[vault] vs [savings] vs [checking]

Here's what I have in the fiat money world...

[vault] = full of gold, diamonds, cash, canned beans (I won't touch this until I retire or civilization collapses)

[savings] = where I keep a few rounds of silver and a small wad of cash (for vacations or emergencies)

[checking] = I only keep enough in there to pay the bills and have a little fun

This is what I'd like to set up, ideally..

[bitcoinVault] = where I'd only deposit btc, not sell

[bitcoinSavings] = where I'd deposit frequently, and sell once and awhile

[bitcoinChecking] = where I'd buy and sell for speculating

Can someone recommend the best way to setup up 3 wallet addresses that would meet my needs?

i.e.

[bitcoinVault] = paper wallet

[bitcoinSavings] = offline secondary laptop

[bitcoinChecking] = encryped Bitcoin Qt wallet connected to the net all day