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Author Topic: Bitcoin-Credit Card  (Read 3271 times)
bitbunnny
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March 25, 2016, 06:52:03 AM
 #61

That would be a good idea. So far only debt Bitocin cards are avilable but maybe with time some credit cards issuers will make this step too. But what could be the problem for them is Bitcoin price fluctuation, because with credit card you buy now but pay later so it's hard to determine what the real expenses are.

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March 25, 2016, 07:08:44 AM
 #62

CreditCards are based on the current economical system, Simply it subtracts from the balance and connect to the bank, it's relatively a form of electronic non-paper money but no more similarities to bitcoin which is a new currency.

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March 25, 2016, 07:16:36 AM
 #63

The problem with a bitcoin credit card would be that if bitcoin falls, and becomes dust, how would users pay their credit card bills? If only there was a debit card that charged a flat fee instead of per-transaction...
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March 25, 2016, 07:18:58 AM
 #64

bitcoin is similar to credit card but bitcoin is not controlled by any company . also it is anonymous , so if you want to make transaction you don't need show your information

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March 25, 2016, 07:29:16 AM
 #65

Bitcoin credit card is a really bad idea if Bitcoin is still not regulated by a government agency. Because there is no way for the lender to get something back if they don't get in physical contact with the borrower and as we know banks don't accept any collaterals but real estates.

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February 12, 2018, 11:03:54 AM
 #66

You will have reason only the day when in the market there will be no more bitcoin debit card. Until that day, repeat that your's are only words. There is no any other third party in the case of Bitcoin credit card. I am not talking about bitcoin debit card (which even those exist, so are a fact, independently what must or can tell you and me about the trust). The bitcoin credit card (must do) work very differently compared to bitcoin debit card. See my previous post to see how work the bitcoin credit card, in which are used the bitcoins and you will see that the only person which have command on the bitcoin used by this credit card is only the owner of the credit card (and the bitcoins). No one other. No any kind of third party. But even without the above explanation the fact about the existence of bitcoin debit card mean that your word about the trust and the other things are only word. The reality is another. And the reality is over all the parties.
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February 12, 2018, 11:14:40 AM
 #67

Don't you think the use of credit card works as the same way as bitcoin does?

Why would I think that? They're absolutely nothing alike, and while I do believe that if BTC actually becomes mainstream banks will rise with it and they will offer credit lines as well, then it's just a replacement for fiat, while effectively just being the new fiat. No use in comparing Bitcoin and credits cards as they have nothing in common.

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February 12, 2018, 11:24:08 AM
 #68

i heard about bitcoin debit card but bitcoin credit card looks interesting who will give credit in bitcoin demoniation
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February 12, 2018, 12:44:05 PM
 #69

Hello,

In my country it is forbidden to deal with cryptos.
So I think the best way for me to get back my invest is to use Bitcoin worldwide credit card, but till now I did not find the perfect one to use Sad
Any ideas ?

Thank's
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February 12, 2018, 01:01:09 PM
 #70

People are becoming increasingly accustomed to using bank cards. Now, with the increasing penetration of mobile and P2P payment systems, the necessity to use cash is quickly becoming obsolete. 
Which do you think is the relation between bitcoin and credit card? Don't you think the use of credit card works as the same way as bitcoin does?

Its would be nice to have it like credit cards too, it would be much easy and handy, and too some who doesnt need the internet to have their moneys its completely a good strand if so.

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February 19, 2018, 07:41:28 PM
 #71

Credit card, as the name implies, assumes you take credit for a payment. With bitcoin you actually need to have the coins at the moment of purchase.

A debit card would be a better comparison.
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February 19, 2018, 07:49:44 PM
 #72

Since banks hold reserves equal to only a fraction of its liabilities in cash this would be very difficult for Bitcoin or Cryptos in general. A bank or issuer needs to hold the asset before customers can spend it. This would make the whole business case very expensive for banks / issuer regardless of the risk due to high price fluctuation.
Or do i miss something here?
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February 19, 2018, 07:54:17 PM
 #73

They had a good few debits cards there for awhile till wavecrest close .It was very convenient to get fiat money quick .

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February 19, 2018, 08:54:53 PM
 #74

This idea is great and there is a so called Crypto Bank already. However, a Bitcoin Bank Institution must be established and legalize in order to proceed with this. Credit card works with bank and if that happens, all transactions are recorded and just like other any other banks, transactions can be reversible which contradicts the principle of decentralization which is non-reversible. Most definitely it will be an ease to long wait of withdrawal as it will be an instant transactions. I just hope that the interest rate would be lower if there is any than the leading banks and that it will be offered without any Annual Membership fee so that everybody can enjoy it.

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MinerOfTheYear
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February 20, 2018, 08:10:00 AM
 #75

Debit cards Coinsbank give users access to their funds on CoinsBank accounts. Cards can be used to withdraw money from almost any ATM throughout the world. CoinsBank cards also offer bonus points to cover expenses made with the card.
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February 20, 2018, 08:19:30 AM
 #76

Annual fee will be awkward and the status of each cards will be discussed... it will be not futuristic.
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February 20, 2018, 08:56:36 AM
 #77

People are becoming increasingly accustomed to using bank cards. Now, with the increasing penetration of mobile and P2P payment systems, the necessity to use cash is quickly becoming obsolete. 
Which do you think is the relation between bitcoin and credit card? Don't you think the use of credit card works as the same way as bitcoin does?
I'm confused too ... I have to try to create the credit card with bitcoin but need to verify with credit card bank
maybe for identity

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February 20, 2018, 09:16:05 AM
 #78

People are becoming increasingly accustomed to using bank cards. Now, with the increasing penetration of mobile and P2P payment systems, the necessity to use cash is quickly becoming obsolete. 
Which do you think is the relation between bitcoin and credit card? Don't you think the use of credit card works as the same way as bitcoin does?

Bitcoins and credit cards is pretty much the same but bitcoins is only applicable if they will implement a cryptocurrency payment method. There are online companies today who are also interested on investing in cryptocurrency that's why amazon and some of the porn industries has already created a payment method in order to earn bitcoins as well.

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February 20, 2018, 12:34:08 PM
 #79

People are becoming increasingly accustomed to using bank cards. Now, with the increasing penetration of mobile and P2P payment systems, the necessity to use cash is quickly becoming obsolete. 
Which do you think is the relation between bitcoin and credit card? Don't you think the use of credit card works as the same way as bitcoin does?

There is no relationship between Bitcoin and credit cards. The purpose of credit card is not the same as Bitcoin. From the word itself, credit card is use for debts. The bank will pay your transactions and you will owe them in which you need to pay later. In Bitcoin, you will pay your transactions from the Bitcoin you hold.


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February 20, 2018, 12:49:57 PM
 #80

There are some bitcoin credit card already i think.Xapo card launched last year.
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