What can I do?

[jorjito25]

I had a deal with one user, I gave him a loan 0.02 and he told me to repay 0.025 in 48 hours.
He give his password to have his account as collateral so I send him the money first and after this he changed password again so I couldnt take his account.

I know is my fault and I should take his account first but I didnt.
Now I hope that he repay but in case of default what could I do?

I have all the proof and signed message and everything. ..
Thanks!!

[1713888696]

1713888696

[1713888696]

1713888696

[Josepht]

Well, there isn't much you can do to get those BTC back then waiting.
If he doesn't pay you back within the 48 hours, you can create a thread in the scam accusation board. If you post the proofs there, he will get negative feedback.

I can't think of anything else you can do.

[redsn0w]

I had a deal with one user, I gave him a loan 0.02 and he told me to repay 0.025 in 48 hours.
He give his password to have his account as collateral so I send him the money first and after this he changed password again so I couldnt take his account.

I know is my fault and I should take his account first but I didnt.
Now I hope that he repay but in case of default what could I do?

I have all the proof and signed message and everything. ..
Thanks!!

You should have used always a trusted escrow for held the collateral, now as Josepht you can only open a scam accusation and try to convince that user to repay the loan (but I a m not sure he will repay it) however is this (https://bitcointalk.org/index.php?action=profile;u=406984) the account?

He changed the password in these two moment (as you said):

Today at 12:33:37 AM - TXWA - password changed
April 06, 2015, 11:08:35 PM - TXWA - password changed

https://bitcointalk.org/seclog.php

[jorjito25]

I had a deal with one user, I gave him a loan 0.02 and he told me to repay 0.025 in 48 hours.
He give his password to have his account as collateral so I send him the money first and after this he changed password again so I couldnt take his account.

I know is my fault and I should take his account first but I didnt.
Now I hope that he repay but in case of default what could I do?

I have all the proof and signed message and everything. ..
Thanks!!

You should have used always a trusted escrow for held the collateral, now as Josepht you can only open a scam accusation and try to convince that user to repay the loan (but I a m not sure he will repay it) however is this (https://bitcointalk.org/index.php?action=profile;u=406984) the account?

He changed the password in these two moment:

Today at 12:33:37 AM - TXWA - password changed
April 06, 2015, 11:08:35 PM - TXWA - password changed

Yes thats the account!
Maybe mods could give me the account if he dosent repay?
Since I can prove it I hope a mod could do something...
Thanks guys!

[redsn0w]

I had a deal with one user, I gave him a loan 0.02 and he told me to repay 0.025 in 48 hours.
He give his password to have his account as collateral so I send him the money first and after this he changed password again so I couldnt take his account.

I know is my fault and I should take his account first but I didnt.
Now I hope that he repay but in case of default what could I do?

I have all the proof and signed message and everything. ..
Thanks!!

You should have used always a trusted escrow for held the collateral, now as Josepht you can only open a scam accusation and try to convince that user to repay the loan (but I a m not sure he will repay it) however is this (https://bitcointalk.org/index.php?action=profile;u=406984) the account?

He changed the password in these two moment:

Today at 12:33:37 AM - TXWA - password changed
April 06, 2015, 11:08:35 PM - TXWA - password changed

Yes thats the account!
Maybe mods could give me the account if he dosent repay?
Thanks guys!

No, the staff team doesn't involve in this type of situation. The only thing you can do is contact that user and try to convince him and obviously open a scam accusation (if he will not repay you, and these 48 are passed).

[jorjito25]

I had a deal with one user, I gave him a loan 0.02 and he told me to repay 0.025 in 48 hours.
He give his password to have his account as collateral so I send him the money first and after this he changed password again so I couldnt take his account.

I know is my fault and I should take his account first but I didnt.
Now I hope that he repay but in case of default what could I do?

I have all the proof and signed message and everything. ..
Thanks!!

You should have used always a trusted escrow for held the collateral, now as Josepht you can only open a scam accusation and try to convince that user to repay the loan (but I a m not sure he will repay it) however is this (https://bitcointalk.org/index.php?action=profile;u=406984) the account?

He changed the password in these two moment:

Today at 12:33:37 AM - TXWA - password changed
April 06, 2015, 11:08:35 PM - TXWA - password changed

Yes thats the account!
Maybe mods could give me the account if he dosent repay?
Thanks guys!

No, the staff team doesn't involve in this type of situation. The only thing you can do is contact that user and try to convince him and obviously open a scam accusation (if he will not repay you, and these 48 are passed).

Ok ill do that! Thank you very much.

[Quickseller]

Why did you seriously think that you would be able to recover an account that you are holding as collateral if you do not have 100% control of the account? That is like accepting a promise that someone will give you collateral when they default.

[redsn0w]

Why did you seriously think that you would be able to recover an account that you are holding as collateral if you do not have 100% control of the account? That is like accepting a promise that someone will give you collateral when they default.

Yes you are right, it is the same error that I have made (with a collateral). I didn't change the email address, because I thought it was random but someone noticed it (probably, because it was not hide to the "public) and he has registered (the email) and took the account.

OP, you should be very diligent with the collateral and as I said previously use always a trusted escrow.

[Blazed]

I left a neutral on the account to not lend to it until you are paid back. If he fails to pay you back post a scam thread and message me... I will leave a negative. Honestly the fact that he took it back already is pretty bad either way.

[redsn0w]

I left a neutral on the account to not lend to it until you are paid back. If he fails to pay you back post a scam thread and message me... I will leave a negative. Honestly the fact that he took it back already is pretty bad either way.

It is very strange because I know he (or they) are managing this service : https://bitcointalk.org/index.php?topic=954370.0;topicseen  as written in the thread "We're glad to announce TOXCOIN Bitcoin Exchange - a new and easy way to buy and sell Bitcoins."

So why ruin a reputation for only 0.02 btc, this is insane or am I wrong?

[jorjito25]

I left a neutral on the account to not lend to it until you are paid back. If he fails to pay you back post a scam thread and message me... I will leave a negative. Honestly the fact that he took it back already is pretty bad either way.

Ty!! I think the same... Once he did this I think is not going to repay.

I left a neutral on the account to not lend to it until you are paid back. If he fails to pay you back post a scam thread and message me... I will leave a negative. Honestly the fact that he took it back already is pretty bad either way.

It is very strange because I know he (or they) are managing this service : https://bitcointalk.org/index.php?topic=954370.0;topicseen  as written in the thread "We're glad to announce TOXCOIN Bitcoin Exchange - a new and easy way to buy and sell Bitcoins."

So why ruin a reputation for only 0.02 btc, this is insane or am I wrong?

Yeah! For 5 fucking dollars. Ridiculus!!

[jorjito25]

Why did you seriously think that you would be able to recover an account that you are holding as collateral if you do not have 100% control of the account? That is like accepting a promise that someone will give you collateral when they default.

He gave me the password but I dont know why I send him the money first and I wasnt drunk lol.
Then he changed password again. ..

Anyway no one with a brain will default this loan and ruin an account that worth more and ruin toxcoin. ..

[Quickseller]

Why did you seriously think that you would be able to recover an account that you are holding as collateral if you do not have 100% control of the account? That is like accepting a promise that someone will give you collateral when they default.

He gave me the password but I dont know why I send him the money first and I wasnt drunk lol.
Then he changed password again. ..

Anyway no one with a brain will default this loan and ruin an account that worth more and ruin toxcoin. ..

It is understandable if you were intoxicated however that does not mean that others should bail you out. You should always make sure that any collateral being used to secure a loan is 100% in control by either you or a trusted escrow prior to you funding the loan, even if you are inebriated (especially so).

[koelen3]

You state that the email address was random and public , so did the real owner changed the password or some random guy made a new account considering it never existed and changed it ? If that's the case , the real owner is fucked as well because i see his service thread and i don't think someone would want to ruin their repo for such a case. Still hope everything works out good for you and Him.

[jorjito25]

You state that the email address was random and public , so did the real owner changed the password or some random guy made a new account considering it never existed and changed it ? If that's the case , the real owner is fucked as well because i see his service thread and i don't think someone would want to ruin their repo for such a case. Still hope everything works out good for you and Him.

Lets see what happen.
We will know soon!

[zcxvbs]

You state that the email address was random and public , so did the real owner changed the password or some random guy made a new account considering it never existed and changed it ? If that's the case , the real owner is fucked as well because i see his service thread and i don't think someone would want to ruin their repo for such a case. Still hope everything works out good for you and Him.

Lets see what happen.
We will know soon!

It's already a scam accusation, he changed the account password that means he broke the contract, so I don't think he will pay you back, just start a scam accusation to push him to pay back.

[jorjito25]

You state that the email address was random and public , so did the real owner changed the password or some random guy made a new account considering it never existed and changed it ? If that's the case , the real owner is fucked as well because i see his service thread and i don't think someone would want to ruin their repo for such a case. Still hope everything works out good for you and Him.

Lets see what happen.
We will know soon!

It's already a scam accusation, he changed the account password that means he broke the contract, so I don't think he will pay you back, just start a scam accusation to push him to pay back.

He was online and didnt answer me.
How can I start the scam accusation?

[abyrnes81]

You state that the email address was random and public , so did the real owner changed the password or some random guy made a new account considering it never existed and changed it ? If that's the case , the real owner is fucked as well because i see his service thread and i don't think someone would want to ruin their repo for such a case. Still hope everything works out good for you and Him.

Lets see what happen.
We will know soon!

It's already a scam accusation, he changed the account password that means he broke the contract, so I don't think he will pay you back, just start a scam accusation to push him to pay back.

He was online and didnt answer me.
How can I start the scam accusation?

https://bitcointalk.org/index.php?topic=260073.0  there you will find all the information to start a scam accusation. You should open it right now! Because you haven't the collateral.

[Grand_Voyageur]

You state that the email address was random and public , so did the real owner changed the password or some random guy made a new account considering it never existed and changed it ? If that's the case , the real owner is fucked as well because i see his service thread and i don't think someone would want to ruin their repo for such a case. Still hope everything works out good for you and Him.

Lets see what happen.
We will know soon!

It's already a scam accusation, he changed the account password that means he broke the contract, so I don't think he will pay you back, just start a scam accusation to push him to pay back.

He was online and didnt answer me.
How can I start the scam accusation?

You have to start a thread in the Scam Accusations board, following the sticky instruction, here. I quoted escrow.ms post for a quick reference:

Scam Report Format

Code:

[b][color=black]What happened:: [/color][/b]

[b][color=black]Scammers Profile Link: [/color][/b]

[b][color=black]Reference Link: [/color][/b]
[b][color=black]Amount Scammed: [/color][/b]
[b][color=black]Payment Method: [/color][/b]
[b][color=black]Proof of Payment: [/color][/b]
[b][color=black]PM/Chat Logs: [/color][/b]
[b][color=black]Additional Notes: [/color][/b]

Copy and paste it in new thread then fill all data.

Scam report example:

What happened::
I saw escrow.ms's lolipop thread 4 days ago and placed a order for 1000 lolipops. After I sent him payment, he just went offline and never came back. I think he's a big liar and a scam artist. Stay away from him.

Scammers Profile Link:
https://bitcointalk.org/index.php?action=profile;u=76380

Reference Link:
https://bitcointalk.org/index.php?topic=260070.0

Amount Scammed: 2 BTC/$176.40
Payment Method: Bitcoins
Proof of Payment:
http://blockchain.info/tx/b80f35cebae98fcbd8eb0e2eaea6def41f90ad01086ad830ba23094ac3c3b165

PM/Chat Logs: https://i.imgur.com/8UbLVSc.png
Additional Notes: I advise you to not deal with this user until this dispute is resolved.

Some Tips

• Search about the scammer first, use google to search for his/her details, other forum profiles, past scam reports and link to them in your scam report.
• Always try to provide chat/PM logs as a screenshot if it's possible.
• Use sites like https://imgur.com to upload images and https://pastebin.com or http://pastie.org for text based chat logs, although these may not be treated as good proof due to possible fakes.
• Make sure to provide as much as info you have, like the payment address, instant messenger ID's, etc.
• Make sure to leave negative feedback on the scammers profile and add your scam report as a reference link.
  

Use escrow and be safe.

Edit: @abyrnes81 - It seems we were writing the same answer at the same time. This time you win! 

[xetsr]

Nobody else found it weird that a owner of an exchange was asking for such a little loan?

Changing the password before paying the loan back is a good enough reason for negative feedback.