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Author Topic: How good are you at managing your money  (Read 51494 times)
bamboylee
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July 27, 2016, 04:24:23 AM
 #361

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.

It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.
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July 27, 2016, 06:35:42 AM
 #362

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.

It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.

Yes, those credit cards are a temptation of their own.
The problem is that you actually do not have to give away anything in real, just your balance decreases.
And unlike a purse with real money, you can not tell how much is already missing.

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July 27, 2016, 06:54:06 AM
 #363

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.

It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.

Yes, those credit cards are a temptation of their own.
The problem is that you actually do not have to give away anything in real, just your balance decreases.
And unlike a purse with real money, you can not tell how much is already missing.
I can prove that because I was once had a credit card and at first it is really convenient to use but when time passes by I learn to buy things that it is not in my budget and until such time has come that could not pay anymore my monthly amortization and everything was compromise.

As of now, I am still in debt from a credit card company.

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Maesters1-
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July 27, 2016, 04:03:48 PM
 #364

well i am no an expert person to manage my money in a proper way. but i am still trying to do so. i have just held my bitcoin for the price to be increase. and the earning from a signature campaign is also adding with the other bitcoin. so it is my simple strategy. i am not using bitcoin in present time and just holding it for the high price.
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July 27, 2016, 04:21:55 PM
 #365

i think im really great when it comes to managing my money because i manage to save up a lot of money for the things i like to buy, i think i dont need any help for it

 
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July 28, 2016, 12:21:09 AM
 #366

With savings matutung content and what have you . Should be wise.purchases do not buy goods that are not essential . Make a list of what to buy should not be too much you buy . Be smart in poverty need to economize . That's my techniques on how to manage money . So managing money is very important to me .
bamboylee
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July 28, 2016, 03:55:08 AM
 #367

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.

It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.

Yes, those credit cards are a temptation of their own.
The problem is that you actually do not have to give away anything in real, just your balance decreases.
And unlike a purse with real money, you can not tell how much is already missing.

That will only happen if you will not manage it correctly. But with proper management of credit and strict discipline in spending, you can maximize the use of your credit card without putting yourself or your financial status at risk.
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July 28, 2016, 04:18:20 AM
 #368

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.

It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.

Yes, those credit cards are a temptation of their own.
The problem is that you actually do not have to give away anything in real, just your balance decreases.
And unlike a purse with real money, you can not tell how much is already missing.

That will only happen if you will not manage it correctly. But with proper management of credit and strict discipline in spending, you can maximize the use of your credit card without putting yourself or your financial status at risk.

You are  right I am not good with this also but I think having a credit card, there is this push that comes to you whenever you see something you want. You will be thinking you can buy it because you got a card even of you really dont need it yet.

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July 28, 2016, 04:30:21 AM
 #369

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.

It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.

Yes, those credit cards are a temptation of their own.
The problem is that you actually do not have to give away anything in real, just your balance decreases.
And unlike a purse with real money, you can not tell how much is already missing.

That will only happen if you will not manage it correctly. But with proper management of credit and strict discipline in spending, you can maximize the use of your credit card without putting yourself or your financial status at risk.

You are  right I am not good with this also but I think having a credit card, there is this push that comes to you whenever you see something you want. You will be thinking you can buy it because you got a card even of you really dont need it yet.
It is necessary to calculate their needs and their potential. In order to be in your life you have been less frustrating. Learn to spend your money and you will be happy. But the rest of the evil one. Do not allow yourself to enjoy the temptations.
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July 29, 2016, 02:56:54 PM
 #370

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.

It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.

Yes, those credit cards are a temptation of their own.
The problem is that you actually do not have to give away anything in real, just your balance decreases.
And unlike a purse with real money, you can not tell how much is already missing.

That will only happen if you will not manage it correctly. But with proper management of credit and strict discipline in spending, you can maximize the use of your credit card without putting yourself or your financial status at risk.

You are  right I am not good with this also but I think having a credit card, there is this push that comes to you whenever you see something you want. You will be thinking you can buy it because you got a card even of you really dont need it yet.
It is necessary to calculate their needs and their potential. In order to be in your life you have been less frustrating. Learn to spend your money and you will be happy. But the rest of the evil one. Do not allow yourself to enjoy the temptations.
Especially in gambling because that is proven without proper self control it would ruin one's life. We must be focus on our goal in managing money and we should always consider savings and should do in a compulsory manner.

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July 29, 2016, 04:57:26 PM
 #371

I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
yeah it may already be the task of the wife to do a good deposit money. because the wife is not the type of people who spend money with ease.
she is not the extravagant different premises male and wife are very suitable to manage money


I think everyone / every member ofthe family should be responsible in saving and managing money.  Though yes i believe that the main person should be the wife but when in turn you have a hold of your allowance, you should try to manage it properly.  Buy only that is needed. Save at least 5% of your allowance, buy what you need not what you like.  Prioritize the most needed and if there is extra buy what you want (5% savings had been separated)

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July 29, 2016, 05:06:29 PM
 #372

I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
yeah it may already be the task of the wife to do a good deposit money. because the wife is not the type of people who spend money with ease.
she is not the extravagant different premises male and wife are very suitable to manage money


I think everyone / every member ofthe family should be responsible in saving and managing money.  Though yes i believe that the main person should be the wife but when in turn you have a hold of your allowance, you should try to manage it properly.  Buy only that is needed. Save at least 5% of your allowance, buy what you need not what you like.  Prioritize the most needed and if there is extra buy what you want (5% savings had been separated)
Everyone should be responsible for their own money, yes, but I'm not sure that having allowances is the best way to do that. I'm also just saying this from an opinion side, so you might have it work better in your own situation.

Your plan doesn't sound bad, and I like the idea when you use an allowance system, but in my opinion I would just give everyone a budget. It's like an allowance, but it feels more free (again in my opinion) and it has everyone be responsible and manage their money.
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July 29, 2016, 07:43:19 PM
 #373

I manage to save money always towards the end of the month, but I do spend a lot and keep track of these. I can't say I'm that good at managing my money but I feel I need to focus on saving a lot more cause in the coming months I may have more expenses due to increasing costs of rent and electricity.
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July 29, 2016, 08:18:03 PM
 #374

I am really really bad Grin I am always asking other people to help me with this stuff and learning from them, maybe someday i will become a good manager.

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July 29, 2016, 09:42:33 PM
 #375

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

If my earnings are on bitcoin I try as much as possible to leave on my (cold) wallet. If my earnings are on cash/fiat then I use them for my personal/family needs and the rest I keep saving them. If you destroyed the credit cards you can go to the bank and get the money back or request a new card and then withdraw?
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July 29, 2016, 09:43:58 PM
 #376

not so good at all, just from this side I earn and lose to that side. Smiley
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July 29, 2016, 10:01:14 PM
 #377

i think im really great when it comes to managing my money because i manage to save up a lot of money for the things i like to buy, i think i dont need any help for it
I think if you were great in the store you'd be rich today, or at least you have a lot of money in your wallet or your bank account because if
you're a smart save you certainly will not buy anything that is worthless and you would be more efficient. you can prove to yourself dude
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July 29, 2016, 10:52:36 PM
 #378

im great at managing my money, i never spend it on stuff i really dont need and i always just try to make money with the bitcoins i already have




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Pattart
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July 30, 2016, 12:29:05 AM
 #379

I am really really bad Grin I am always asking other people to help me with this stuff and learning from them, maybe someday i will become a good manager.
I think if you're not smart in managing your finances you should be looking for someone like you or your wife to manage your finances. for managing keunangan is the most important thing for you to be rich. I'm sure people are rich because they are smart in storing and collecting their money?
darkmagician
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July 30, 2016, 01:22:49 AM
 #380

Buy only the things that can be useful to me,and not wasting my btc with the things that has no value.
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