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Author Topic: Is it better to save money or invest it?  (Read 1180017 times)
Alauria
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October 20, 2016, 02:43:29 PM
 #7481

One of the better ways to invest money is to buy an ETF it is a bunch of stocks that you own a part of. They generally have a track record of growing 10% a year and they are considered safe investments.

This can be a good idea but need time for this and I also think that is a long term investment, I would go for investing in altcoins its maybe less more safe but it can really bring you some nice amounts.
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October 20, 2016, 03:04:29 PM
 #7482

Saving currently isn't really interesting as a normal savings account gets you about 4% interest per year. if you have money that you'll not spend the comming years it can be set at 6-8% each year but the downside is that you can't acces your money for 5 years. Are you be patient with it?
Very few people are that patient when we take into account the low earnings and the long time that you need to be invested, how instable the current world economy is, and the fact that the investment could turn into a scam then I do not consider that to be a good business.


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chaosknight
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October 20, 2016, 03:06:24 PM
 #7483

Saving currently isn't really interesting as a normal savings account gets you about 4% interest per year. if you have money that you'll not spend the comming years it can be set at 6-8% each year but the downside is that you can't acces your money for 5 years. Are you be patient with it?
Very few people are that patient when we take into account the low earnings and the long time that you need to be invested, how instable the current world economy is, and the fact that the investment could turn into a scam then I do not consider that to be a good business.

All investments are not scam and you can never have good and comfortable life in future if you will never invest, as there are many trusted investments like gold and real estates that can give you good profits in long term.
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October 20, 2016, 05:28:07 PM
 #7484

Saving currently isn't really interesting as a normal savings account gets you about 4% interest per year. if you have money that you'll not spend the comming years it can be set at 6-8% each year but the downside is that you can't acces your money for 5 years. Are you be patient with it?
Very few people are that patient when we take into account the low earnings and the long time that you need to be invested, how instable the current world economy is, and the fact that the investment could turn into a scam then I do not consider that to be a good business.

All investments are not scam and you can never have good and comfortable life in future if you will never invest, as there are many trusted investments like gold and real estates that can give you good profits in long term.

If you invest some bitcoin, for example, 10 bitcoins in the next few years, you might live a good life after.
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October 20, 2016, 05:30:00 PM
 #7485

If you have the knowledge of investements or you have a good and trustable advisor in investement field then it is always better to invest the money and let them grow instead of wasting them only in saving.But if you dont know about it,then just keep saving them and wait for the right time.
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October 20, 2016, 05:38:29 PM
 #7486

If you have the knowledge of investements or you have a good and trustable advisor in investement field then it is always better to invest the money and let them grow instead of wasting them only in saving.But if you dont know about it,then just keep saving them and wait for the right time.

The problem about investment even looking an amazing an potencial crypto coin or project there is always a huge risk around them, would be better start their own project, with that said, i do believe its time for save or start own projects.
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October 20, 2016, 05:52:02 PM
 #7487

i have observed that near about 75% people around the world will choose saving some short of money but the rest of them spend money without planning for a future or they just busy in trading or anything so yes saving is very effective i will also choose saving money

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October 20, 2016, 05:53:51 PM
 #7488

If you have the knowledge of investements or you have a good and trustable advisor in investement field then it is always better to invest the money and let them grow instead of wasting them only in saving.But if you dont know about it,then just keep saving them and wait for the right time.

Investment will grow your money in long run but that is possible only if you invest your money at a right place and before doing that you need to carry good research and choose different places to invest them.
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October 20, 2016, 05:57:01 PM
 #7489

If you have the knowledge of investements or you have a good and trustable advisor in investement field then it is always better to invest the money and let them grow instead of wasting them only in saving.But if you dont know about it,then just keep saving them and wait for the right time.

Investment will grow your money in long run but that is possible only if you invest your money at a right place and before doing that you need to carry good research and choose different places to invest them.

Knowledge and experience of course have to be when investing. However, you can invest and no experience if not risky or a little risky projects

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October 20, 2016, 05:57:46 PM
 #7490

If you have the knowledge of investements or you have a good and trustable advisor in investement field then it is always better to invest the money and let them grow instead of wasting them only in saving.But if you dont know about it,then just keep saving them and wait for the right time.

Investment will grow your money in long run but that is possible only if you invest your money at a right place and before doing that you need to carry good research and choose different places to invest them.
Actually i depends on the thinking of a particular person,if he want to be safe then he would rather just save it or do a fixed deposit with it for 5-6 years and recieve a risk free small interest,but i believe in investement on things happening now,because i believe much profit can be achieved in short term also in trading or any thing good that interests you.
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October 20, 2016, 06:00:54 PM
 #7491

if you have proper knowledge about trading,i reccomended you for doing trade,its safe instade of invest.investment site are strongly ponzi/scam.safe money is better then investment.

Trading is very risky. its not for everyone. while investing in a ponzi website is not advisable. better is hold your coins, and think long term

Holding your coins is risky too Cheesy.  The one your holding might go down in some days or weeks.  In this world all actions have risk. Though we can minimize the risk but it is always there.  And the most succesful person are those who face risk and use what they have to produce them more income than letting it sit idle and wait for it to increase.
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October 20, 2016, 10:38:38 PM
 #7492

if you have proper knowledge about trading,i reccomended you for doing trade,its safe instade of invest.investment site are strongly ponzi/scam.safe money is better then investment.

Trading is very risky. its not for everyone. while investing in a ponzi website is not advisable. better is hold your coins, and think long term

Holding your coins is risky too Cheesy.  The one your holding might go down in some days or weeks.  In this world all actions have risk. Though we can minimize the risk but it is always there.  And the most succesful person are those who face risk and use what they have to produce them more income than letting it sit idle and wait for it to increase.

 invest money is better than save it because investments will increase the money while saving will not store its value as it is decline by age
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October 20, 2016, 11:49:07 PM
 #7493

Both of them are useful to a person who is open minded to business. Those two are the key to thier success.
Well, if you're running a business, I think it is a good thing to do both. investment as well save the money you have for the future. maybe in a few days the price of bitcoin will meingkat, so I think you should reduce the investment costs that often you do so you will not miss the moment with high price rises bitcoin
I think if you already have a business and it has given a great income and steady income to you, you should give more priority to save rather than invest, although neither of them is a good thing, but the store will be more important, #imo
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October 20, 2016, 11:59:23 PM
 #7494

With Bitcoin, since the price fluctuates often saving is investing:-) ...

It's rare to see money go down in value unless in risky investment areas, but to be exact there's many that go up in controlled samples.

The trick here is to uncover what to invest it in to ensure any amount you put in soars rather than drops.

Otherwise, without this saving would be a superior alternative if talking in general cases (yes, BTC too!)

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October 21, 2016, 02:28:12 AM
 #7495

both of them must be balance, we must save some money for future any "unplaned danger situation" and use our invest for running our strategic plan, but we must do research before invest at any investment way.
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October 21, 2016, 03:10:26 AM
 #7496

both of them must be balance, we must save some money for future any "unplaned danger situation" and use our invest for running our strategic plan, but we must do research before invest at any investment way.

It depends, if you are stable enough, saving is easier for you since you have a stable income, and you can do both without a problem but if you are always up to the earning, investing your money to something that has good ROI is the best since it is almost like saving and at the same time it is earning.. The only downside of that is when you invest at wrong investments...Planning about your money is easier if it is already in your hand...  Smiley

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October 21, 2016, 03:11:25 AM
 #7497

Investing is now better because with investing right now you can make good profits in the future of the bitcoin.
It has a great future a head and will come to a higher amount too.
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October 21, 2016, 03:16:07 AM
 #7498

Investing is now better because with investing right now you can make good profits in the future of the bitcoin.
It has a great future a head and will come to a higher amount too.
We should be positive on that as the future is really good for bitcoin and for us who have put our investment here, we should not fear of losing our investment just trust and put the amount that you can afford to lose, it is better than gambling for sure, so if we can afford to gamble why not invest for greater chances.

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October 21, 2016, 11:57:19 AM
 #7499

Investing is now better because with investing right now you can make good profits in the future of the bitcoin.
It has a great future a head and will come to a higher amount too.
We should be positive on that as the future is really good for bitcoin and for us who have put our investment here, we should not fear of losing our investment just trust and put the amount that you can afford to lose, it is better than gambling for sure, so if we can afford to gamble why not invest for greater chances.
Be positive and invest, that is the right action to do for now. Saving is good but investing is better, we need to invest in bitcoin for now and sacrifice other investment opportunity if we only have limited funds as for sure our money will earn big profits once the success of massive adoption will take place in the future.
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October 21, 2016, 12:20:00 PM
 #7500

You should try to save a part of your earnings, invest another part and keep the rest for all expenditures. Make a list of all your needs & necessities and segregate them from your expenses.

Then do research on investments and calculate how much to invest in each sector. Once you get the hang of it, it becomes easy.

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