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Author Topic: How to get a loan?  (Read 2132 times)
Aamir1
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January 22, 2016, 05:06:07 PM
 #21

I guess i should not apply for a loan now as i have a rank newbie.
Thanks for the help everyone.
i will suggest you,to try get loan from trusted people on this forum,yes people who can trust you with your rank,or maybe out from this forum,you can try to chat on xotika.tv and find someone trust you and can trusted by yourself,goodluck.

Yeah Smiley thanks for suggestion.
But i actually think after looking at reactions on my post that no one with my rank will trust me. I should give it up for now and wait for sometime so i may dont need the loan in coming time.

yeah better build your account, then be able to join the signature campaign and do not try to loan just to play gambling.

Lol  Grin i will join a sign campaign but i dont like taking risks like gambling anymore. Thanks anyway.


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January 22, 2016, 07:07:31 PM
 #22

You will need to go to the services poll and find someone who is willing to loan. I take it that you must meet some requirements to be able to access a loan.
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January 23, 2016, 12:37:45 PM
 #23

You only need to do two things to successfully get a loan from bitcointalk.
First you must have a valid collateral with a stable value of at least 120% and another is of course you have to create a loan post  Tongue
Being a newbie doesn't mean you can't get loan. You must have a valid collateral for that
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January 23, 2016, 12:42:03 PM
 #24

Hi.
Will someone explain to me if what's the procedure of getting a loan in bitcointalk.org?
And what i will need for borrowing a loan?

Since your account still new, it's quite difficult to get the loan since many newbie trying to scam these day.
Try to gain some trust by trading or make something helpfull and then request reasonable loan so people will no doubt give loan out for you


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January 23, 2016, 08:01:02 PM
 #25

Hi.
Will someone explain to me if what's the procedure of getting a loan in bitcointalk.org?
And what i will need for borrowing a loan?

You have to visit the lending section in this forum, posting your thread with your asked amount to borrow, and also the collateral (try providing a valid collateral) and the repayment date, and then some members will reply you and making this loan successful
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January 24, 2016, 07:01:35 AM
 #26

Hi.
Will someone explain to me if what's the procedure of getting a loan in bitcointalk.org?
And what i will need for borrowing a loan?

You have to visit the lending section in this forum, posting your thread with your asked amount to borrow, and also the collateral (try providing a valid collateral) and the repayment date, and then some members will reply you and making this loan successful

The problem is most don't seem to have collateral that is worth while.  If they had the full amount for collateral most would not need a loan.  And truth is to many new accounts come to site thinking they can get a loan invest it and make easy profit.

Truth is bitcoin is not a get rich quick scheme. A important thing I don't see is OP what are you wanting loan for?
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January 24, 2016, 07:23:55 AM
 #27

Hi.
Will someone explain to me if what's the procedure of getting a loan in bitcointalk.org?
And what i will need for borrowing a loan?

You have to visit the lending section in this forum, posting your thread with your asked amount to borrow, and also the collateral (try providing a valid collateral) and the repayment date, and then some members will reply you and making this loan successful
I agree with you. The most important parts are when you will repay the loan and what is the collateral which must be suitable with the amount you borrowed. Asking for a loan without collateral as a newbie here will get you flagged as a scammer nearly instant!
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January 24, 2016, 07:26:01 AM
 #28

Easy. Marketplace -> Lending -> Create new thread.
In reality, you'll need to offer valid collateral that's around 110-120% of the loan amount. If the person isn't a trusted lender, you'll need an escrow to hold the collateral for you while the loan is active. If you default (don't pay back) on the loan, the lender has the right to sell your collateral in hope of making the money you stole + some extra back for the trouble. Asking for a ridiculous amount never works unless you're as trusted as those legendary members with 500000000 green trust.
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January 24, 2016, 09:41:07 AM
 #29

okay. Thank You eveyone. I have a account on dogechain.info with 85k dogecoins, i will give that as a collateral today and will take a loan of 0.03btc Smiley will repay it aftr 5-6 days. I wish my request won't be rejected.


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January 24, 2016, 10:50:33 AM
 #30

okay. Thank You eveyone. I have a account on dogechain.info with 85k dogecoins, i will give that as a collateral today and will take a loan of 0.03btc Smiley will repay it aftr 5-6 days. I wish my request won't be rejected.

Why not exchange you dogecoins into bitcoin than take a loan. the problem is, is it worth take your 85k dogecoins into collateral ? because you need collateral that really worth like bitcointalk account.
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January 24, 2016, 10:53:11 AM
 #31

okay. Thank You eveyone. I have a account on dogechain.info with 85k dogecoins, i will give that as a collateral today and will take a loan of 0.03btc Smiley will repay it aftr 5-6 days. I wish my request won't be rejected.
The guy up is right, selling dogecoin and buying it back will have possibly a smaller loss than paying a commission unless you looking for trust farming.

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January 24, 2016, 11:25:15 AM
 #32

okay. Thank You eveyone. I have a account on dogechain.info with 85k dogecoins, i will give that as a collateral today and will take a loan of 0.03btc Smiley will repay it aftr 5-6 days. I wish my request won't be rejected.
The guy up is right, selling dogecoin and buying it back will have possibly a smaller loss than paying a commission unless you looking for trust farming.

Ahan.. So where should i sell my dogecoins and buy bitcoins? i have no idea about these things. suggestions needed.


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January 24, 2016, 11:50:30 AM
 #33

okay. Thank You eveyone. I have a account on dogechain.info with 85k dogecoins, i will give that as a collateral today and will take a loan of 0.03btc Smiley will repay it aftr 5-6 days. I wish my request won't be rejected.
The guy up is right, selling dogecoin and buying it back will have possibly a smaller loss than paying a commission unless you looking for trust farming.

Ahan.. So where should i sell my dogecoins and buy bitcoins? i have no idea about these things. suggestions needed.

there are lots of exchange site to sell your dogecoins to bitcoins, try these

https://poloniex.com/
http://yobit.net/
https://shapeshift.io/
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January 24, 2016, 11:53:17 AM
 #34

okay. Thank You eveyone. I have a account on dogechain.info with 85k dogecoins, i will give that as a collateral today and will take a loan of 0.03btc Smiley will repay it aftr 5-6 days. I wish my request won't be rejected.
The guy up is right, selling dogecoin and buying it back will have possibly a smaller loss than paying a commission unless you looking for trust farming.

Ahan.. So where should i sell my dogecoins and buy bitcoins? i have no idea about these things. suggestions needed.
You can try to trade at yobit.net. Personally I have never traded there but I think their site is good. Currently I am in their signature campaign and haven't had any big issues, so I recommend you to try.
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January 24, 2016, 12:45:08 PM
 #35

okay. Thank You eveyone. I have a account on dogechain.info with 85k dogecoins, i will give that as a collateral today and will take a loan of 0.03btc Smiley will repay it aftr 5-6 days. I wish my request won't be rejected.

Why not exchange you dogecoins into bitcoin than take a loan. the problem is, is it worth take your 85k dogecoins into collateral ? because you need collateral that really worth like bitcointalk account.
Users usually use alt coins as collateral to keep the coins in their original value instead of exchanging it back for lesser coins down the road. 85k dogecoins are certainly too low to be used as a collateral. Lenders typically ask for an amount of coin that is higher than the loan to cover for the possible volatility of the coins.

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January 24, 2016, 12:50:09 PM
 #36

okay. Thank You eveyone. I have a account on dogechain.info with 85k dogecoins, i will give that as a collateral today and will take a loan of 0.03btc Smiley will repay it aftr 5-6 days. I wish my request won't be rejected.

Why not exchange you dogecoins into bitcoin than take a loan. the problem is, is it worth take your 85k dogecoins into collateral ? because you need collateral that really worth like bitcointalk account.
Users usually use alt coins as collateral to keep the coins in their original value instead of exchanging it back for lesser coins down the road. 85k dogecoins are certainly too low to be used as a collateral. Lenders typically ask for an amount of coin that is higher than the loan to cover for the possible volatility of the coins.

85k dogecoins are not low according to the amount of loan i want to borrow, i wanted to borrow 0.03btc and i just checked on yobit.net and i'm getting 0.039 btc for my 85k dogecoins.


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January 24, 2016, 12:55:37 PM
 #37

Poloniex is a really good exchange, yobit promotes ipos.

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January 24, 2016, 03:43:38 PM
 #38

okay. Thank You eveyone. I have a account on dogechain.info with 85k dogecoins, i will give that as a collateral today and will take a loan of 0.03btc Smiley will repay it aftr 5-6 days. I wish my request won't be rejected.

Why not exchange you dogecoins into bitcoin than take a loan. the problem is, is it worth take your 85k dogecoins into collateral ? because you need collateral that really worth like bitcointalk account.
Users usually use alt coins as collateral to keep the coins in their original value instead of exchanging it back for lesser coins down the road. 85k dogecoins are certainly too low to be used as a collateral. Lenders typically ask for an amount of coin that is higher than the loan to cover for the possible volatility of the coins.

85k dogecoins are not low according to the amount of loan i want to borrow, i wanted to borrow 0.03btc and i just checked on yobit.net and i'm getting 0.039 btc for my 85k dogecoins.

you can dump your doge for bitcoin and avoid wasting time with collateral and interest, because in the end i doubt doge will "swings" too much, you will not nothing from the unstability

if what you need to do require a low amount of time
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January 24, 2016, 03:56:44 PM
 #39

Poloniex is a really good exchange, yobit promotes ipos.
yes right besides getting a loan in this forum, there are several sites other loans. like poloniex or loanbase.

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January 24, 2016, 06:36:28 PM
 #40

If you need a loan you need a valid collateral (your btctalk account or  altcoins).
You need to make a loan request in lending board.
Good Luck!

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