really affect us.
you just nailed it, one must have good knowledge and understanding of what they wants to invest or purchase, you don't have to acquire asset because your friends are buying, know when to buy and how whom you are buying from, and buy according to you pocket, don't use all your funds to acquire asset, be smart. It's advisable you go for assert that will be valuable in the future, such as Bitcoin and land, they will definitely appreciate in the future so get them now if you have the resources.