Why do you need the loan?
I need this money for pay my bill. If I withdraw from my forex account, it take 7 days (not including holidays)
Not a valid collateral. You can easily claim it back using social engineering.
Can you tell me example valid collateral? But sorry, I just can give this account as my collateral. Because I have balance on this account. I don't think my twitter account as my collateral. Hehe