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Author Topic: Loans too risky?  (Read 62818 times)
PokerDiceMan
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October 04, 2016, 04:25:28 AM
 #681

if loan not risk
but your lending your bitcoin or your money is very high risk

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October 04, 2016, 04:32:17 AM
 #682

Loans still risky method for both partners , because if you get the loan you have to make sure to pay it back with the interest in the exact date, and that's not available always for everyone. If you give the loan there is a risk you dont get your money back, even if you used escrow and get a collateral.

Most of the time if you give a loan, you have the advantage over those who ask a loan, and if you do not do it ( getting a collateral that was equal or should be higher than what was loaned) then the possibility that those who loan to run away is very high, and if you get a good collateral then they run or didn't pay you, then it's fine, you have a good collateral and it is yours now and it is in your decision to sell it and make profit...  Smiley

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October 04, 2016, 08:00:55 AM
 #683

Loans still risky method for both partners , because if you get the loan you have to make sure to pay it back with the interest in the exact date, and that's not available always for everyone. If you give the loan there is a risk you dont get your money back, even if you used escrow and get a collateral.
Loans are definitely risky. Especially if you are lending money from a dodgy company or source. If you are loaning money from a bank, then they can take possessions of yours. I would recommend not taking loans unless you are really desperate.

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October 04, 2016, 08:20:26 AM
 #684

Loans are too risky indeed unless you have something which makes the loan secure because you could just get scammed if you loan out bitcoin personally.
The person at the other side could disappear and not care about paying back if you don't have any information.
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October 04, 2016, 08:35:06 AM
 #685

Loans are too risky indeed unless you have something which makes the loan secure because you could just get scammed if you loan out bitcoin personally.
The person at the other side could disappear and not care about paying back if you don't have any information.
That's the reality that's why it is not good to lend money online, in crypto world there are a lot of opportunity here but there are a lot of smart people also who will take advantage if you are not careful doing business here, lending money is only good in the physical world I guess.

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October 04, 2016, 09:06:01 AM
 #686

Loans can be risky but only if you decide to go out and go gamble with that money because that is going to ruin things for you and make it much worse. You should only take a loan if it is for something important and know that you are going to be able to pay it back over a certain period.
Never spend a loan in a dumb way because it will hurt you in the end.
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October 04, 2016, 12:25:21 PM
 #687

Loans still risky method for both partners , because if you get the loan you have to make sure to pay it back with the interest in the exact date, and that's not available always for everyone. If you give the loan there is a risk you dont get your money back, even if you used escrow and get a collateral.
yeah I think there is a greater risk to the lender. because sometimes there are some users who are quite reliable and they borrow money in large quantities without any security? maybe they cheat? no one knows it, so better give loan to someone who give guarantees to you? I think it would be much safer

   
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October 04, 2016, 01:46:41 PM
 #688

Loans can be risky but only if you decide to go out and go gamble with that money because that is going to ruin things for you and make it much worse. You should only take a loan if it is for something important and know that you are going to be able to pay it back over a certain period.
Never spend a loan in a dumb way because it will hurt you in the end.


I agree that loans are risky and we can loose of money from there due to scammers Who is cheating the people in lending platform. However we need to be safe around them.

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October 04, 2016, 02:13:02 PM
 #689

Loans still risky method for both partners , because if you get the loan you have to make sure to pay it back with the interest in the exact date, and that's not available always for everyone. If you give the loan there is a risk you dont get your money back, even if you used escrow and get a collateral.
yeah I think there is a greater risk to the lender. because sometimes there are some users who are quite reliable and they borrow money in large quantities without any security? maybe they cheat? no one knows it, so better give loan to someone who give guarantees to you? I think it would be much safer

When we give a loan guarantee was very important in my opinion. Because it will prevent scammers. So have to be careful if you want give loans. But your people are looking for a loan is also a risk that the interest of the lender.
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October 12, 2016, 02:05:59 PM
 #690

A loan can be risky if you do not know how you are going to be able to pay it back because if you don't then you are going to find yourself in some trouble.
And never take a loan to go out and go gambling because then you are just asking for trouble.
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October 12, 2016, 02:33:10 PM
 #691

People are selfish and greedy, once they get want they want. They will no longer bother to care because they think taking advantage with someone will benefit them without thinking that they hurt others
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October 12, 2016, 08:46:35 PM
 #692

There are platforms online that allow bitcoins in debt ordinary users. This is a very advanced machine for the reproduction of their capital, however, there are pitfalls. The first thing you need to be sure to pay attention to is the quality of P2P platforms.
Despite the fact that all work in the field of loans has always been built on trust, quality and reputation of the service, where operations are carried out, depends very much. So the only advice: carefully choose the place where you will look for borrowers (read the reviews, try to start with small loans, etc.), selectively make decisions about loan and... multiply your bitcoins
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October 12, 2016, 09:03:17 PM
 #693

If you have a hunch that it's too risky..then it definitely is

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October 12, 2016, 09:32:51 PM
 #694

Loans from the start is risky the the lender even if there's a collateral. Even if there is a collateral there is a chance that the borrower won't pay their due amount since some borrows then just don't pay in the end. To lessen the risk, I think having a good collateral will do but that won't still remove the risk in the part of the lender.

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October 12, 2016, 09:42:32 PM
 #695

If you have a hunch that it's too risky..then it definitely is
you are bold enough to provide loans and that is a great thing,giving away loans is definitely a very risky thing ,if you are providing it you must have the capability to recover the loan since a simple search would show hundreds of unpaid loans.
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October 12, 2016, 10:05:14 PM
 #696

yes loan is really too risky because you never know that what is going to the market of bitcoin, and if you invest the money you take on loan and then the market fell down then you will lose the money at all and then it will become too difficult for you to return the loan.
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October 13, 2016, 04:02:38 AM
 #697

yes loan is really too risky because you never know that what is going to the market of bitcoin, and if you invest the money you take on loan and then the market fell down then you will lose the money at all and then it will become too difficult for you to return the loan.

That is why I am not suggesting to my friends to get some loan if they really need money or bitcoins. Because it is better if you are going to work hard for it so that you are going to just simply use the money you work hard for. Because in loans, its like you are going to work for other people just to pay your debts plus interests rate while they are seeing you getting tired for it.

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October 13, 2016, 04:11:19 AM
 #698

Loans are good. Actually half of world is working only because of loans. Problem for Bitcoin loans is collateral.

If you own good digital collateral, even large amounts of BTC you can get.. belive me Wink

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October 13, 2016, 04:16:16 AM
 #699

There's nothing wrong with loans as long as it will be used to gain or earn profits from it. It's bad if you borrowed money to buy something that will not give you anything in return to pay back your loan. In this forum lending is very risky since you are just dealing with a online people and nothing but online reputation to back them up. They can easily run away by turning off their PC's.

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October 13, 2016, 04:32:17 AM
 #700

There's nothing wrong with loans as long as it will be used to gain or earn profits from it. It's bad if you borrowed money to buy something that will not give you anything in return to pay back your loan. In this forum lending is very risky since you are just dealing with a online people and nothing but online reputation to back them up. They can easily run away by turning off their PC's.

A problen that had been occuring here since loaning started. Even with reputation the deal could end up bad.
I also saw a lot of newbies now that are borrowing but most were denied. Because of the ranking thing the loaner could just pick people with higher ranks.
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