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Author Topic: Why do we need loans, since we have subsidies?  (Read 1812 times)
legendbtc
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February 10, 2017, 08:20:27 AM
 #41

Whenever there is some emergency cases which is not hadle with our income then in this situation we need to take loan from any entity or banks which is taken by any person but subsidies can not taken by ordinary person. It is only gained by any jobber.

Now a days subsidies are included to common person also but first they need to spend money and subsidies will be given by government afterwards. But here these two sector has different scenario like loans and subsidies. Loan are for building a house, buy a car etc. But subsidies will provide by the government at some specific internal like earthquake, floods etc.

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alphaxgod
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February 10, 2017, 10:40:34 AM
 #42

what country do you live in ? to me loans suit me better
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February 10, 2017, 04:44:03 PM
 #43

in our country rich people dont get subsidy .poor people get subsidy.rich people s money are taken and given to the poor people .no matter whatwe do e have to pay so much taxes and the improvement in our country  is so less that  i feel that why am i paying taxes?
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February 10, 2017, 04:53:23 PM
 #44

I don’t like subsidies governments give them to help a sector of the population but since the government does not produce anything then they need to charge bigger taxes to a portion of the population that does not need or will receive the subsidies, so it is an inefficient redistribution of wealth.
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February 17, 2017, 09:27:48 PM
 #45

Anyone can get subsidies? Lucky you then, the government in our country doesn't give us even s**t. Loans though, do credit card debts count as loans? Well, I guess I got plenty of that.

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gandame
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February 17, 2017, 09:47:54 PM
 #46

Yeah we need to have loans specially when we are out of budget like our family necessities or a project in our house like the facility improvement. The government in our country is offering sectors of benefit like SSS loans and pag-ibig loans program that may help us cope up with our needs, and is affordable to all members of every private companies specially when you are working as a regualar employee. Having that subsidy doesn't really cater all you need that's why we needed to have debts in time of circumstances.


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hermae
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March 07, 2018, 09:41:00 AM
 #47

Yeah we need to have loans specially when we are out of budget like our family necessities or a project in our house like the facility improvement. The government in our country is offering sectors of benefit like SSS loans and pag-ibig loans program that may help us cope up with our needs, and is affordable to all members of every private companies specially when you are working as a regualar employee. Having that subsidy doesn't really cater all you need that's why we needed to have debts in time of circumstances.

Even if we have subsidies, we still want to have loans especially if we want to make something for our future, for example, we want to have our own business or build a house. Since doing these things need a lot of money, and if we dont have enough money to make these things happen, we definitely need loans.
Btcjunpitz18
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March 08, 2018, 03:46:35 AM
 #48

not all countries have subsidies. For me, we need loans for emergency purposes like we have unexpected expenses and then we don't have budget so we need loans to cater our emergency needs.

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Zach707
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March 08, 2018, 04:35:18 AM
 #49

The loans, is fraud.

In our country we are not subsidies by the government. That is why if we need money and our salary is not enough we make loans. Some make loans for there businesses or an additional investment. Some also make loans for when buying furnitures and other high price things.  For me it is ok to loan as long as you can pay the monthly dues.
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March 18, 2018, 03:03:49 AM
Last edit: March 23, 2018, 01:50:16 AM by FreshMoff
 #50

There's a place for each. Supply and demand. While there is a demand for loans and what they offer, institutions wanting to profit from this need will supply
1battermainsheet3
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March 18, 2018, 04:48:57 AM
 #51

I think fiat loan has more interest rate than btc loan interest rate. So its better to take btcs loan
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March 19, 2018, 02:09:36 AM
 #52

When are to deal with a currency whose transaction cant be reversed or cant be simplified, we have to maintain much caution.
Brahuhu
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March 19, 2018, 02:21:13 AM
 #53

load is familiar to modern society since it is a person to person transaction or sometimes you go to an organization to owe something and anyone can do that for personal sake just buying a new house or a car , and subsidy is a form of loan that you need for a business and not anyone owns a business .

simpleholmes
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March 19, 2018, 02:54:37 AM
 #54

when you take subsidies you are limited in just with some fractions of businesses or sectors and just a very low % of people are able to get subsidies for the rest of it loans come in help.
romanovst
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March 19, 2018, 03:01:47 AM
 #55

The loans, is fraud.

I do not like the idea of subsides. Subsidy is like giving something for free and it makes people lazy. When you give loan to a person to start a business or study, he would show more responsibility. But suppose you completely waive off the fees for a student, he will start taking studies lightly. He will behave like he has nothing to lose (monetarily) even if he fails in the exams. Loans are also the primary income source for banks and many will collapse if we end the loans. Since a lot of people deposit money in banks, all of them will be affected by this.
volleyballslender6
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March 20, 2018, 05:05:37 AM
 #56

I think though banks have interest rate higher, it provides higher security to the money stored
unicyclistclapas0
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March 21, 2018, 01:25:50 PM
 #57

Both the currency had their own characteristics, so they cant be compared. It may happen that difference is due to policies
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April 23, 2018, 11:16:39 AM
 #58

The loans, is fraud.
For me as my understanding that subsidies is only a small amount which only can't affect when we are going to buy a house or something.Just like loans which is you can demand what amount you want to widraw.
Firefox07
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April 23, 2018, 09:53:19 PM
 #59

Not all people are given subsidies from the government. Only the poor are given. And here in our place subsidies are not enough because i saw them get loans anywhere even if they receive subsidies.

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April 23, 2018, 10:23:25 PM
 #60

The loans, is fraud.

I agree with that cause the interest for the certain amount that you borrowed will be more than halfnof it usually, if subsidies were applied in different ways and entities in the society the expenses of a person maybe lessen which he or she may used in useful things. I think loans were for giving us the temporary money in which the return will double if we dont commit in the certain date. As a young person I chooe to work here than being involve to loans that I may used in starting up a business.

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