Silver as an asset for investment diversification

[Fortify]

Hello, everyone!
I read a lot about markets, cryptocurrencies, of course, but also other assets, such as metals, precious metals, of course. Gold, platinum, palladium are good options, but the entry price is quite high, which means that not everyone can afford to buy them in significant bars. And then silver comes to mind. First, there are many “hints” that the metal is currently undervalued. Second, it is quite affordable today.
The essence of the question is this: there is an idea to diversify part of the stablecoins into something that will not be subject to inflation, such as the dollar value of stablecoins, and has the potential to grow in value in the same dollar.
The question is: what do you think?
I'm interested in your assessment of both the idea itself and the idea of silver.

PS: as a last resort, cast bullets and shoot the evil spirits

The general advice is not to put any more than 5% of these more "exotic" assets, in this case all precious metals, into your investment portfolio - but if you felt like silver really had a strong future then you could make a personal decision to override that to maybe reach 10-15%. Gold has shot up in recent times and traditionally when there's a spike in gold, then silver will trend up too. However the drivers for the gold price rise might be a lot greater than silver will see, namely that countries like China are trying to move away from the US dollar and need alternatives like gold for future trade. I personally like to hold a bit of silver, but consider it more like an interesting hobby to buy different coin types at reasonable prices and don't even consider it part of a portfolio, just a collectible nice to have.

[criptoevangelista]

Hello, everyone!
I read a lot about markets, cryptocurrencies, of course, but also other assets, such as metals, precious metals, of course. Gold, platinum, palladium are good options, but the entry price is quite high, which means that not everyone can afford to buy them in significant bars. And then silver comes to mind. First, there are many “hints” that the metal is currently undervalued. Second, it is quite affordable today.
The essence of the question is this: there is an idea to diversify part of the stablecoins into something that will not be subject to inflation, such as the dollar value of stablecoins, and has the potential to grow in value in the same dollar.
The question is: what do you think?
I'm interested in your assessment of both the idea itself and the idea of silver.

PS: as a last resort, cast bullets and shoot the evil spirits

Undervalued silver? I don’t think so. It recently hit a new all-time high, so if you decide to buy it, know that you would be buying at the top of the market. Can it go higher? Yes, but the higher the price, the bigger the risk. I don’t know if it’s worth investing in silver right now, even for diversification. It might be more viable to buy bitcoin, because that is what is actually undervalued.

Yes, over the past couple of months, when I started this topic on another resource, silver has risen significantly in price. But that's not all...
Source: https://www.bloomberg.com/news/articles/2025-11-26/silver-stockpile-slump-in-china-poses-fresh-risk-to-a-hot-market
The global silver market is facing a new threat. Metal stocks in China have fallen to ten-year lows after the country sent huge volumes to London to cover the deficit. Now China itself may be unable to stabilize the market, writes Bloomberg.
According to exchange data, stocks at the Shanghai Futures Exchange have fallen to their lowest level since 2015, while volumes on the Shanghai Gold Exchange are at their lowest in more than nine years. The reason for this is record exports: in October alone, China exported more than 660 tons of the precious metal.
Analysts point to several factors that have emptied Chinese warehouses:
-  “The rescue of London.” Metal was exported en masse to the UK to offset the historic deficit in the London market caused by booming demand in India and the US.
- Fear of tariffs. Traders actively imported silver into the US, fearing the introduction of tariffs by Donald Trump's administration.
- Solar energy. Industrial demand is growing in China, as the fourth quarter is traditionally the peak season for installing solar panels.


It seems that this is not the “last stop” for the price of silver.

Very good, great post, thank you for bringing this content. I really didn’t know that. I was only paying attention to the screen price, but the narratives support a strong rise for the next few months, which is quite interesting and opens the possibility for me to invest in silver as well. I also didn’t know that the production of solar panels requires silver, and just by looking at the streets and comparing how many solar panels there were a few years ago and how many there are today, it’s clear that this is a one-way movement. Possibly infinite upside for silver.

[headingnorth]

Silver just made a big break-out to new all-time highs on Friday the day after Thanksgiving.

It went from $49 to $57 in the last 10 days. That is a 14% gain in only 10 days.

Gold went up massively this year but silver is doing even better. If you know anything about the silver market
you know it is hugely undervalued based on the demand, and is likely to surpass $100 (double in price) IMO within
the next few months or at least come close. Nothing is guaranteed but based on my research I would be surprised
if silver isn't close to $100 or more per ounce within the next few months.

Silver can be a lot more volatile than gold so that is something people should be prepared for.


 

[martinex]

Hello, everyone!
I read a lot about markets, cryptocurrencies, of course, but also other assets, such as metals, precious metals, of course. Gold, platinum, palladium are good options, but the entry price is quite high, which means that not everyone can afford to buy them in significant bars. And then silver comes to mind. First, there are many “hints” that the metal is currently undervalued. Second, it is quite affordable today.
The essence of the question is this: there is an idea to diversify part of the stablecoins into something that will not be subject to inflation, such as the dollar value of stablecoins, and has the potential to grow in value in the same dollar.
The question is: what do you think?
I'm interested in your assessment of both the idea itself and the idea of silver.

PS: as a last resort, cast bullets and shoot the evil spirits

After BTC, for now. In the future, two items will advance and become the leading alternative payment instruments: gold and silver. We will return to a better era with fewer scenarios and a real fundamental impact since our parents' time.

This can be seen in the changing attitudes of market players today, who are no longer seeking sensationalism to make a profit, but rather preferring those with strong defenses and easy acceptance worldwide due to the ongoing global economic disruption triggered by tariff wars, unstable supply chains, rising inflation, and mounting national debt. And they are fully prepared to create a new, more stable system similar to the post-World War II era.

Whether we are right or not, we are on our way there.

[Danica22]

Silver just made a big break-out to new all-time highs on Friday the day after Thanksgiving.

It went from $49 to $57 in the last 10 days. That is a 14% gain in only 10 days.

Gold went up massively this year but silver is doing even better. If you know anything about the silver market
you know it is hugely undervalued based on the demand, and is likely to surpass $100 (double in price) IMO within
the next few months or at least come close. Nothing is guaranteed but based on my research I would be surprised
if silver isn't close to $100 or more per ounce within the next few months.

Silver can be a lot more volatile than gold so that is something people should be prepared for.


 

Silver prices are up more than 80% this year after hitting a new ATH of $54 yesterday. Silver has outperformed gold as the precious metal is up more than 50%, while bitcoin is down more than 10% year-to-date.

Silver is a standout investment during this period and I also think it is undervalued. Because the demand for silver has skyrocketed in recent years as industries like renewable energy, AI technology consider silver as an essential ingredient. Not to mention, demand for silver as a safe haven and hedge against risk has also increased this year.

Silver is clearly undervalued but the growth rate will not be as fast as speculative assets like bitcoin. Silver can hit $100 but I think it will take longer than you predict.

[sleepfirefly]

Silver as an asset for investment diversification

I don't want to say that silver is not good economically, but as far as I know, silver is not enjoyed by some investors, they prefer Bitcoin or gold in view and value as having its own opportunities and value for its owners.

i see it as comparison, bitcoin to gold is what ethereum is to silver

both ethereum and silver, while may be enjoyed by some investors, remain secondary only to bitcoin and to gold

[Ishicryptic]

I'm not into metal investment and I don't know much about the sector but from what I understand gold have always overshadowed silver and there must be a reason to this, maybe gold is more scarce than silver. I don't think that we should enter into an investment based on emotions maybe we have a liking for the asset, I cannot buy silver for the sake of it, if it is not profitable I will rather not. If gold and Bitcoin are better options that I'm quite sure will give me sure profit in the future I will rather focus on them than an asset that I'm not certain that in years it will be increasing in value.

[adaseb]

I got burned investing in silver back in 2011 or so, there was news such as "China buying Silver in unlimited quantities" and price kept rallying and rallying people were calling for $100 for silver. Then it peaked and it fell hard, I think it bottomed at $10 or close to it.

Gold on the other hand peaked at $2000 and bottomed around $1000 a few years later. You would of lost close to 75% if you invested in Silver and only 40% if you invested in Gold. Then from the lows of like $12 to $56 current price you got a yield of 366% while Gold which bottomed around $1000 and peaked at $4200, yielded 420%. So as you can see Gold is the smarter choice.

Silver can be mined easier and there is more of it, so price is more volatile, its not as scarse as Bitcoin or Gold.

[Iranus]

I got burned investing in silver back in 2011 or so, there was news such as "China buying Silver in unlimited quantities" and price kept rallying and rallying people were calling for $100 for silver. Then it peaked and it fell hard, I think it bottomed at $10 or close to it.

Gold on the other hand peaked at $2000 and bottomed around $1000 a few years later. You would of lost close to 75% if you invested in Silver and only 40% if you invested in Gold. Then from the lows of like $12 to $56 current price you got a yield of 366% while Gold which bottomed around $1000 and peaked at $4200, yielded 420%. So as you can see Gold is the smarter choice.

Silver can be mined easier and there is more of it, so price is more volatile, its not as scarse as Bitcoin or Gold.

It can be said that gold, silver and bitcoin are all good assets because they all have use cases, real-world applications and huge demand. But a good asset is not necessarily a good investment if invested at the wrong time like what you experienced with silver in 2011.

In my opinion, at the present time, all 3 types of assets above have peaked or are about to peak, so whether to invest and which assets need to be carefully considered.

It is important to note that every asset has a different cycle, bitcoin has a shorter cycle so it is easier to recover capital. Meanwhile, gold and silver usually have longer cycles, so investing when the price keeps breaking ATH is not a good idea if we are not willing to hold for more than 1 cycle.

[Strongkored]

I once heard someone's assessment that silver could be an investment alternative because its price is still quite cheap at the moment, but I didn't pay much attention to that statement because I didn't see good value in silver as an investment. I would prefer gold and Bitcoin, even though their prices are already high, because the price history shows how good these two investments are, and perhaps because I prefer safer options, considering both to be safer compared to other investments like silver.

[BALIK]

I once heard someone's assessment that silver could be an investment alternative because its price is still quite cheap at the moment, but I didn't pay much attention to that statement because I didn't see good value in silver as an investment. I would prefer gold and Bitcoin, even though their prices are already high, because the price history shows how good these two investments are, and perhaps because I prefer safer options, considering both to be safer compared to other investments like silver.

In terms of safety, silver can also be ranked on par with gold and bitcoin. Because it has a history as old as gold and has been around for thousands of years.

The reason silver is not as popular and valued is because it has a larger supply, is easier to mine, and is significantly less chemically stable than gold.

Overall, silver is a pretty safe investment, but the problem is that the returns it offers are not as attractive as those of gold and bitcoin. So if our top goal is to ensure both profit and safety. Silver is not the preferred option when compared to gold and bitcoin.

[michellee]

I don't mind investing in silver besides gold and Bitcoin. Silver is not too expensive compared to gold so you can start anytime. If you already have Bitcoin, you can use silver as your secondary investment along with gold. You can accumulate both silver and gold and with Bitcoin, you will have three potential investments that could yield big profits in the future. Kiyosaki says people should invest in Bitcoin, gold, and silver and that is not wrong as we want to diversify our investments. Well, that is up to you and if you have more free money, you can start it immediately.

[leonair]

The price of silver increases relatively less, due to which investors do not show much interest in investing in it. However, this time, due to the sudden increase in the price of gold at a very fast pace, the price of silver has also increased a lot. So now investors are also showing interest in silver and are buying a lot of silver and stocking it. Because now everyone has started thinking that since the price of gold has increased a lot and is constantly increasing, not everyone can afford to buy a lot of gold, so now there is an opportunity to buy a lot of silver and hold it, then a good amount of profit can be generated from it in the future. So silver can be a good investment.

[DrBeer]

Hello, everyone!
I read a lot about markets, cryptocurrencies, of course, but also other assets, such as metals, precious metals, of course. Gold, platinum, palladium are good options, but the entry price is quite high, which means that not everyone can afford to buy them in significant bars. And then silver comes to mind. First, there are many “hints” that the metal is currently undervalued. Second, it is quite affordable today.
The essence of the question is this: there is an idea to diversify part of the stablecoins into something that will not be subject to inflation, such as the dollar value of stablecoins, and has the potential to grow in value in the same dollar.
The question is: what do you think?
I'm interested in your assessment of both the idea itself and the idea of silver.

PS: as a last resort, cast bullets and shoot the evil spirits

I have 11 or 12 kilos of it.

a kilo is now over 1800 usd

do you want some.

I own more value in silver than I do in gold.

I had a lot of copper but I sold all of that.

Btc = no1
Silver = no2

my top choices are above.

It's nice to hear the opinion of a practical investor with a good diversification concept!
I also started to shift some of my investments into silver about two to three months ago. I am confident that this will be a good move in the medium term.
Plus, market information confirms my predictions.
Question: are you accumulating large 1 kg bars, or are you also adding smaller 100-250-500 g bars to your reserves?

[colinistheman]

The price of silver increases relatively less, due to which investors do not show much interest in investing in it. However, this time, due to the sudden increase in the price of gold at a very fast pace, the price of silver has also increased a lot. So now investors are also showing interest in silver and are buying a lot of silver and stocking it. Because now everyone has started thinking that since the price of gold has increased a lot and is constantly increasing, not everyone can afford to buy a lot of gold, so now there is an opportunity to buy a lot of silver and hold it, then a good amount of profit can be generated from it in the future. So silver can be a good investment.

There is no denying that silver is benefiting from rising gold prices. But the demand for silver has also increased significantly in recent years due to the development of industries such as green energy, AI, electric vehicles. Additionally, there are reports that in 2025, Russia, India and Saudi Arabia will also officially add silver to their national reserves along with gold for diversification. Meanwhile, many reports said that silver mining activities are also facing many challenges, making supply scarce compared to rapidly increasing demand. So the rise in silver prices is partly due to increased demand and not just benefiting from rising gold prices.

So I also think silver is not a bad investment but in terms of returns, I don't think it will outperform gold.

https://silverinstitute.org/global-silver-market-forecast-to-remain-in-a-sizeable-deficit-in-2025/
https://pubs.usgs.gov/periodicals/mcs2025/mcs2025-silver.pdf

[salad daging]

I once heard someone's assessment that silver could be an investment alternative because its price is still quite cheap at the moment, but I didn't pay much attention to that statement because I didn't see good value in silver as an investment. I would prefer gold and Bitcoin, even though their prices are already high, because the price history shows how good these two investments are, and perhaps because I prefer safer options, considering both to be safer compared to other investments like silver.

I myself have never invested in silver and do not know what the price is now, because here (my area) tends to be popular to invest in gold more than silver, including myself to diversify more gold and bitcoin than silver.

How has silver risen over the years? Yes, honestly at this time I have not searched the internet about the data, but still sometimes we prefer gold in addition to this advice from my wife to have more gold because it will be profitable in the future.

[philipma1957]

There is a reason why silver is less valuable than gold, and the biggest reason for it is the supply. It's not that silver is useless; I would rather say that silver is more abundantly used than gold, but gold is more precious because it's used for specific things, and it also has a lower supply. Gold is like the Bitcoin of metallic assets in the world; it has a low supply and a higher demand, and that is the reason why it has a higher value. Silver has more use cases, and that is probably because it has a higher supply, so it's used for more common things than Gold.

Silver's price growth is slow, because of its supply of course, but it's not bad as an alternative option. I just checked, and it has had a growth of about 16% or something last month, which is not bad, however, I can't help but wonder, why aren't you going for Gold instead? You don't need to buy a lot, you can buy as much as you can, even an ounce would do, or even less than that if you have a lower capital, it will at least have better growth in value over time.

It is easier to buy real silver safely and cheaper per Oz.

Why fake a Ben Franklin half dollar in cull condition.

It is almost perfectly certain to be a real 90% silver coin.

https://www.ebay.com/itm/406201433997?

Cull silver coins are almost certain to be real.

Gold is risky and very often is faked

Also a 1 Oz piece of gold is 4300 usd

A roll of cull usa half dollars is only 386usd

https://www.ebay.com/itm/227049839748?

Also with various discounts I can buy those culls for about 360usd

[Dogedegen]

And then silver comes to mind. First, there are many “hints” that the metal is currently undervalued. Second, it is quite affordable today.

How do I put this nicely, silver is the shitcoin of metals. There is absolutely no reason to have any exposure to silver. There are many other and better ways to diversify your holdings. I know even people who forfeit their gold holdings into silver a few years ago because they recognized the alleged opportunity for similar reasons for which you wrote here. Yes you have read that right, they sold gold to not buy Bitcoin but to buy silver. Do you want me to ask them how they are doing because the answer won't be pretty? 

Btc = no1
Silver = no2

Why? The price performance of silver is terrible. If you factor in real inflation it has barely managed to hold any value at all and that is factoring in its recent price explosion. For me it is even more junk because at that price I have to have a lot of it to protect any significant wealth and that either imposes security and logistics challenge or it introduces even more trust or costs.

1kg of gold 135,000. To have the same amount of value I need to store 75kg of silver! It is a lot.

Gold= bitcoin and ethereum = silver,  am just being sarcastic.

Gold = Bitcoin and ethereum = poop. I just fixed it for you. 

IMO diversification is a bad idea if you know what's good. Diversification is for people unsure of the things that want to hold. Like when you don't know if you can handle spicy food, you want some spicy and some mild, right? I know what I like, I know what I want, so why would I buy silver right now if I can have bitcoin?

That is a very superficial view and is entirely incorrect. Diversification is done to minimize risk and hedge against many scenarios. If your entire wealth is in something good, you are essentially in trouble during bad market times for that one thing. Proper investors diversify in many ways that you couldn't believe or even understand..

[Coyster]

IMO diversification is a bad idea if you know what's good. Diversification is for people unsure of the things that want to hold. Like when you don't know if you can handle spicy food, you want some spicy and some mild, right? I know what I like, I know what I want, so why would I buy silver right now if I can have bitcoin?

I disagree, diversification is pertinent for any investor. Though some people diversify in the wrong way by buying assets that are somewhat similar. For example, i don't buy bitcoin and then altcoins, i prefer to just buy bitcoin as the only crypto i hodl. That said, diversification is a great idea if you buy bitcoin and gold, or bitcoin and silver. Or bitcoin, gold, properties, etc.

Diversification does not inherently mean you do not trust your "primary" asset, it is basically spreading your money across different assets/investments. And like they say, don't put all your eggs in one basket and i agree.