More and more not educated much and much smart people are in all kind of business.
If a business exists and makes a profit, then it means that the people who own this business are not that stupid.
It show's that now is easy then ever before dumb people to get money and wealth.
Indeed, life (and making money) has become easier now than 100 years ago, but I would not say that it is such an easy matter. Although the banking system with its loans simplifies this process (by lending to businesses) and now everyone can try their hand at business (with borrowed money). But I am sure that not every business that starts turns out to be successful.
More and more we see how education and how smart someone is or even don't speak languages can do business with others.
Welcome to the world of modern technologies and opportunities that can do this and erase the boundaries between peoples (languages).
That's why we have so many faulty services and products and you have to do hard research before buy or pay something for example market is full of builders who will just ruin up your home and you find out they don't even understood what they do, yet they have company with good credit score and trust score nice website and nice marketing but have no ideas how to do quality work.
If you don't like a service - just don't buy it. And sooner or later, this business will be forced to leave the market (or improve its quality).
You see more and more people in all kind of business when they really don't know what they are doing in reality.
Even so many travel agency services when they take your money and service is not good you get to the location you start to see issues.
Businessmen are not born.
I think we should have more some checks over services but off course in capitalism world bankers don't want to stop anyone to do business even If they are dumb because for banks and financial instutions it's all profit and money they make fees of transactions and of card payments.
The capitalism and free markets are good but same time bad
While they restrict btc and cryptocurrency so much but yet they let rubbish services and business to operate wich have so many complains that's not right.
In a capitalist world, "
bad" (from your point of view) businesses must be ousted by more competitive ones (better service, for example).