Shall I hold or invest with %12.5 premium per year ?

[Laosai]

holding your bitcoin is more safer than investing them and you will have no acces to them in one yeam for %12.5 so hold them and make more

I absolutely agree with this. Not only you will have no access to your coins during the next year after investing but you might never see them again in the end. So you better hold your coins and the price of them, I hope, will raise more than %12.5 in one year.

Yes but if you go by such logic, you never do anything with your coins!

They'll have to leave their wallet at a moment, else it's totally useless ^.^

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[CasioK]

I am doing the same now. I sell my bitcoins and earn about 10.5-11% interest every year on the income. I have held 70% of my income in fiat and 30% in bitcoins which I can keep trading and investing which makes my bitcoins remain same in number and the fiat keeps increasing.

[Epicnicity]

Holding bitcoin is always a good idea. Especially if you're planning to hold for more than 5 years.
I'm sure you will take out profits out of it for only holding 1 year.

[Dodnastes]

Holding bitcoin is always a good idea. Especially if you're planning to hold for more than 5 years.
I'm sure you will take out profits out of it for only holding 1 year.

Yes it is a good idea. I hold most of my bitcoin. And trade a very small amount of bitcoin will other altconis.

[Oscoda]

I think it will be more worth later, so it is good to invest later in the future. But you never know what can happen.
If the price rise will take a long time you can also have some more money later and than you have a lot of profit.

[jonathgb25]

Make the bitcoins you have for now for 50-50 split. So you will have a guaranteed profit while waiting the value of bitcoin to rose. If your investment is in bitcoin, make it full on premium because it is still bitcoin and you can convert it anytime.

[knowhow]

If you didnt sold your bitcoins on that time i m sure you has now almost200%from the previous value ,since bitcoin reached 400 dollars and were around 200on that time,i dont think its the time to sell now as we are aproaching the halving soo the value should jump into600or more ,soo if i were you i would wait a bit more.

[Oscoda]

It is better to hold mate. I think that is the best option. Or you can take the risk that you also can lose some money.
But I think that both are very good to do. But you never know what can happen later in the future.

[SafeBond]

It's a great coincidence, my asset currently generates 12.68% ROI /year. It is very close to what you would get with your premium.

And my investments are inside the bitcoin and altcoin sphere.

[panju1]

It's a great coincidence, my asset currently generates 12.68% ROI /year. It is very close to what you would get with your premium.
And my investments are inside the bitcoin and altcoin sphere.

There is a difference - his investments are almost risk free.
12.7% in widely swinging bitcoin and altcoin sphere is not comforting.

[STT]

Good luck whatever you decide, I would just point out the obvious and say that if your fiat inflation is say 10% then your real return is not 12.5%, but 2.5%.
Given your permabull stance, I would stick with Bitcoin personally. Moon, and all that.

Thats what I was thinking, bitcoin does not rise equally in every country because it depends on demand for your national paper money.   I did not spot which country are we discussing, or which company even do you rely on for 12%

Do half and half, as someone said above he keeps the bitcoin he regularly uses which does seem sensible.  Of course most people use the paper money of their country also so this too is sensible.  Dont place all eggs in one basket :p though Warren Buffet says just watch basket very careful 

[Hirose UK]

Hello all,

I've good sum of bitcoins, and they represent good sum as well in my local currency.

I was thinking about selling all my bitcoins, lock that fiat money in investing certificates in my bank where I get %12.5 premium per year and buy bitcoins every month (it will take some time to re-buy again all my bitcoins, but not that long, could be 1-2 years as I will include my fiat salary as well).

Or, shall I hold and keep holding ?

If you were me, what would you do and why ?

Thanks in advance.

why not hold and save it 50:50?
you will get 12.5% premium per month and you will get surprised profit from bitcoin. it's profitable I think

[SafeBond]

It's a great coincidence, my asset currently generates 12.68% ROI /year. It is very close to what you would get with your premium.
And my investments are inside the bitcoin and altcoin sphere.

There is a difference - his investments are almost risk free.
12.7% in widely swinging bitcoin and altcoin sphere is not comforting.

I see, but I hold the funds in BTC and are invested in btc investments. I only convert it back to the original currency when I pay dividends. Thus the exchange risk is minimized.

[crairezx20]

I think you should wait for halving ends before you invest it to your local bank.. So that you can make profit after halving ends and then invest it to your local bank.. or you can invest your 70% percent of your bitcoin into local bank and 30% just hold it to your wallet..

[HarryKPeters]

The best thing that you can do now is hold I think. You never know what can happen later in the future, there will be a chance that it also can be down and that will be not good.
I hope later that more people will have some profit later in the future. And that they also use Bitcoin more

[HeroCat]

12.5% profit per year is very low profit, better do not invest in that. There are a lot better options Web around with higher profit per year. 

[bitcoin-hunter]

12.5% profit per year is very low profit, better do not invest in that. There are a lot better options Web around with higher profit per year. 

LOL 12.5% guaranteed is low? How is that. Why not tell us about these better opportunities?
I am very curious since 12.5% is a lot while not trading or investing in a venture.

[jt byte]

I think investing is very good to do these days, and with your 12,5 % its pretty sweet if you ask me.
Also due to the fact you are doing this yearly you can have a good overview what is going to happen in a year right ?
You are doing a good thing if you doing it on this way, and there is a big chance you will make a lot of profit at the end of your journey.

[ronaldinho_07]

I think investing is very good to do these days, and with your 12,5 % its pretty sweet if you ask me.
Also due to the fact you are doing this yearly you can have a good overview what is going to happen in a year right ?
You are doing a good thing if you doing it on this way, and there is a big chance you will make a lot of profit at the end of your journey.

 

I am doing the same now. I sell my bitcoins and earn about 10.5-11% interest every year on the income. I have held 70% of my income in fiat and 30% in bitcoins which I can keep trading and investing which makes my bitcoins remain same in number and the fiat keeps increasing.

I consider these a wise investment keep the fiat into a great choise,because you get a safe return from the fiat and can get another income from the bitcoin risking the money but taking the extra,or the profit into fiat,and the fact you keep the same ammount in bitcoin and not in value sound a great strategy soo you getting 20% year .

[23dzmaz]

Hello all,

I've good sum of bitcoins, and they represent good sum as well in my local currency.

I was thinking about selling all my bitcoins, lock that fiat money in investing certificates in my bank where I get %12.5 premium per year and buy bitcoins every month (it will take some time to re-buy again all my bitcoins, but not that long, could be 1-2 years as I will include my fiat salary as well).

Or, shall I hold and keep holding ?

If you were me, what would you do and why ?

Thanks in advance.

That's a good idea. But for me, better you spare some for investing certificates in your bank and half for emergency use. Maybe someday you need it.