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Author Topic: Is it better to save money or invest it?  (Read 1181003 times)
Willitivity
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June 19, 2017, 02:40:48 PM
 #10141

An investment provides you with alternative source(s) of income, when you invest money into other things or into Cryptocurrency, it's grows more than when it's just saved up in the bank or somewhere. But this doesn't mean all your money should go to investments, you should save up some to meet needs, we all know that money invested cannot be easily pulled out to solve a pressing need.
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June 19, 2017, 03:24:24 PM
 #10142

If you do not have a steady source of income maybe investing be a good option. But if you have a steady source of income maybe saving is a pretty good option.
Both parties is good for us. If you have a money then invest the half of it in the market and let it until it will have a profit. Then when it does take the little portion of it and save it. Then do it ragularly. If you do, you will receive and save money for your future use. Saving and investing is both good for us, both good for our future.
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June 19, 2017, 04:35:00 PM
 #10143

it is too much important to have good knowledge about trading and must study the coin or anything else where we are going to invest our money. because those people who do not have knowledge about trading it is very risky and more chance is that you will even lose your own money. i think we must first get knowledge about the coin where we are going to invest and after that should take active step.

Exactly. It is very important to seek knowledge regarding trading and investing into cryptocurrencies, since they're highly volatile and risky than real world assets. For starters, you should always invest the minimum amount possible in a cryptocurrency, and devise a strategy of your own by using the knowledge obtained over the web related to the field.

Once you've gained enough experience, then you could consider to increment your investment amount and so on to ensure your financial life. There are many good altcoins on the markets with promising technology and value, but if you don't follow the right steps, then you will most likely fail over the long term. Just my opinion. Smiley

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June 20, 2017, 10:38:18 PM
 #10144

If you do not have a steady source of income maybe investing be a good option. But if you have a steady source of income maybe saving is a pretty good option.
You are right and the suggestion is also making sense. That if one don’t have a source for income and he/ she has enough  amount to invest them he should not waste time on wounding for job or to keep your money in bank for a very short and slow benefit . so if you want to do really something great , you have to save money , but that saved money can never be enough for you future as you can increase your saving for future though investment . because investment expend money with the expectation of achieving a profit , getting worker to investing your money could helping in future . so investing is right for me .
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June 20, 2017, 10:48:35 PM
 #10145

Both are better but saving your bitcoin is also form of investment since value of bitcoin is fluctuating, and by investing your bitcoin is some other investment you are making additional source of income and that is much better. Having multiple investment makes the risk less.
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June 20, 2017, 10:54:15 PM
 #10146

Both are better but saving your bitcoin is also form of investment since value of bitcoin is fluctuating, and by investing your bitcoin is some other investment you are making additional source of income and that is much better. Having multiple investment makes the risk less.
which is correct whenever you save btc you are also saving your money as bitcoin is another type of currency and the best part here is bitcoin keeps increasing its price unlike ordinary fiat which the value is just the same even banks give you 5% earnings after several months or years its not comparable with what bitcoin can bring you if you are smart enough.

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June 21, 2017, 02:52:15 AM
 #10147

I think a better investment, because with the investment we could make an unexpected profit (because the high demand), many people are successful because of the investment, but I have never heard of the person who is successful because it is saving.
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June 21, 2017, 03:01:43 AM
 #10148

I think a better investment, because with the investment we could make an unexpected profit (because the high demand), many people are successful because of the investment, but I have never heard of the person who is successful because it is saving.
If you want to invest you also have to save so they work together, the first step you have to do is to learn how to save
and if you are successful, you can allocate some for your investing but make sure you have some back up funds in
case you will not succeed in your investing journey.
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June 21, 2017, 12:05:39 PM
 #10149

I think a better investment, because with the investment we could make an unexpected profit (because the high demand), many people are successful because of the investment, but I have never heard of the person who is successful because it is saving.
If you want to invest you also have to save so they work together, the first step you have to do is to learn how to save
and if you are successful, you can allocate some for your investing but make sure you have some back up funds in
case you will not succeed in your investing journey.

You're exactly correct. All investments should have savings to back it up because you're really never sure of what the end result of yoir invesrments would be. You just have to be prepared and to be ready whatever the result is. Now you should have some kind of back up or contingency if i case your investmentd doesn't go as planned so that's when you'll see the valie of having savings.

 
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June 21, 2017, 06:54:48 PM
 #10150

I want to answer by giving example. I mined 40 eth and some xmr too. I sold all of my ETH when ETH was 0.025 I think and that thought that was a great profit. That time BTC price was around $700. I sold them and was enjoying the rewards and also paid some dues.
I lost my mining rig , there was a voltage issue and I stopped mining. And that was also a cause of selling those coins. If I could hold them, I would be rich in my country at least. I invested my time and money and it paid me back with profit.
Investing is good if you know where to invest. Sometimes it is better to cashout rather than holding. So it depends what is your project and you have to find out what will be the outcome of your efforts
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June 21, 2017, 07:18:15 PM
 #10151

I think investing is better than saving money as investments give a chance to your money to grow and to work for you. You should invest a part in gold and a part in cryptocurrencies like Bitcoin, ethereum and monero.
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June 21, 2017, 07:52:15 PM
 #10152

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

You need to answer.
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June 21, 2017, 08:48:08 PM
 #10153

If you keep saving money, the inflation will diminish your money because of high iflation rates. Saving purely money may not mean a good opinion. You can invest them in somewhere. Bitcoin, real estate, gold or another thing.
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June 21, 2017, 09:20:01 PM
 #10154

If you keep saving money, the inflation will diminish your money because of high iflation rates. Saving purely money may not mean a good opinion. You can invest them in somewhere. Bitcoin, real estate, gold or another thing.

Yes I agree with you and that is what I always read and heard from financial agent.  You will lose some with savings due to inflation rate.  For instance, you have 2% per annum interest while at the end of the year, your savings will be less by tax and inflation.  Ending you lose a good amount of money.  So it is always better to have investment.
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June 21, 2017, 09:23:34 PM
 #10155

Let's see..

Save money: Worth decreases
Invest money: Worth increases

What do you want? Yup, investing!  Grin
(Ofcourse you need more skills for investing than for saving, but they aren't hard to learn...)

Regards,
Trump

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June 21, 2017, 09:39:21 PM
 #10156

If you keep saving money, the inflation will diminish your money because of high iflation rates. Saving purely money may not mean a good opinion. You can invest them in somewhere. Bitcoin, real estate, gold or another thing.
Putting money in bitcoin and keeping for a longer time or for any time of the future is also a type of saving money. Because bitcoin is a currency and keeping bitcoin is the same as to keep any other currency. If someone will have money in bitcoin then it is like saving money.
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June 21, 2017, 10:40:07 PM
 #10157

If you keep saving money, the inflation will diminish your money because of high iflation rates. Saving purely money may not mean a good opinion. You can invest them in somewhere. Bitcoin, real estate, gold or another thing.

Yes I agree with you and that is what I always read and heard from financial agent.  You will lose some with savings due to inflation rate.  For instance, you have 2% per annum interest while at the end of the year, your savings will be less by tax and inflation.  Ending you lose a good amount of money.  So it is always better to have investment.
yes although risk of losing money in trading and investment also there as no one know about that either you will  make money in investment or not but chance of making money is always there and you can really make a good profit form investment and trading, so i will also like to choose trading and investment. and specially investment in bitcoin and trading altcoin is also a good and secure way of making money.
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June 21, 2017, 11:11:31 PM
 #10158

If you keep saving money, the inflation will diminish your money because of high iflation rates. Saving purely money may not mean a good opinion. You can invest them in somewhere. Bitcoin, real estate, gold or another thing.

Yes I agree with you and that is what I always read and heard from financial agent.  You will lose some with savings due to inflation rate.  For instance, you have 2% per annum interest while at the end of the year, your savings will be less by tax and inflation.  Ending you lose a good amount of money.  So it is always better to have investment.
yes although risk of losing money in trading and investment also there as no one know about that either you will  make money in investment or not but chance of making money is always there and you can really make a good profit form investment and trading, so i will also like to choose trading and investment. and specially investment in bitcoin and trading altcoin is also a good and secure way of making money.
If you will be expert in earning money through trading and you will invest in a coin which will have a high potential to increase up in the market like bitcoin then you will not lose your money but you will earn a good profit but if someone will not know abut trade and will invest in some weaker currencies then he may lose.
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June 21, 2017, 11:45:15 PM
 #10159

Its good if you have both, but you must know the difference of those two. Saving for me is really good in terms of liquidity while investing is better when it comes to make money or earn more money. But still i choose to invest my money i consider it as my saving and the good thing is im earning while im saving.
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June 22, 2017, 02:13:31 PM
 #10160

I will prefer to invest some part of my money in bitcoins to let it grow in future and rest I will save for the future as if my investment fails then I need hard cash in my hands to take care of my daily expenses and that is only possible if I have saved money.

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