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Author Topic: Do you still keep a fiat retirement account?  (Read 5886 times)
RussianRaibow
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February 24, 2016, 02:48:52 PM
 #101

Being that bitcoin is still an "experiment" and it's not a good idea to put all your eggs in one basket anyways, I would highly recommend keeping your IRA and not cashing it out for bitcoin.

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February 24, 2016, 06:52:17 PM
 #102

Being that bitcoin is still an "experiment" and it's not a good idea to put all your eggs in one basket anyways, I would highly recommend keeping your IRA and not cashing it out for bitcoin.

I hold a few bitcoin as my retirement money. I believe I will retire happily with that in 30 years time.

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February 24, 2016, 07:08:13 PM
 #103

Yes of course. It is like diversify my options like my investments. Say if Bitcoin fails I need to be prepared...

   
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February 24, 2016, 07:12:51 PM
 #104

Yes of course. It is like diversify my options like my investments. Say if Bitcoin fails I need to be prepared...
How about investin into the 600 or so altchains that we have available? If bitcoin ends up dead, then litecoin or other altchain will take over.

I have a diversified altcoin retirement fund, I keep as little money in fiat as I possibly can.
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February 24, 2016, 07:14:58 PM
 #105

I am not a true believer in anything except the fact that many true believers end up getting burned. Yes, I do plan to keep a fiat retirement account as one component of retirement planning. I also try to accumulate various PMs and other collectibles, I have some real estate besides my main home, have a separate pension on top of 401k's, hold Bitcoin and other alts, as well as stocks and bonds. Heck I even have some US savings bonds. But the main takeaway is any or all of these could be worthless one day, but the chances of them all failing are less than putting all of your money into any one of them exclusively.
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February 24, 2016, 07:45:10 PM
 #106

it's never a good idea to be am extremist. Always have a backup plan. Fiat will not go away soon, so you should keep some handy at all times.

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February 25, 2016, 04:14:30 AM
 #107

Being that bitcoin is still an "experiment" and it's not a good idea to put all your eggs in one basket anyways, I would highly recommend keeping your IRA and not cashing it out for bitcoin.

I hold a few bitcoin as my retirement money. I believe I will retire happily with that in 30 years time.

I'm all for bitcoin and I hope you are right, but believing is something doesn't necessarily make it so.

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February 25, 2016, 04:21:36 AM
 #108

I don't have a retirement account but I do maintain bank accounts for my salary and other expenditures which I yet cannot make with Bitcoins.

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February 25, 2016, 05:52:57 PM
 #109

it's never a good idea to be am extremist. Always have a backup plan. Fiat will not go away soon, so you should keep some handy at all times.

Most of my saving is still in fiat. Bitcoin is just small proportion of my wealth. But I think it will appreciate fast.

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February 26, 2016, 03:24:04 AM
 #110

I don't have a retirement account but I do maintain bank accounts for my salary and other expenditures which I yet cannot make with Bitcoins.

That's true, I too keep fiat in my bank account for my daily expenses, we still can't depend on bitcoin, but its good as an extra income...

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March 04, 2016, 11:01:51 AM
 #111

Planning up for my retirement is too yearly when considering my age I believe. Still it is good to have some bitcoin with the plan of retirement purposes.


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March 04, 2016, 11:55:04 AM
 #112

Having a fiat retirement account is a good option because most people won't completely believe on the bitcoin because of its decentralized nature.
I truly believe in bitcoin because of its decentralized nature which is the root cause for the growth of bitcoin even in bad market situations.

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March 04, 2016, 12:51:30 PM
 #113

If you are a true believer that be dollar and other fiats are doomed should you then cash out your fiat retirement account for btc, metals or real estate?

I have a Roth IRA with some money in it and I am debating on if I should liquidate that or keep contributing to it for the next 30 years.
i have no idea to retire all my fiat to bitcoin,i still worry about bitcoin risk,and other problem is bitcoin not very mass adopted in my town.
but,i really apreciate to you,cash out your fiat retirement account for btc is good way and good story for example,i wish i can do same as you do someday.

invest fiat retirement for bitcoin in a city/town that not accept bitcoin at all is risky. we have the same condition. so didn't think to cash out all of my fiat for bitcoin yet

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March 13, 2016, 04:30:24 PM
 #114

If you are a true believer that be dollar and other fiats are doomed should you then cash out your fiat retirement account for btc, metals or real estate?

I have a Roth IRA with some money in it and I am debating on if I should liquidate that or keep contributing to it for the next 30 years.

Yes...why won't we?

Fiat is still the most powerful and hence I am saving for my retirement like any other service class people do.

But I am also a believer of bitcoin, hence I am accumulating more and more bitcoin as possible and not selling ti at all. I believe that saving bitcoin now, will add up some more spice in to my retired life.

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March 13, 2016, 04:36:02 PM
 #115

If you are a true believer that be dollar and other fiats are doomed should you then cash out your fiat retirement account for btc, metals or real estate?

I have a Roth IRA with some money in it and I am debating on if I should liquidate that or keep contributing to it for the next 30 years.

Yes...why won't we?

Fiat is still the most powerful and hence I am saving for my retirement like any other service class people do.

But I am also a believer of bitcoin, hence I am accumulating more and more bitcoin as possible and not selling ti at all. I believe that saving bitcoin now, will add up some more spice in to my retired life.

Why not to have both? If we can take advantage from both of them the why to choose a single one, I would surely plan my retirement with fiat as I have a strong faith that fiat is not going anywhere in future.
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March 13, 2016, 05:06:23 PM
 #116

Well fiat currently is more safe as retirement option,even knowing bitcoin has several advantages but well who can predict bitcoin value on 2017 or 2040?Because of this you cant and shouldnt make bitcoin the only investment,saving .Protect your interest with both,play the game of buy and sell with profit.
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March 13, 2016, 05:09:06 PM
 #117

If you are a true believer that be dollar and other fiats are doomed should you then cash out your fiat retirement account for btc, metals or real estate?

I have a Roth IRA with some money in it and I am debating on if I should liquidate that or keep contributing to it for the next 30 years.

Yes...why won't we?

Fiat is still the most powerful and hence I am saving for my retirement like any other service class people do.

But I am also a believer of bitcoin, hence I am accumulating more and more bitcoin as possible and not selling ti at all. I believe that saving bitcoin now, will add up some more spice in to my retired life.

Why not to have both? If we can take advantage from both of them the why to choose a single one, I would surely plan my retirement with fiat as I have a strong faith that fiat is not going anywhere in future.

Both are required. Every time depending only on Bitcoin or fiat is not a good option. Keeping both is highly recommended just can earn even if something fails.

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March 13, 2016, 05:10:01 PM
 #118

Offcourse i got a fiat account. Betting on 1 horse is very dangerous/stupid. I would never do that.
Sure bitcoin will rule the world but if it fails then i got a backup plan.
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March 13, 2016, 05:10:17 PM
 #119

Yeah i reckon the future looks bleak for  retirement funds, i cant see the youth of today being able to afford anywhere near the retirement lifestyle those retiring to today are enjoying.

i cannot get a work placed pension which i pay quite alot for to be honest but i can retire at 55, i wouldn't be able to save the same amount of money into a private one to give me the same return.
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March 13, 2016, 10:52:13 PM
 #120

Bitcoin is still too unstable to hold any large value for a high period of time. Obviously, this will change over time as more people use it. For now FIAT is still more reliable.
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