Monetary system.A sober look at the economy.Banks issue an unlimited and unsubstantiated number of banknotes. The amount due to compound interest.
When you borrow money from the bank, you have to give more than take. But suppose a bank has as much
money as you have taken a loan, but you have to pay more where the money to pay off your interest?
They do not exist! That's money out of thin air.
Consider this example:John took a bank loan of $ 1000 at 15% per annum to pay for the work of Marcus. And Marcus, meanwhile, decided to put the money into his bank account.
So the money back to the bank, and John should be $ 1150. It turns out that the bank is no longer $ 1000 and $ 1000 (Marcus contribution)
+ $ 1000 (debt of John) to + 150 $ (loan) = $ 2150. Ie "magical" way in the bank appeared non-existent $ 1150 dollars.
The increase of non-existent money and there is inflation (when the cost of losing the money and the goods become more expensive, respectively).
This is financial crisis.
There is one more example:Millionaire Henry made a contribution in the amount of $ 1 million at 5% per annum. With this contribution it will receive $ 50,000 a year doing nothing.
Where the bank will take the free money? Remember the earlier example as John took a loan to pay an employee, and must pay 15% of the loan.
With that money, Henry and will receive a percentage. A bank issues a loan just because of John Henry's contribution.
It turns out that Henry gets his interest on the deposit with the debt of others, such as John.
But we forgot about Marcus, who gets paid for the work of John. Marcus works for a whole month, 5 days a week and receives $ 1,000 for taking the time
and effort. And as he is free to spend this amount as it likes. But this is not true. He has to pay more income tax, pay utility bills, bank commissions had
worked and must be fed every day. It remains about 50% of the salary of Marcus, and 50% returned to the banks. And like Marcus bolshenstvo. Banks,
in turn, let themselves commissions had worked and paid interest on loans.
It turns out that Marcus spends life to earn some money, Henry made a contribution and receives money from the interest on loans of other people,
John paying the loan money to non-existent forms, which are the only figures in the banking system. The accumulation of these non-existent money is
inflationary and with increasing weight leads to currency depreciation, which entails a rise in prices and the fall of national currencies. Under the rules of
inflationary money should be destroyed. But of course no one will destroy money. They simply give the credit to other countries.
The result is that no money is working for people, and people working for money. Yes, but the money does not have to work!
The money was originally intended as a convenient means of exchange of one commodity or service. It is simply not convenient to carry gold.
And organized gold storage in which people make gold in exchange for a receipt.
To pay people to share and calculated receipts. Next to all the gold it was stored in one place, organized gold reserve,
and the old steel gold storage banks. Banks gave people debentures for which a gold reserve was required to return the person
to the specified amount of gold. These receipts as a result of history and became money. But against money at all detached from the gold,
having a clever reform during President Nixon. As a result, all simply deceived and now people do not work for the gold,
but for nothing backed paper which can be printed as pleased. And recently become a popular trade in the money themselves.
Now money has become a commodity, they are bought and sold on stock exchanges.
Awareness of the entire chain, leads to terrible scheme:
Human labor + time = Currency Unit = IOUs = goods (which are resold or exchanged)
And as practice shows, this scheme works worse, the proof of this - the global financial crisis.
And everything will work well if you do not have an alternative. Alternative currency as a means of combating corrupt banking system.
And that appeared ...
Alternative currency.
In 2009, there was a technology Bitcoin (more bitcoin.info). The technology works on the principle of the banking system remittances.
Only instead of money people transfer Bitcoins encrypted principle of chain blocks (blockchain). Now Bitcoin currency and is considered to be as much
as for her willing to pay. Government agencies and the banking system is not involved in the use of Bitcoin and has no opportunity to influence the
transaction. This system is well-functioning for several years running, it has created a community of users and spawned many other crypto-currency
echnology blockchain. But the problem is that all of these crypto-currency almost no differences. Programmers make their changes, but that is not what
society needs. Society needs stability. System stability, a stable exchange rate, stable use, and the main thing - trust.
But we are surrounded by the constant rise in commodity prices and a decrease in wages, with a constantly changing foreign exchange rates.
Society needs stability.
Imagine, if you would have the money that you use has been a steady course ?!
Not just a stable and steadily growing. For example the currency is now worth $ 0.14, a week later $ 0.16 a month about $ 0.20, and a year more than $ 1.
You would use this currency? We are confident that,
yes!
Last alfa- & beta- tests. Full services start in short time.
Connect to us:
Web:
http://moneta.ioTwitter:
https://twitter.com/moneta_io - follow the last news
Facebook:
https://www.facebook.com/io.monetaG+:
https://plus.google.com/+MonetaIoGitHub: coming soon...
We welcome any suggestions for cooperationDownload:
http://moneta-io.sourceforge.net/ Online wallet:
http://wallet.moneta.ioBlockchain:
http://exp;orer.moneta.ioPaper wallet:
http://paper.moneta.io now startExchange:
https://yobit.net/en/trade/MONETA/BTCApi: available in september 2015 (alfa-tests)
