Guess it can't hurt to have a your passwords change on a somewhat random basis. Maybe use a few different passwords and then change some on a schedule like every 50 days. I know one thing their is no way I'd pay that amount to find out if I'm a in danger of not having my coins secure.
Screams of hustler / snake oil salesman to me. I'm pretty skeptical of this. Naturally, it's always best to have long random passwords and to change them regularly regardless.