This is a classic example of why "reputation loans" are usually a scam.
Take a look at the Rep. building loans. Small amounts with unusually high interest rates and quick repay times. The user then progresses to larger amounts and almost always asks for multiple loans at the same time or in a close time frame. The terms have increased to much longer pay back times and interest rates to hook you in. Hey, he paid the others back didn't he so these must be a certain money maker. Take a look at the first Rep builder: Small amount and uber high interest, 100%! All of this is for appearances that the user making the request is honest when in fact he is a "confidence man".
Let's not forget the usual accompaniment of sob/hard luck stories: Lost job, lost home, lost playing poker, car accident, hacked accounts and so on.
Always protect yourself and your coins from these predators. Use escrow when possible and if it sounds too good to be true, it probably is.
