BDO, BPI and Metrobank: Your thoughts?

[Dabs]

If you don't have the minimum deposit funds they require, pag isipan mo mabuti bakit ka magkakarun ng bank account.

2k is small (for BDO). 500 is very small (for BPI Direct). 100 or 200 is tiny. Isang mali mo lang, closed account ka agad.

But the money is yours, hindi mo lang magagamit.

Syempre ayaw ng banko mag open ka, mag tanggap ng deposit, then close mo the next day. Meron admin costs din to open and maintain your account, pero pag marunong ka, manageable naman.

Besides, kung hindi mo kaya kitain ang 2k either through small business, buy and sell, or savings ... wag ka muna mag bukas ng bank account. Matuto ka muna paano kumita ng pera.

I was a student when I opened my first account. I built computers for friends and charged them. (With free games, hehe.) Bilin ko yung parts for 20k, assemble ko, benta ko ng 40k. Ayun, meron na ako pang open ng account with left over to turn around.

Think of the 2k or 5k as challenge. Gusto mo magkaron ng checking account? Mas mataas pa ang maintaining balance, usually 10k and up.

[bonski]

Pwede din ito kung may kamag anak ka na nasa abroad mura lang din mag open ng kabayan Savings account sa BDO.

KABAYAN SAVINGS ACCT - 100php
Requirements - remittance slip from abroad & 2 valid IDs
No maintaning balance needed

REGULAR DEBIT ACCT
2 Valid IDs & 2k (for maintaning balance)

[bitcoinboy12]

ATMs.

BPI - laging alanganin.. karamihan ng ATM machines nila only disposes 500 and 1000 bills

Kaya for this round..
I would go for BDO. And tama, sobrang nagkalat pa.. Parehas lang 15pesos per withdrawal ang charge if you use it for other ATMs..

[boyptc]

ATMs.

BPI - laging alanganin.. karamihan ng ATM machines nila only disposes 500 and 1000 bills

Kaya for this round..
I would go for BDO. And tama, sobrang nagkalat pa.. Parehas lang 15pesos per withdrawal ang charge if you use it for other ATMs..

Yan talaga ang kinaganda ng BDO chief halos tabi tabi lang ang mga branch niya meron nga akong nakita tapat lang at meron din may 2 commercial spaces lang na pagitan kaya yan ang advantage ni BDO at sa mga mall naman bukas siya tuwing weekends.

[Rammus]

I have account with BPI so far ok naman sila at very accomodating yung mga staff nila everytime na magdedeposit ako. At kung gusto mo mag trading or PSE hawak din un ng BPI pero hindi ako nag gaganun

I agree. Yung BPI dito sa amin ok ang staff, may hitsura pa ang tellers. Kaso di talaga maganda ang experience ko sa hotline nila. Laging walang sumasagot. Di ko alam kung malas lang ako

I am using both BPI and BDO. Both are working well with me. I think you can also search some reviews on the internet for the 3 banks. But still, all of them are worth trying for.

[sallymeeh27]

Nalulungkot ako kasi yun BDO account ko na close account kasi nagkaroon siya ng deductions for my insurance kaya ayun naubos eh may maintaining balance pa nman yun sana sayang talaga kasi maganda din nman ang service ng BDO. Sabi nman nila ok lang daw I can open another account from other branch masama ba ang magiging credibility ko kapag nagkakaroon ng ganun issues ako sa mga banks kasi parang sa US inaalagaan nila credit line nila dahil may chance na masira sila sa ibang institution which will make them denied from other transactions.

[Dabs]

Ibang ang credit rating sa regular bank account. Not related.

Credit cards and loans affect your credit rating. Bank account balance does not.

[lissandra]

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Yes it's good to choose BPI.

They are the best when it comes to customer service, including online transactions.

All other branches, especially BDO and Metrobank really fails when it comes to service.

You will regret BDO and Metrobank sooner or later.

[sallymeeh27]

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Yes it's good to choose BPI.

They are the best when it comes to customer service, including online transactions.

All other branches, especially BDO and Metrobank really fails when it comes to service.

You will regret BDO and Metrobank sooner or later.

I think I may have to agree with you for BDO really fails their service with me and including close my bank account without informing me first until I find out that I was not able to use the card anymore. Well its sad that I because I trusted BDO for a very long time including work abroad which is so bad. I dont like also the issue of bank tellers in BDO stealing money from their clients this was place in news like twice and its not really good for them. Now I am thinking of not opening a bank with BDO because of this and the service they provided.

[chineseprancing]

Pwede kaya ako mag pagawa ng bpi account sa  bpi branch dito saamin kahit ako lang mag isa? minor kasi ako and di ko pa alam kung ano ang rates nila sa pag gawa ng kahit savings account lang, para maka ipon  din ako kahit papano

[zcerx22]

Pwede kaya ako mag pagawa ng bpi account sa  bpi branch dito saamin kahit ako lang mag isa? minor kasi ako and di ko pa alam kung ano ang rates nila sa pag gawa ng kahit savings account lang, para maka ipon  din ako kahit papano

sa BPI i think meron silang pang students, sa saving makakapag open kna. mag babayad ka lng ng 150.00 and magdadala ng 2 valid ID (student ID/birthcertificate) , 2 1x1 pictures. pero mas advisable kung mag ask ka nlang sa branch baka may other requirements pa sila na need. one time kasi sa school namin meron silang offer for students nag bayad lang kami ng 150 and yang dalwang requirements nila. then after a week activated na siya after change ng pin. till now gamit ko pa siya for my savings.

[ungazzi4lyf]

plan ko din mag open ng bank account.. thanks sa mga na share nyung kaalaman ang sarap basahin.  god bless!

[lissandra]

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Yes it's good to choose BPI.

They are the best when it comes to customer service, including online transactions.

All other branches, especially BDO and Metrobank really fails when it comes to service.

You will regret BDO and Metrobank sooner or later.

I think I may have to agree with you for BDO really fails their service with me and including close my bank account without informing me first until I find out that I was not able to use the card anymore. Well its sad that I because I trusted BDO for a very long time including work abroad which is so bad. I dont like also the issue of bank tellers in BDO stealing money from their clients this was place in news like twice and its not really good for them. Now I am thinking of not opening a bank with BDO because of this and the service they provided.

I really can't encourage anyone to do business with BDO.

The only plus point I see from them is that they have more banks and ATM's in malls.

But their service is really bad and they've even got extra fees that would make you feel like you're being robbed, really.

When it comes to reputation in every aspect BPI is so far the best.

[lienfaye]

Hi, is there anyone here na merong bdo kabayan savings account? yung sakin kasi mag 1 year na pero hindi sya nahulugan ng pera galing abroad. ang alam ko kasi kapag nag 1 year na at hindi sya nahulugan galing abroad magiging regular savings account na lang ata sya. magkano na kaya ang maintaining balance pag ganun?

[syndria]

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Yes it's good to choose BPI.

They are the best when it comes to customer service, including online transactions.

All other branches, especially BDO and Metrobank really fails when it comes to service.

You will regret BDO and Metrobank sooner or later.

I think I may have to agree with you for BDO really fails their service with me and including close my bank account without informing me first until I find out that I was not able to use the card anymore. Well its sad that I because I trusted BDO for a very long time including work abroad which is so bad. I dont like also the issue of bank tellers in BDO stealing money from their clients this was place in news like twice and its not really good for them. Now I am thinking of not opening a bank with BDO because of this and the service they provided.

I really can't encourage anyone to do business with BDO.

The only plus point I see from them is that they have more banks and ATM's in malls.

But their service is really bad and they've even got extra fees that would make you feel like you're being robbed, really.

When it comes to reputation in every aspect BPI is so far the best.

Ang dami ko dati nabasang complaints sa kanila at nabalita din sa tv na merong mga hidin fees silang dinededuct sa bawat transaction mo. Meeon noon nag complaint sa bakit daw may ganoong fees na dati ay wala naman sabi nya sa teller hanggang sa nagkasagutan sila at nag skandalo na yung complainant dahil sabi nung manager nagkamali lang daw yung teller at ibabalik nalang yung fees na na deduct. Pero syempre hindi yun makatarungan at sinabi ng lalaki na nagkakamali ang teller ? Kahit lagi nya yan ginagawa yung trabaho nya?

Ilang beses din nagpabalik balik sa banko yung complainant bago narelease yung pera nya.

[lissandra]

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Yes it's good to choose BPI.

They are the best when it comes to customer service, including online transactions.

All other branches, especially BDO and Metrobank really fails when it comes to service.

You will regret BDO and Metrobank sooner or later.

I think I may have to agree with you for BDO really fails their service with me and including close my bank account without informing me first until I find out that I was not able to use the card anymore. Well its sad that I because I trusted BDO for a very long time including work abroad which is so bad. I dont like also the issue of bank tellers in BDO stealing money from their clients this was place in news like twice and its not really good for them. Now I am thinking of not opening a bank with BDO because of this and the service they provided.

I really can't encourage anyone to do business with BDO.

The only plus point I see from them is that they have more banks and ATM's in malls.

But their service is really bad and they've even got extra fees that would make you feel like you're being robbed, really.

When it comes to reputation in every aspect BPI is so far the best.

Ang dami ko dati nabasang complaints sa kanila at nabalita din sa tv na merong mga hidin fees silang dinededuct sa bawat transaction mo. Meeon noon nag complaint sa bakit daw may ganoong fees na dati ay wala naman sabi nya sa teller hanggang sa nagkasagutan sila at nag skandalo na yung complainant dahil sabi nung manager nagkamali lang daw yung teller at ibabalik nalang yung fees na na deduct. Pero syempre hindi yun makatarungan at sinabi ng lalaki na nagkakamali ang teller ? Kahit lagi nya yan ginagawa yung trabaho nya?

Ilang beses din nagpabalik balik sa banko yung complainant bago narelease yung pera nya.

Haven't heard of that story but it's not surprising.

And that's a very frustrating and lame excuse to tell the customer.

Well what can you expect it's owned by a greedy businessman.

[ungazzi4lyf]

Hello guys, how about security bank? pa share naman ng na experience niyo. bad man or good. thanks..

[sallymeeh27]

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Yes it's good to choose BPI.

They are the best when it comes to customer service, including online transactions.

All other branches, especially BDO and Metrobank really fails when it comes to service.

You will regret BDO and Metrobank sooner or later.

I think I may have to agree with you for BDO really fails their service with me and including close my bank account without informing me first until I find out that I was not able to use the card anymore. Well its sad that I because I trusted BDO for a very long time including work abroad which is so bad. I dont like also the issue of bank tellers in BDO stealing money from their clients this was place in news like twice and its not really good for them. Now I am thinking of not opening a bank with BDO because of this and the service they provided.

I really can't encourage anyone to do business with BDO.

The only plus point I see from them is that they have more banks and ATM's in malls.

But their service is really bad and they've even got extra fees that would make you feel like you're being robbed, really.

When it comes to reputation in every aspect BPI is so far the best.

It is very nice for BPI they really provide a very good service to people just like today. I was running late for banking hours yet eventhough past na ako ng 4.30pm yet entertain pa din nila ko kasi i really need to deposit a money pero pinapasok pa din nila ako thankful talaga ako ng bongga. Sana mas gumanda pa ang service ng bpi hindi ko lang alam kung anong bank ang better din katulad nila kasi para nman hindi lang isa ang account para sure naman in case lang.

[Grazyah13]

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Hi Oriannaa, I am a BPI Savings account holder, inopen ko siya nung college ako for only 110 pesos and kahit 50 pesos lang initial deposit at wala masyadong requirements except I.D which is school I.D and also one day lang ang processing. I don't know kung ganun din ba inooffer nila sa mga hindi estudyante. Ang advantage ng BPI is yung ease of deposit and transfer to other BPI account holders and kahit hindi banking days pwede ka pa din makapagsend ng money through online and mobile.

[niall51]

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Hi Oriannaa, I am a BPI Savings account holder, inopen ko siya nung college ako for only 110 pesos and kahit 50 pesos lang initial deposit at wala masyadong requirements except I.D which is school I.D and also one day lang ang processing. I don't know kung ganun din ba inooffer nila sa mga hindi estudyante. Ang advantage ng BPI is yung ease of deposit and transfer to other BPI account holders and kahit hindi banking days pwede ka pa din makapagsend ng money through online and mobile.

tama magdanda ang bpi dahil very transparent and smooth transactions