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Author Topic: Bit-X is the worst bitcoin prepaid card ever  (Read 2297 times)
Hazir
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August 02, 2015, 03:28:04 PM
 #21

You said they take :

- the amount i requested from my balance Wtf is that ?  you mean fees ? if so than it better than bit-X .

- the fee for conversion from usd to my local currency -  everyone knows that, it has nothing to do with skrill

- the ATM usage fee (bank takes that)   everyone knows that, it has nothing to do with skrill

Loook Bit-X has crazy rules and fees. Simply they are motherfuckers!

Let me break it down for you;

When i want to make ATM withdrawal from :
- bitx : 0,01 btc fee + 3% bank commission (on 1000 USD, fees are ~ 3,6 %)
- Skrill; first i loose about 5-10% exchanging btc to skrill here on forum, then additional ~4% in currency conversion and ATM fee's (on 1000 USD, that's ~ 9-14 %)

My advice to you is to use POS payments and purchase goods directly in store, and in larger sums, due to 0,002 btc fee per transaction.

cheers
This is exactly reason why you should stick to using bitcoin directly or fiat directly maybe other altcoin/payment system on their own but without mixing things up.
Exchange rates and fees when you are using bitcoin via some 3rd party service are bad. Skrill exchange rates are bad. Boycott these services and aim for the direct bitcoin adoption!


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halim
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August 02, 2015, 03:29:09 PM
 #22

You said they take :

- the amount i requested from my balance Wtf is that ?  you mean fees ? if so than it better than bit-X .

- the fee for conversion from usd to my local currency -  everyone knows that, it has nothing to do with skrill

- the ATM usage fee (bank takes that)   everyone knows that, it has nothing to do with skrill

Loook Bit-X has crazy rules and fees. Simply they are motherfuckers!

Let me break it down for you;

When i want to make ATM withdrawal from :
- bitx : 0,01 btc fee + 3% bank commission (on 1000 USD, fees are ~ 3,6 %)
- Skrill; first i loose about 5-10% exchanging btc to skrill here on forum, then additional ~4% in currency conversion and ATM fee's (on 1000 USD, that's ~ 9-14 %)

My advice to you is to use POS payments and purchase goods directly in store, and in larger sums, due to 0,002 btc fee per transaction.

cheers

Dude look 3 things : maybe you are the most stupid person on bitcointalk if so congratulations! or you have a sexual relationship with the Bit-X owner,  if so i respect Love  Kiss  and i hate gays, Or you have no options if so SHUT THE FUCK UP,  First you said :

i loose about 5-10% exchanging btc to skrill here on forum    -  WHO THE FUCK CAAAAARES  ?  ARE YOU FUCKING HIGH ?  you are trying to exchange TO skrill using exchangers, that why we are trying to use stupid services like e-coin, bit-x  got it .?   Shocked

also why you bring bank fees , we are talking about the service fees also the most stupid thing about bit-x is this (again):

The maximum amount that can be spent in one transaction must be under 70% of a user's available balance ...  LOOL   Kiss


Im done!
ajareselde
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August 02, 2015, 03:41:15 PM
 #23


Dude look 3 things : maybe you are the most stupid person on bitcointalk if so congratulations! or you have a sexual relationship with the Bit-X owner,  if so i respect Love  Kiss  and i hate gays, Or you have no options if so SHUT THE FUCK UP,  First you said :

i loose about 5-10% exchanging btc to skrill here on forum    -  WHO THE FUCK CAAAAARES  ?  ARE YOU FUCKING HIGH ?  you are trying to exchange TO skrill using exchangers, that why we are trying to use stupid services like e-coin, bit-x  got it .?   Shocked

also why you bring bank fees , we are talking about the service fees also the most stupid thing about bit-x is this (again):

The maximum amount that can be spent in one transaction must be under 70% of a user's available balance ...  LOOL   Kiss
Im done!

I sure hope you are done, because you obviously have a problem with both manners and logic.
I'm talking about how for some people, there's an obvious benefit from using bitx card instead alternative skrill version, and i was talking about overall costs because i calculate my costs in that way.
But you're right, i am an idiot for trying to explain it to you when you, so i'll just stop trying.

cheers
halim
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August 02, 2015, 03:54:31 PM
 #24


Dude look 3 things : maybe you are the most stupid person on bitcointalk if so congratulations! or you have a sexual relationship with the Bit-X owner,  if so i respect Love  Kiss  and i hate gays, Or you have no options if so SHUT THE FUCK UP,  First you said :

i loose about 5-10% exchanging btc to skrill here on forum    -  WHO THE FUCK CAAAAARES  ?  ARE YOU FUCKING HIGH ?  you are trying to exchange TO skrill using exchangers, that why we are trying to use stupid services like e-coin, bit-x  got it .?   Shocked

also why you bring bank fees , we are talking about the service fees also the most stupid thing about bit-x is this (again):

The maximum amount that can be spent in one transaction must be under 70% of a user's available balance ...  LOOL   Kiss
Im done!

I sure hope you are done, because you obviously have a problem with both manners and logic.
I'm talking about how for some people, there's an obvious benefit from using bitx card instead alternative skrill version, and i was talking about overall costs because i calculate my costs in that way.
But you're right, i am an idiot for trying to explain it to you when you, so i'll just stop trying.

cheers


Yeah that the best thing to do , Stop explaining your shit, talking about using skrill while we are talking about Bitcoin prepaid cards , Please Kill your self or change your profile pic cause u make me sick (sir) with your stupidity .
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August 02, 2015, 03:58:23 PM
 #25

I was even planning of getting one myself just to try it out but with this comments and feedback about bitcoin prepaid card its officially out of my bucket list.


 
 
 
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August 02, 2015, 05:27:29 PM
 #26

even OP behaves like stupid without elementary manners he is actually not so far from my opinion. why the hell we should use services like bit-x?

please guys, now forget about your signature. I came here, because I want to be independent and don't want another login, support mail and plastic card. I have enough of this already..
be so kind, consecrate me at tell me in few points: what is real advantage of using bit-x prepaid card?

and if I'm saying REAL, I mean something, what I can't do with my fancy bitcoin right now..

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August 02, 2015, 05:54:34 PM
 #27

Ohhh thank God, I didn't buy it.
Currently all the bitcoin debit card are much overpriced and also ridiculously high monthly fee and inactivity fee are also there.

I'll wait for sometime to buy a bitcoin debit card.
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August 02, 2015, 06:02:46 PM
 #28

i can see 1 hot chick there near the blue guy the one in the bottom
fox19891989
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August 02, 2015, 06:09:12 PM
 #29

Of course is fucking high, or how can they pay so much money of sig campaign every week? IMO they pay over 10 btc for sig posting, if they make money from users, how can they earn money to maintain marketing expenses.
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August 02, 2015, 09:02:35 PM
 #30


Dude look 3 things : maybe you are the most stupid person on bitcointalk if so congratulations! or you have a sexual relationship with the Bit-X owner,  if so i respect Love  Kiss  and i hate gays, Or you have no options if so SHUT THE FUCK UP,  First you said :

i loose about 5-10% exchanging btc to skrill here on forum    -  WHO THE FUCK CAAAAARES  ?  ARE YOU FUCKING HIGH ?  you are trying to exchange TO skrill using exchangers, that why we are trying to use stupid services like e-coin, bit-x  got it .?   Shocked

also why you bring bank fees , we are talking about the service fees also the most stupid thing about bit-x is this (again):

The maximum amount that can be spent in one transaction must be under 70% of a user's available balance ...  LOOL   Kiss
Im done!

I sure hope you are done, because you obviously have a problem with both manners and logic.
I'm talking about how for some people, there's an obvious benefit from using bitx card instead alternative skrill version, and i was talking about overall costs because i calculate my costs in that way.
But you're right, i am an idiot for trying to explain it to you when you, so i'll just stop trying.

cheers


Yeah that the best thing to do , Stop explaining your shit, talking about using skrill while we are talking about Bitcoin prepaid cards , Please Kill your self or change your profile pic cause u make me sick (sir) with your stupidity .
If you don't want to pay the fees associated with bitcoin debit cards, simply do not use them and stick to local fiat to Bitcoin trading. Telling people to kill themselves because you don't have a good argument makes you look like a coward and a complete moron.

Signatures? How about learning a skill... I don't care either way. Everybody has to make a living somehow.
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August 03, 2015, 09:24:54 AM
 #31

haven't run into any issues with my Bit-X card yet. The issuing back is very slow for processing refunds though, but that's not Bit-X's fault
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August 03, 2015, 07:16:08 PM
 #32

All Bitcoin prepaid/debit cards are useless but Bit-X is the worst. Who wants to pay ridiculous fees for nothing? Just don't use them.
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August 03, 2015, 08:23:30 PM
 #33

Bit-x has a very high fee but it's more reliable than other debit cards. Every debit card has a huge fee applied to it but I agree than Bit-x shouldn't charge for activating the card. However, all the fees they charge are known from the start and hence it's a person's wish if they want to use the card or not. No compulsion there.

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yeponlyone
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August 03, 2015, 09:42:15 PM
 #34

the whole point of bitcoin is to remove completely credit debit card and anythign related to fiat, and for this reason i'm against unification of bitcoin with fiat in this way

why people can not simply use bitcoin where they accept bitcoin with their smarthphone, and leave the rest for fiat for now, when bitcoin will reach a bigger adoption you will be able to use it directly without any bullshit auto conversion

Amph is correct, of course, but sometimes you really need fiat.

I also agree with what most saying: they are too expensive in their present form. Therefore I don't use them.

If you need quick fiat, why not use localbitcoin.com? With a Swish app, the transaction is instant to your normal debit card.
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August 03, 2015, 09:57:22 PM
 #35

Why would you use Bitcoin debit cards anyway? We have apps in our mobile phones for micro transactions. We don't need physical debit cards with high % fees.

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August 03, 2015, 10:01:03 PM
 #36

Could you elaborate on why the things you wrote are a problem for you? I'll be able to write more and clear up some issues once I'm off mobile but for now, a few things to note:

E-coin fees are the same (or even higher) than bit-x fees (and it's not a debit card but rather a prepaid card). The usual monthly fees (and even inactive monthly fees) do not exist on the bit-x card! As it's clear, other fees apply and can be seen on the card guide page (https://bit-x.com/guide/bitx-cards). Which of those do you find too high? Of course, different people will have different opinions on these fees (which have been lowered recently, and will most likely continue dropping). Wouldn't all consumers like free services (especially so in this kind of economy)? I would. However, business costs are still a thing (until everyone accepts BTC) Tongue.

I've used all four (main) BTC card services, Bit-x, Xapo, E-coin and Advcash. The last 2 being prepaid cards. From my experiences with each (I've tested each quite well) bit-x and Xapo offer the most competitive deal, a debit card that allows you to keep your balance in BTC instead of having to exchange funds and preload the card (which isn't anything special). They're also quite competitive to other BTC exchanging services like Localbitcoin cash trades or even services which deposit fiat into your bank account, in regards to fees and convenience.

If you have any other opinions on the card please do write them here or even to the site support, but let's try to keep discussions or debates civilised. Smiley I don't own Bit-X.
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August 03, 2015, 11:07:24 PM
 #37

I'm waiting for a 0% fee card. 

Wait until bitcoins go to the price of $100,000.. Man, 0% isn't going to happen especially if fiat is involved no company would have a 0% fee..
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August 04, 2015, 10:28:19 AM
 #38

Why would you use Bitcoin debit cards anyway? We have apps in our mobile phones for micro transactions. We don't need physical debit cards with high % fees.

Well how can you spend coins on your highstreet as nearly ever shop doesn't accept bitcoin. These cards just give you the option to spend your coins directly.
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August 04, 2015, 11:10:39 AM
 #39

Why would you use Bitcoin debit cards anyway? We have apps in our mobile phones for micro transactions. We don't need physical debit cards with high % fees.

Well how can you spend coins on your highstreet as nearly ever shop doesn't accept bitcoin. These cards just give you the option to spend your coins directly.

What's the point of paying with Bitcoin if you pay %3 to 10 fee per transaction? Bitcoin's slogan is send money worldwide with ALMOST ZERO fee.

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August 04, 2015, 11:23:34 AM
 #40

Why would you use Bitcoin debit cards anyway? We have apps in our mobile phones for micro transactions. We don't need physical debit cards with high % fees.

Well how can you spend coins on your highstreet as nearly ever shop doesn't accept bitcoin. These cards just give you the option to spend your coins directly.

What's the point of paying with Bitcoin if you pay %3 to 10 fee per transaction? Bitcoin's slogan is send money worldwide with ALMOST ZERO fee.

they are talking about prepaid debt card not about bitcoin transaction fee, bitcoin transaction is still same like free but bitcoin to other bitcoin address so when you use 3rd party services you have to pay some fee for that.
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