Giving Out Loans - Sarahiko Bitcoin Loan Service

[Sarahiko]

Loan Amount: 0.05
Reason: N/A
Repayment Amount: 0.06
Repayment Date: 08-02-2016
Collateral: BCTalk Account
Bitcoin Address: 17ueVQXsPAnyHkahjh3HDPFYxAkDQKYR6U

I'm WhitePhantom.  Somebody has hacked my account and is trying to scam you.  Do NOT give him anything, please.

Sara, you should request a signed message when people want a loan, especially with an account as collateral. Don't want another problem like what happened with swingdev and altcoin

I got signed message from him


-----BEGIN BITCOIN SIGNED MESSAGE-----
I WhitePhantom confirms I am taking 0.05btc loan from sarahiko on 5th February 2016 using my this account for collateral.If I failed to repay 0.06 on 8th February 2016, Sarahiko will become owner of this account and can sell it to cover his loss.
-----BEGIN SIGNATURE-----
1ACiynHtEoGoqSDtf9QWH8cnubxVgUnPUy
Hz/eO8Gb9dddRlZpJdXlWZufh9SXmOV21uPPZQOUxYB+XpT20CLIL7BmVZkaeuKa7hxzanSNDjxUrei1o9RZeTI=
-----END BITCOIN SIGNED MESSAGE-----

That address was staked Jan 20, 2016. Signed messages should be signed with an address 2-3+ months old.

Asked him to sign message from old address from 2013 but he said he lost that wallet and signed message from this address, it was the only bitcoin address posted by him since last 1 year so I asked him to sign from this address. If the account was hacked then how hacker was able to sign message from this bitcoin address
why this user come instantly after taking the loan but account doesn't reset or changed his password.If the account was hacked then why hacker doesn't changed email and password of the account.

I think something shady here

Maybe the hacker thought the person no longer uses the account, though it is suspicious.
Anyway, you don't get a notification when you post so the hacker probably posted the address. There was no activity for around a year and he comes back, stakes an address and requests a loan? Should have done better research.

but how it is possible a hacker using account and staked bitcoin address but the real owner wasn't aware of this but when he took the loan someone created a new account saying it was his account thats hacked.How he got notification within few minutes of taking loan but no notification about any other activity on account.

[marjod]

but how it is possible a hacker using account and staked bitcoin address but the real owner wasn't aware of this but when he took the loan someone created a new account saying it was his account thats hacked.How he got notification within few minutes of taking loan but no notification about any other activity on account.

Have you PM the borrower before sending his loan ? If the hacker didn't change the email address, that could eventually explain why the real owner was aware of this and create a new account in order to prevent a possible scam attempt.

This said, lenders should really do their homework before lending and asking for a signature of an address staked at least 3 months ago, there's too much scam attempts involving hacked accounts. This seems to be the new thing in here now.

[Sarahiko]

Have you PM the borrower before sending his loan ? If the hacker didn't change the email address, that could eventually explain why the real owner was aware of this and create a new account in order to prevent a possible scam attempt.

This said, lenders should really do their homework before lending and asking for a signature of an address staked at least 3 months ago, there's too much scam attempts involving hacked accounts. This seems to be the new thing in here now.

Yes this user PMed me and we discussed for sometime, he sent me signed message with PM as well

I wonder why a new person pop-out within few minutes of sending loan but where he was when the guy staked bitcoin address and used the account.Anyway I have sent him message asking if he can sign message, if he did we can find a solution for this else his claims are fake.

[Borrow_BTC]

Loan Amount:.04
Reason:Upgrade Site
Repayment Amount:.05
Repayment Date:February 9
Collateral:Paypal account
Bitcoin Address:1CT7qxjVn3thq2ZxPu3sZxZFbAN2QWyirR

[Sarahiko]

Loan Amount:.04
Reason:Upgrade Site
Repayment Amount:.05
Repayment Date:February 9
Collateral:BTC account
Bitcoin Address:1CT7qxjVn3thq2ZxPu3sZxZFbAN2QWyirR

Denied
Your account isn't good collateral for this loan read rule no 2 in first post.
If you have any other account for collateral that has value of 150% of repayment amount I can give this loan.

[DarkStar_]

Loan Amount: 0.05
Reason: N/A
Repayment Amount: 0.06
Repayment Date: 08-02-2016
Collateral: BCTalk Account
Bitcoin Address: 17ueVQXsPAnyHkahjh3HDPFYxAkDQKYR6U

I'm WhitePhantom.  Somebody has hacked my account and is trying to scam you.  Do NOT give him anything, please.

Sara, you should request a signed message when people want a loan, especially with an account as collateral. Don't want another problem like what happened with swingdev and altcoin

I got signed message from him


-----BEGIN BITCOIN SIGNED MESSAGE-----
I WhitePhantom confirms I am taking 0.05btc loan from sarahiko on 5th February 2016 using my this account for collateral.If I failed to repay 0.06 on 8th February 2016, Sarahiko will become owner of this account and can sell it to cover his loss.
-----BEGIN SIGNATURE-----
1ACiynHtEoGoqSDtf9QWH8cnubxVgUnPUy
Hz/eO8Gb9dddRlZpJdXlWZufh9SXmOV21uPPZQOUxYB+XpT20CLIL7BmVZkaeuKa7hxzanSNDjxUrei1o9RZeTI=
-----END BITCOIN SIGNED MESSAGE-----

That address was staked Jan 20, 2016. Signed messages should be signed with an address 2-3+ months old.

Asked him to sign message from old address from 2013 but he said he lost that wallet and signed message from this address, it was the only bitcoin address posted by him since last 1 year so I asked him to sign from this address. If the account was hacked then how hacker was able to sign message from this bitcoin address
why this user come instantly after taking the loan but account doesn't reset or changed his password.If the account was hacked then why hacker doesn't changed email and password of the account.

I think something shady here

Maybe the hacker thought the person no longer uses the account, though it is suspicious.
Anyway, you don't get a notification when you post so the hacker probably posted the address. There was no activity for around a year and he comes back, stakes an address and requests a loan? Should have done better research.

but how it is possible a hacker using account and staked bitcoin address but the real owner wasn't aware of this but when he took the loan someone created a new account saying it was his account thats hacked.How he got notification within few minutes of taking loan but no notification about any other activity on account.

The address was staked Jan 20th. That isn't very far away. The hacker likely staked the address, and then today requested a loan, signing a message from that address.

[WhitePhantom1980]

Here are my most recent communications with Sarahiko on the matter of my account being hacked.  Anybody who's interested, please let me know if I'm missing something.

!!! WARNING: This user is a newbie. If you are expecting a message from a more veteran member, then this is an imposter !!!
What is my hacked account even worth?  I didn't realize before today that people buy BCT accounts.  Seems stupid to me.

I can only assume that you didn't pay any attention to the evidence I gave you.

• I gave an extremely reasonable explanation of why I don't have the private key of the address I posted at https://bitcointalk.org/index.php?topic=246400.msg2633325#msg2633325.
• I proved that the idiot who hacked me was lying when he said he deleted the wallet with that address because it's clearly an address that ends up depositing to my BTC-e account.
• I proved that a wallet I own has been used many times to deposit to the address I posted in 2013.
• I proved that my BTC-e account was the recipient of every single transaction I sent to 1AK6QHxxhg5KchccRWUCZLdStubP5TRKZm.
• If you want, I can provide more screenshots to show that my BTC-e account has received every single transaction ever sent to that address.

So the hacker lied about having deleted the wallet, and you say you're still willing to give me the account if I can prove I have the private key to that wallet.  I've proved to you that I am the person with access to any funds deposited to that address and I've suggested that I send you a signed message from the wallet I've used many times to deposit to that address.  Very reasonable, imo.

After the hacker doesn't pay you back, if you put the account on auction, as you said, rather than giving it back to me in exchange for my very generous offer of reimbursing you the .05 BTC that the hacker stole from you, I can only assume that the account is worth a lot more than the loan amount (still amazed that somebody would buy a BCT account) and that you're as dishonest as the guy who hacked me.  I guess I'm just relieved that I don't give a crap about BitcoinTalk anymore, other than for the sake of nostalgia.

So do the right thing or don't.  I'm done.

He asked me:

how it is possible someone was using your account and staked bitcoin address but you don't knew it and when he took loan within few minutes you created a new account saying it was your account and its hacked.

if it was hacked then why didn't you noticed this when the possible hacker was using this since last month but you noticed this within few minutes after loan was processed.

To which I responded:

I didn't know because I haven't logged into it since last July.  I got a couple of PM notification E-Mails this morning.

I said to myself, "wtf, somebody's using my Bitcointalk account."  I don't get E-Mail notifications when I login or post something, so when the hacker got in and posted something a month ago, I was oblivious.

Surely, this must make perfectly logical sense to you, especially with the hacker having lied to you about deleting a wallet that I've proven he could never have had in the first place.

I think I've made a pretty convincing case, but people in the BTC world often surprise me with theories I never thought of.  So let me know if you all think I'm missing something and am somehow still likely to be trying to defraud Sarahiko.

Edit: I don't see what's so difficult about letting me have the account back after the hacker fails to pay since I've offered to reimburse him the .05 BTC.  He'd rather make some profit from selling it than do the right thing.  How about .06 BTC?  I'll do that.  I just don't like losing something that belonged to me, but there's no way I'm going to bid against other people in an auction for my account.

Edit:
Wow, there's a Bitcointalk Account Price Estimator
http://www.bctalkaccountpricer.info/?token=4apef7a3
No way I'd pay the expected 0.16 BTC in an auction.  I'm annoyed at 0.06, but I'll do it just to get back something that belongs to me.

[DarkStar_]

Here are my most recent communications with Sarahiko on the matter of my account being hacked.  Anybody who's interested, please let me know if I'm missing something.

!!! WARNING: This user is a newbie. If you are expecting a message from a more veteran member, then this is an imposter !!!
What is my hacked account even worth?  I didn't realize before today that people buy BCT accounts.  Seems stupid to me.

I can only assume that you didn't pay any attention to the evidence I gave you.

• I gave an extremely reasonable explanation of why I don't have the private key of the address I posted at https://bitcointalk.org/index.php?topic=246400.msg2633325#msg2633325.
• I proved that the idiot who hacked me was lying when he said he deleted the wallet with that address because it's clearly an address that ends up depositing to my BTC-e account.
• I proved that a wallet I own has been used many times to deposit to the address I posted in 2013.
• I proved that my BTC-e account was the recipient of every single transaction I sent to 1AK6QHxxhg5KchccRWUCZLdStubP5TRKZm.
• If you want, I can provide more screenshots to show that my BTC-e account has received every single transaction ever sent to that address.

So the hacker lied about having deleted the wallet, and you say you're still willing to give me the account if I can prove I have the private key to that wallet.  I've proved to you that I am the person with access to any funds deposited to that address and I've suggested that I send you a signed message from the wallet I've used many times to deposit to that address.  Very reasonable, imo.

After the hacker doesn't pay you back, if you put the account on auction, as you said, rather than giving it back to me in exchange for my very generous offer of reimbursing you the .05 BTC that the hacker stole from you, I can only assume that the account is worth a lot more than the loan amount (still amazed that somebody would buy a BCT account) and that you're as dishonest as the guy who hacked me.  I guess I'm just relieved that I don't give a crap about BitcoinTalk anymore, other than for the sake of nostalgia.

So do the right thing or don't.  I'm done.

He asked me:

how it is possible someone was using your account and staked bitcoin address but you don't knew it and when he took loan within few minutes you created a new account saying it was your account and its hacked.

if it was hacked then why didn't you noticed this when the possible hacker was using this since last month but you noticed this within few minutes after loan was processed.

To which I responded:

I didn't know because I haven't logged into it since last July.  I got a couple of PM notification E-Mails this morning.

I said to myself, "wtf, somebody's using my Bitcointalk account."  I don't get E-Mail notifications when I login or post something, so when the hacker got in and posted something a month ago, I was oblivious.

Surely, this must make perfectly logical sense to you, especially with the hacker having lied to you about deleting a wallet that I've proven he could never have had in the first place.

I think I've made a pretty convincing case, but people in the BTC world often surprise me with theories I never thought of.  So let me know if you all think I'm missing something and am somehow still likely to be trying to defraud Sarahiko.

Edit: I don't see what's so difficult about letting me have the account back after the hacker fails to pay since I've offered to reimburse him the .05 BTC.  He'd rather make some profit from selling it than do the right thing.  How about .06 BTC?  I'll do that.  I just don't like losing something that belonged to me, but there's no way I'm going to bid against other people in an auction for my account.

Edit:
Wow, there's a Bitcointalk Account Price Estimator
http://www.bctalkaccountpricer.info/?token=4apef7a3
No way I'd pay the expected 0.16 BTC in an auction.  I'm annoyed at 0.06, but I'll do it just to get back something that belongs to me.

The account price estimator is very inflated. The account would be worth 0.06 at most and even at 0.06 it might take a while to find a buyer.

[zazarb]

@WhitePhantom1980
if the situation is confusing due to the lack of proof, but you ready to re-buy our account of loan price, you should wait until 8 feb. and if borrower not repay, I see no reason why  sarachiko can not returned(sell) this account to you.

[WhitePhantom1980]

@WhitePhantom1980
if the situation is confusing due to the lack of proof, but you ready to re-buy our account of loan price, you should wait until 8 feb. and if borrower not repay, I see no reason why  sarachiko can not returned(sell) this account to you.

A reasonable person would think that, right?  He told me he won't do that, and that I'll have to bid on it in an auction if I want it back.

[Atomicat]

@WhitePhantom1980
if the situation is confusing due to the lack of proof, but you ready to re-buy our account of loan price, you should wait until 8 feb. and if borrower not repay, I see no reason why  sarachiko can not returned(sell) this account to you.

A reasonable person would think that, right?  He told me he won't do that, and that I'll have to bid on it in an auction if I want it back.

If you can sign a message from an address posted ~2-3 months ago you can reclaim the account by contacting theymos.

[Sarahiko]

@WhitePhantom1980
if the situation is confusing due to the lack of proof, but you ready to re-buy our account of loan price, you should wait until 8 feb. and if borrower not repay, I see no reason why  sarachiko can not returned(sell) this account to you.

A reasonable person would think that, right?  He told me he won't do that, and that I'll have to bid on it in an auction if I want it back.

If you can sign a message from an address posted ~2-3 months ago you can reclaim the account by contacting theymos.

I already offered him if he can sign message I can give him account back after repay the loan amount, I can't give account to a random person who can't sign message.

If I did then we may see many request in lending board people claiming for high ranked collateral account in exchange of paying the loan.

I started a topic in meta about this
https://bitcointalk.org/index.php?topic=1354724.0

[RedzaModZ]

Loan Amount:0.085
Reason:To complete mining contract
Repayment Amount:0.091
Repayment Date:20/2/2016
Collateral:This BTCTalk Account
Bitcoin Address:15bgAP19XRoWdetVfzCviYsVKCdXpcxggg

[Sarahiko]

Loan Amount:0.085
Reason:To complete mining contract
Repayment Amount:0.091
Repayment Date:20/2/2016
Collateral:This BTCTalk Account
Bitcoin Address:15bgAP19XRoWdetVfzCviYsVKCdXpcxggg

Denied
Your account isn't good collateral for this loan read rule no 2 in first post.
If you have any other account for collateral that has value of 150% of repayment amount I can give this loan.

[RedzaModZ]

Loan Amount:0.085
Reason:To complete mining contract
Repayment Amount:0.091
Repayment Date:20/2/2016
Collateral:This BTCTalk Account
Bitcoin Address:15bgAP19XRoWdetVfzCviYsVKCdXpcxggg

Denied
Your account isn't good collateral for this loan read rule no 2 in first post.
If you have any other account for collateral that has value of 150% of repayment amount I can give this loan.

I Have 1000 gold at http://sentry.mba or a paypal account or both of em.

[RedzaModZ]

pp account has 5$

[Sarahiko]

Loan Amount:0.085
Reason:To complete mining contract
Repayment Amount:0.091
Repayment Date:20/2/2016
Collateral:This BTCTalk Account
Bitcoin Address:15bgAP19XRoWdetVfzCviYsVKCdXpcxggg

Denied
Your account isn't good collateral for this loan read rule no 2 in first post.
If you have any other account for collateral that has value of 150% of repayment amount I can give this loan.

I Have 1000 gold at http://sentry.mba or a paypal account or both of em.

pp account has 5$

They aren't accepted for collateral, collateral must be something that is easy to liquidate if loan defaulted.
For collateral currently I am accepting altcoin, bitcointalk accounts and few other digitalgoods that can't claimed back or reversed.

[RedzaModZ]

Loan Amount:0.085
Reason:To complete mining contract
Repayment Amount:0.091
Repayment Date:20/2/2016
Collateral:This BTCTalk Account
Bitcoin Address:15bgAP19XRoWdetVfzCviYsVKCdXpcxggg

Denied
Your account isn't good collateral for this loan read rule no 2 in first post.
If you have any other account for collateral that has value of 150% of repayment amount I can give this loan.

I Have 1000 gold at http://sentry.mba or a paypal account or both of em.

pp account has 5$

They aren't accepted for collateral, collateral must be something that is easy to liquidate if loan defaulted.
For collateral currently I am accepting altcoin, bitcointalk accounts and few other digitalgoods that can't claimed back or reversed.

How About 50 Netflix accounts and 5 hulu premium and this btc talk?

[Sarahiko]

Loan Amount:0.085
Reason:To complete mining contract
Repayment Amount:0.091
Repayment Date:20/2/2016
Collateral:This BTCTalk Account
Bitcoin Address:15bgAP19XRoWdetVfzCviYsVKCdXpcxggg

Denied
Your account isn't good collateral for this loan read rule no 2 in first post.
If you have any other account for collateral that has value of 150% of repayment amount I can give this loan.

I Have 1000 gold at http://sentry.mba or a paypal account or both of em.

pp account has 5$

They aren't accepted for collateral, collateral must be something that is easy to liquidate if loan defaulted.
For collateral currently I am accepting altcoin, bitcointalk accounts and few other digitalgoods that can't claimed back or reversed.

How About 50 Netflix accounts and 5 hulu premium and this btc talk?

NO
For collateral currently I am accepting altcoin, bitcointalk accounts and few other digitalgoods that can't claimed back or reversed.

[Sarahiko]

Whitephantom loan wasn't repaid on time by borrower.
This loan is defaulted and collateral taken to cover the debt.