2015 Bitcoin Debit Card Reviews

[Mitchell]

Interesting... I heard nothing but horror stories. Are there other users that can share positive Xapo debit card experience?

I have one and I like it. I used it to buy a Google Developer account on the Chrome Web Store, paid for AliExpress purchases and did an ATM withdrawal just to test it out.

Well, I just got home from a weekend with my girlfriend and guess what I find? A letter from Xapo containing my card. It's a VISA debit card (like I expected) and it looks quite nice. I just activated it, which was easy to do once you get the hang of it. I will try to do an in-store transaction tomorrow, let's see how it goes.

I got my Xapo debit card without being fully registered. Yes, I had to fill in my basic details, but they never requested an ID. I have used the Xapo debit card and it works great, just like their app. Their website? Not so much. It's very confusing (for example the buying Bitcoins part) and sometimes so slow that I have to login again before I can do something, which is quite annoying.

All my support questions have always been answered within 24 hours so I'm a happy customer at Xapo.

[bitpop]

Xapo seems to work well unless you get locked out of your account, I hear support is terrible

[Mitchell]

Xapo seems to work well unless you get locked out of your account, I hear support is terrible

Haven't had that problem yet, but my experience with support was amazing. They always answered quickly and on point.

EDIT: Apparently terrific doesn't mean what I thought it does. Whoops.

[jdebunt]

E-Coin should be on that list too....(www.e-coin.io)

Cards are available now for the price of US$10, load fee is 1%, limit is 2,500 EUR (unless you verify the card for unlimited usage)

Issuing bank is the same as Xapo's, but no waiting time.

[Mitchell]

E-Coin should be on that list too....(www.e-coin.io)

Cards are available now for the price of US$10, load fee is 1%, limit is 2,500 EUR (unless you verify the card for unlimited usage)

Issuing bank is the same as Xapo's, but no waiting time.

Is it a debit card or preloaded? Is it an online card or do you get a physical one?
I also edited my previous post, because I thought that "terrific" was a positive thing.

[jdebunt]

Is it a debit card or preloaded? Is it an online card or do you get a physical one?
I also edited my previous post, because I thought that "terrific" was a positive thing.

Debit card no preloaded balance at this time.

It's a physical card that works online and offline (verified to work with Paypal, Amazon Prime & Netflix)

[byt411]

Hey guys, ANX here. The fees listed for our card is completely wrong, and it may have caused you guys to believe that the fees are higher than what they actually are.

The fees that were listed there are for the ANX Basic card, which has since been discontinued. We offer 2 new cards: the ANX PLUS Bitcoin Debit Card, and the ANX PREMIUM Bitcoin Debit Card.


ANX PLUS Bitcoin Debit Card:
Balance: HKD
Maximum Card Balance: $50,000 HKD
ATM Withdrawals: No limit. (Subject to limits of local ATM)
POS Purchases: $50,000 HKD
Ordering Fee: 0.08BTC + Standard Shipping (0.065BTC)/Express Shipping (0.17BTC/0.25BTC)
Welcome Offers: Get a refund on your shipping fee upon a first reload of $1000 USD.
Monthly Fee: Free for first 12 months, $5 HKD/Month after.
Card Load Fee: None
ATM Withdrawal Fee: $30 HKD
POS Purchase Fee: None


ANX PREMIUM Bitcoin Debit Card:
Balance: USD
Maximum Card Balance: $50,000 usd
ATM Withdrawals: $1000 USD (Subject to limits of local ATM)
POS Purchases: $50,000 USD
Ordering Fee: 0.16BTC + Standard Shipping (0.065BTC)/Express Shipping (0.17BTC/0.25BTC)
Welcome Offers: Get a refund on your shipping fee upon a first reload of $5000 USD.
Monthly Fee: None
Card Load Fee: None
ATM Withdrawal Fee: 1%, Minimum $3 USD.
POS Purchase Fee: None

If you guys have any other questions, please ask.

[World]

Here are some information about Xapo card too.
http://cryptomining-blog.com/4472-checking-out-the-xapo-online-bitcoin-wallet/
http://cryptomining-blog.com/4552-first-impressions-from-the-xapo-bitcoin-debit-card/

[AsiaNexgen]

We love Bitcoin! We can't look further forward to using bitcoin as a mean of purchasing everywhere! Bitcoin Debit Cards provides an extrordinary way of using bitcoin; it is not only fast but easy and simple.

There were some bitcoin debit providers, such as Diamond Circle, Cryptex, and Coinjelly, which are no longer available.
Meanwhile, in 2015, there are 4 main bitcoin debit card providers which are available internationally without geographical limits on residency or spending.，Xapo, ANX, BitPlastic, and Wagecan- a potential star.

Let's take a colser look at why Wagecan, such a freshman in the bitcoin industry, is referred to as a potential star by comparing Wagecan to the rest of the major BTC debit cards providers available on the market nowadays below.

Basic review:

Xapo
https://xapo.com/
Xapo is incorporated in Hong Kong and is based in Palo Alto.
In addition to issuing Bitcoin debit cards, Xapo also provides wallets and cold storage.


WageCan
https://www.wagecan.com
WageCan was founded and registered in Seychelles, and based in California and Taiwan.
WageCan provides a bitcoin wallet with interest and bitcoin debit card.
 

ANX
https://anxpro.com/
ANX was established in July 2013 and is legally registered and based in Hong Kong. ANX is Bitcoin exchange platforms.

BitPlastic
https://bitplastic.com/
BitPlastic was based in Russia and did not provide any further information reg  is the most mysterious one. Its debit could be used at POS, ATM, and online without identification being verified. However its limitations and fees are unfriendly.
 
Fees
providers of bitcoin debit cards are charging the planned, one-time ordering fee, and potential charges will vary based on your card usage, such as a lost card replacement fee, ATM withdrawal fees and Foreign Exchange fees.

see comparison below for more information.

Thanks for reaching out  
Just want to clarify our fees of charges

Basically we do have 2 kinds of ANX Debit Cards, which are the ANX PLUS and ANX PREMIUM.
For the Card Currency, it supports fiat currencies AUD, CAD, GBP, CHF, EUR, HKD, JPY, CNY, NZD, SGD and USD.

                                                      ANX PLUS                                                                    ANX PREMIUM

Maximum Card Balance                    HK $50,000                                                                         USD $50,000
ATM Withdrawals                             No Limit, Subject to limits on local ATM                                  US $1000, Subject to limits on local ATM
Cost of ATM Withdrawals                  HK $30                                                                                 1%, Min. US $3         
POS Purchases                                HK$50,000                                                                           US$50,000
Cost of POS Purchase                       Free                                                                                    Free
Ordering fee                                   0.08 BTC                                                                              0.16 BTC
Welcome Offers                              load HK $8,000 and get a refund on your shipping fee              load US$5,000 and get a refund on your shipping fee
Monthly fee                                    Free for first 12 months                                                          
                                                     HK$5/month thereafter                                                          Free
                                                     deducted from card balance
Card Load Free                                Free                                                                                     Free                                
Currency Conversion Fee                     No Trading fees/ No Bank Transfer Deposit Fees/ No Bitcoin Transfer Fees

For more details, kindly visit our website at https://anxbtc.com/pages/#/fees
If you have any problems, please don't hesitate to email us at support@anxintl.com

[dezoel]

Hey guys, ANX here. The fees listed for our card is completely wrong, and it may have caused you guys to believe that the fees are higher than what they actually are.

The fees that were listed there are for the ANX Basic card, which has since been discontinued. We offer 2 new cards: the ANX PLUS Bitcoin Debit Card, and the ANX PREMIUM Bitcoin Debit Card.


ANX PLUS Bitcoin Debit Card:
Balance: HKD
Maximum Card Balance: $50,000 HKD
ATM Withdrawals: No limit. (Subject to limits of local ATM)
POS Purchases: $50,000 HKD
Ordering Fee: 0.08BTC + Standard Shipping (0.065BTC)/Express Shipping (0.17BTC/0.25BTC)
Welcome Offers: Get a refund on your shipping fee upon a first reload of $1000 USD.
Monthly Fee: Free for first 12 months, $5 HKD/Month after.
Card Load Fee: None
ATM Withdrawal Fee: $30 HKD
POS Purchase Fee: None


ANX PREMIUM Bitcoin Debit Card:
Balance: USD
Maximum Card Balance: $50,000 usd
ATM Withdrawals: $1000 USD (Subject to limits of local ATM)
POS Purchases: $50,000 USD
Ordering Fee: 0.16BTC + Standard Shipping (0.065BTC)/Express Shipping (0.17BTC/0.25BTC)
Welcome Offers: Get a refund on your shipping fee upon a first reload of $5000 USD.
Monthly Fee: None
Card Load Fee: None
ATM Withdrawal Fee: 1%, Minimum $3 USD.
POS Purchase Fee: None

If you guys have any other questions, please ask.

seems good, is the shipping fee for all country worldwide?
or just some country?
will order it soon as possible...

[GGGGG]

seems good, is the shipping fee for all country worldwide?
or just some country?
will order it soon as possible...

I have one. It depends on which country you have it sent to but I believe they ship most places. I had one card sent to me while I was in the US, and another sent while I was in Europe.

[Minerjoe]

Where did you get the info that the limit for ANX card is 3k. It s 50k.

However, I would also wait for Bit-x card. Based on my experience with them, this company s very professional. Great exchange, nice cloud mining option, excellent sig campaign. I hope the card ll be great as well.

[World]

NETELLER Prepaid MasterCard
https://bitcoinmagazine.com/19755/neteller-adds-bitcoin-funding-prepaid-mastercards/

[Amph]

Bitcoin debit card is the most practical way of spending bitcoin IMO. Would very much like to have one, but the fees are a tad high. We need more competition to drive fees down.  

Wait for BIT-X's MasterCard coming in April!

is it anonymous?

Where did you get the info that the limit for ANX card is 3k. It s 50k.

However, I would also wait for Bit-x card. Based on my experience with them, this company s very professional. Great exchange, nice cloud mining option, excellent sig campaign. I hope the card ll be great as well.

the basic one is 3k, the 50k is the plus or premium

[mishax1]

Bitcoin debit card is the most practical way of spending bitcoin IMO. Would very much like to have one, but the fees are a tad high. We need more competition to drive fees down.  

Wait for BIT-X's MasterCard coming in April!

is it anonymous?

It stops being anonymous the second you provided your phone number.. (like you did to get in the signature campaign)

[marcotheminer]

Bitcoin debit card is the most practical way of spending bitcoin IMO. Would very much like to have one, but the fees are a tad high. We need more competition to drive fees down. 

Wait for BIT-X's MasterCard coming in April!

is it anonymous?

You must complete basic verification to get the card.

[Minerjoe]

Bitcoin debit card is the most practical way of spending bitcoin IMO. Would very much like to have one, but the fees are a tad high. We need more competition to drive fees down. 

Wait for BIT-X's MasterCard coming in April!

is it anonymous?

You must complete basic verification to get the card.

What s wrong with that? People who require full anonymity are people who have something to hide, usually illegal. I would not want to have anything to do with that kind of people.

[byt411]

-snip-

seems good, is the shipping fee for all country worldwide?
or just some country?
will order it soon as possible...

Hi dezoel!
The standard shipping fee, as stated, is 0.065BTC. However, if you want express shipping, then it is split into 2 categories:
Express Registered Mail Region A (0.17BTC): Argentina, Australia, Canada, China, Finland, France, Germany, Greece, HK, India, Indonesia, Ireland, Italy, Japan, Luxembourg, Malaysia, Mexico, Netherlands, New Zealand, Philippines, Poland, Portugal, Russia, Singapore, Spain, Taiwan, Thailand, Turkey, UK and USA.

Express Registered Mail Region B (0.25BTC): Other Countries.

Thanks,
byt411

seems good, is the shipping fee for all country worldwide?
or just some country?
will order it soon as possible...

I have one. It depends on which country you have it sent to but I believe they ship most places. I had one card sent to me while I was in the US, and another sent while I was in Europe.

Hey GGGGG!

Thanks for the review! If it's possible, could you please comment on your experience on our official thread?
https://bitcointalk.org/index.php?topic=425451.0

Thanks!
byt411

[Amph]

Bitcoin debit card is the most practical way of spending bitcoin IMO. Would very much like to have one, but the fees are a tad high. We need more competition to drive fees down. 

Wait for BIT-X's MasterCard coming in April!

is it anonymous?

You must complete basic verification to get the card.

What s wrong with that? People who require full anonymity are people who have something to hide, usually illegal. I would not want to have anything to do with that kind of people.

well no, not in my case, it's not like if you are something to hide must be something illegal, i just want my privacy and to evade taxes i admit lol

i don't like bitcoin as a taxable thing

[EternalWingsofGod]

Wagecan definite scam?

Xapo is ridiculous, anyone willing to use it?

Hell no

Indeed looking at that table its not worth it
Assuming the others don't run away with the assets at a later date of course, although the table did need an update as the Xapo affiliate mentioned
This seems like a good thread to keep track of since debit cards are becoming more common in Bitcoin now, still fairly limited in terms of selection but it is progress.

Xapo debit card:
Maximum card balance: There is no maximum. You can spend directly anything you have in your main wallet.
ATM withdrawals: $400 if you dont provide any ID or proof of address. Goes up to $2000/day as soon as you provide this info
POS purchases: Up to $2500 without ID/address. Goes up to unlimited when you provide this info
Monthly fee: Was removed in September last year. We pay this for our users

Note that we are not a preloaded card. Meaning you dont need to spend btc and load fiat onto the card. We withdraw bitcoins and load those funds in fiat onto the card immediately when the card is swiped.

The rest is correct. Let me know if I can clarify anything else