So to be clear, when someone stops mining for a short period of time, you steal all their untraded and immature coins.
Keep the 0.004 btc. It was worth it to learn the lesson.
I'd like to get an official answer on this. Reading the FAQ, PPLMS does seem to lend itself to doing just what ScottWilson is suggesting. As a miner with varying strategies, I only mine for myself a small percentage of the time and use pools like this as a backup to a backup unless I see a consistently high payout... so, is this correct?
r00tdude