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Author Topic: Users getting negative trust for asking for loans without collaterol.  (Read 709 times)
jackg
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December 13, 2015, 05:59:14 PM
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Can we stop giving new users (newbies) negative trust for asking fo loans without collaterol.
Under normal circumstances, this is a good idea to give someone negative trust for askig for loans without collaterol as new users. However, I see many eople giving negative trust and don't seem to be telling the new user (newbie) to add collaterol!

If you are going to give a new user negative trust for this, please ensure they know of the rule "no collaterol, no loan" and allow them to change the information.
If they do not add collaterol and ignore your suggestion, and you have seen tht they have been logged on to their account in this time... That is the moment to give negative trust!

(DO NOT GIVE ME NEGATIVE TRUST BECAUSE OF THIS OPINION... THIS IS NOT A WORTHY REASON TO DO SO!)

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Vod
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December 13, 2015, 07:05:19 PM
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Can we stop giving new users (newbies) negative trust for asking fo loans without collaterol.
Under normal circumstances, this is a good idea to give someone negative trust for askig for loans without collaterol as new users. However, I see many eople giving negative trust and don't seem to be telling the new user (newbie) to add collaterol!

If you are going to give a new user negative trust for this, please ensure they know of the rule "no collaterol, no loan" and allow them to change the information.
If they do not add collaterol and ignore your suggestion, and you have seen tht they have been logged on to their account in this time... That is the moment to give negative trust!

(DO NOT GIVE ME NEGATIVE TRUST BECAUSE OF THIS OPINION... THIS IS NOT A WORTHY REASON TO DO SO!)

When do people on default trust give negative feedback just for an opinion?

I believe the newbies know that they are anonymous.
I also believe the newbies know that bitcoin is irreversible.
Based on this, I believe when they ask for a "loan" they know they won't have to pay it back if they don't want to.

Regardless of the unspoken rule of "no collateral, no loan", I believe these newbies are being dishonest from the start.  It doesn't matter to me if, when they don't get the loan, they start contributing with the community.

To me, it's no different than trying to rob a bank, no one taking you seriously, so you take off the mask, apologize and try to do a normal bank transaction.  You are still guilty of (attempted) bank robbery.

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December 13, 2015, 10:16:37 PM
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Most of the time, the "newbies" who are asking for no collateral loans are not actually newbies, they are experienced users who know that they have nothing to lose if they do not repay any no collateral loans they receive.

These people are simply trying to hope to catch someone who does not know any better not to give a loan to a brand new user without collateral.

Of the few people whose main accounts I have uncovered as being alts of these "newbie loan scammers", they have all admitted that they created a new account to ask for a no collateral loan because they did not want their main account associated with such a loan request.

Although I would say that asking for a loan without collateral is not quite as violent as an attempted bank robbery, I would agree with the general principle that Vod says above.

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December 20, 2015, 05:33:03 PM
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A newbie account with 1 post or < 10 post could be obviously dont trust. But how they can do 10 post easily after then negative trust help to another peoples to prevent any issue.
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