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Author Topic: Obyte: Totally new consensus algorithm + private untraceable payments  (Read 1151609 times)
tonych
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April 12, 2018, 07:19:27 PM
Merited by vlom (5), Random-String-Symphony (1)
 #18321

We've got our first fiat on-ramp https://medium.com/byteball/buying-bytes-with-visa-or-mastercard-d8ee2d1a2b07

After passing the real-name attestation, it is now possible to buy Bytes with Visa and Mastercard with a low fee.  The fee is partially subsidized from undistributed funds.


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April 12, 2018, 09:27:49 PM
 #18322

We've got our first fiat on-ramp https://medium.com/byteball/buying-bytes-with-visa-or-mastercard-d8ee2d1a2b07.  

After passing the real-name attestation, it is now possible to buy Bytes with Visa and Mastercard with a low fee.  The fee is partially subsidized from undistributed funds.

The 3% net commission does seem to be too high, but of course if you look at the 20% charge when buying from Indacoin directly, it is low.  Restricting the reward per user to $100 is not bad, because nobody is going to buy thousands of dollars worth of Byteball using this method.
But I wonder how many new users this method would attract to Byteball? Not too many, if you are a jumio-attested user already.


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April 12, 2018, 10:08:22 PM
 #18323

We've got our first fiat on-ramp https://medium.com/byteball/buying-bytes-with-visa-or-mastercard-d8ee2d1a2b07

After passing the real-name attestation, it is now possible to buy Bytes with Visa and Mastercard with a low fee.  The fee is partially subsidized from undistributed funds.



Bot "Buy bytes with Visa or Mastercard"
don't work Undecided
"No profiles matching the request criteria"

Real name attestation bot:
"You were already attested at 2018-02-22. Attest again?"

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April 12, 2018, 10:14:55 PM
 #18324

The 3% net commission does seem to be too high, but of course if you look at the 20% charge when buying from Indacoin directly, it is low.  Restricting the reward per user to $100 is not bad, because nobody is going to buy thousands of dollars worth of Byteball using this method.
But I wonder how many new users this method would attract to Byteball? Not too many, if you are a jumio-attested user already.

look at how much changelly put on top of the price when it was available. sometimes it was double. this isn't too far off the norm.

it's a great boon. very few projects have this availability, especially in wallet.
tonych
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April 12, 2018, 10:43:21 PM
 #18325

We've got our first fiat on-ramp https://medium.com/byteball/buying-bytes-with-visa-or-mastercard-d8ee2d1a2b07

After passing the real-name attestation, it is now possible to buy Bytes with Visa and Mastercard with a low fee.  The fee is partially subsidized from undistributed funds.

Bot "Buy bytes with Visa or Mastercard"
don't work Undecided
"No profiles matching the request criteria"

Real name attestation bot:
"You were already attested at 2018-02-22. Attest again?"

Do you have all these fields in your profile: first name, last name, country, date of birth, ID number, ID type?

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April 12, 2018, 11:39:18 PM
 #18326

We've got our first fiat on-ramp https://medium.com/byteball/buying-bytes-with-visa-or-mastercard-d8ee2d1a2b07

After passing the real-name attestation, it is now possible to buy Bytes with Visa and Mastercard with a low fee.  The fee is partially subsidized from undistributed funds.



this looks excellent

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April 13, 2018, 02:43:05 AM
 #18327

Buiding up partnership with Indacoin to allow investors buy Byteball with their Visa and Mastercards. In addition, Byteball also reduce risks, costs for customers by KYC.
Furthermore, What a chart!  Grin
https://coinmarketcap.com/currencies/byteball/

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StandingTall
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April 13, 2018, 05:41:41 AM
Merited by jjacob (2)
 #18328

I'm not impressed. I don't see a point in this. If you have a visa/mastercard card, you have a bank account. If you have a bank account, you can just wire money on an exchange and buy bytes with reasonable 1-3% fee. Instead of working with high volume exchanges to list bytes, Tonych and team developed this rather bizarre way of buying bytes heavily subsidizing a private company in the process with undistributed funds.

Tell me what's so cool about it?

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April 13, 2018, 06:29:06 AM
Merited by jbreher (1), vlom (1), kaicrypzen (1)
 #18329

I'm not impressed. I don't see a point in this. If you have a visa/mastercard card, you have a bank account. If you have a bank account, you can just wire money on an exchange and buy bytes with reasonable 1-3% fee. Instead of working with high volume exchanges to list bytes, Tonych and team developed this rather bizarre way of buying bytes heavily subsidizing a private company in the process with undistributed funds.

Tell me what's so cool about it?

What a strange way of looking at things. People having bank accounts or not doesn't have anything to do with it.

The purpose of a fiat on-ramp is to reduce the amount of steps you have to take to purchase Bytes, make it simpler. You can't "just wire money to an exchange", you have to register an account, sometimes verify your bank account (small transaction to prove ownership of account) and when you want to withdraw you sometimes have to get your identity verified first. Trading costst fees and withdrawing costs fees, plus you have to learn how any particular exchange works. For new users this isn't particularly easy so why not try to improve the process?

Making it simpler is easier said than done but you have to start somewhere. First step is to establish an identity that you can use again and again and is trusted by banks/exchanges, that's why we have the Jumio attestation.  This is a way bigger deal than people make it out to be, the fact that we have this now means that the Byteball platform is trusted to be secure!

Now that you are trusted (i.e. replaced the proven to own bank account step + the proven identity step in one go) it's still pretty hard to find a party that allows direct crypto purchases but Tony managed to do just that: Indacoin. So now attested Byteball users can purchase Bytes through Mastercard or Visa without creating any extra accounts or having to verify anything extra. The fees on a site like Indacoin have to be huge because they run the risk of CC fraud/chargebacks, this risk is mugh lower for people being attested on Byteball so they naturally reduced the fees. This means Indacoin also trusts the Byteball platform! I guess once they find out fraud/chargebacks are almost non existant the fee could be lowered again, let's see.

So the big deal is not that people who already trust Byteball and jumped through a lot of hoops to get attested can now finally buy Bytes with fiat directly but the big deal is that Tony managed to convince outsiders that the Byteball platform can actually be trusted.

This paves the way for many more partnerships and improvements, these are the anchors to the real world that you need to become a succesful platform.

Now the subsidizing through undistributed funds also makes perfect sense because otherwise noone is going to use the service and that would be rather discouraging, also for Indacoin and Jumio. Getting all of this off the ground is a huge feat that will be appreciated in due time.

⚪ Byteball     ❱❱❱     I T   J U S T   W O R K S .    ❱❱❱
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April 13, 2018, 07:10:54 AM
Merited by kaicrypzen (1)
 #18330

Chicken and egg problem with Jumio attestation remains.

I am a new user, I have byteball wallet installed, if I want bytes I need to have bytes first.

Subsidize Jumio attestation and give 12$ as a reward. With that, a new user can play with bytes riskless, and then, if he/she likes the platform, buy bytes through bot. Or, getting more by spreading the word.

Let there be light!
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April 13, 2018, 09:58:34 AM
 #18331

We've got our first fiat on-ramp https://medium.com/byteball/buying-bytes-with-visa-or-mastercard-d8ee2d1a2b07

After passing the real-name attestation, it is now possible to buy Bytes with Visa and Mastercard with a low fee.  The fee is partially subsidized from undistributed funds.

Bot "Buy bytes with Visa or Mastercard"
don't work Undecided
"No profiles matching the request criteria"

Real name attestation bot:
"You were already attested at 2018-02-22. Attest again?"

Do you have all these fields in your profile: first name, last name, country, date of birth, ID number, ID type?

Yes, all fields "first name, last name, country, date of birth, ID number, ID type"
Tab "send this profile" don't active

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April 13, 2018, 12:21:00 PM
 #18332


Ripple did this several years ago. This was fun, but they stopped it because this giveaway was gamed like hell by guys who had access to HPC clusters. I got a lot of XRP renting AWS compute instances Smiley

Did too.  This could be easily managed by only making payments to Byteball verified accounts (Jumio), and limiting the payouts to a reasonable amount of computing power. What Tony needs is a lot of people with small rigs, not a few people with huge rigs.

Great idea if it will be fine tuned so as to be reasonably sure than nobody will be able to rig the system - as it often happens when there are givaways. We have recently seen it happening with the Byteball quiz.


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April 13, 2018, 02:09:15 PM
 #18333

The 3% net commission does seem to be too high, but of course if you look at the 20% charge when buying from Indacoin directly, it is low.  Restricting the reward per user to $100 is not bad, because nobody is going to buy thousands of dollars worth of Byteball using this method.
But I wonder how many new users this method would attract to Byteball? Not too many, if you are a jumio-attested user already.

look at how much changelly put on top of the price when it was available. sometimes it was double. this isn't too far off the norm.

it's a great boon. very few projects have this availability, especially in wallet.

Changelly was a rip-off, if you were planning to use fiat to buy cryptocurrencies. However, it was not bad for buying cryptocurrencies like Byteball using Bitcoin. They got you the best possible price and added a margin of 0.5%. This wasn't too bad in the larger scheme of things.


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April 13, 2018, 03:12:14 PM
 #18334

What I know about Byteball is 99% of it's supply will be distributed to community in different ways on different channels, bitcointalk forum, and other channels. It is likely that Byteball team, especially tonych are very generous.

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April 13, 2018, 05:10:24 PM
 #18335

Byteball Bytes project has potential, because this project is unusual and interesting for most people, I will also follow their development.  Cheesy Wink
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April 13, 2018, 05:29:58 PM
 #18336

Bytes, blackbytes, DAG algorithm (no chained, no blocked one), sendable via email address, large proportional coins distributed to community through different campaigns.
Lots of more interesting things in the year of 2018. Let's stay tuned and waiting patiently for good news from Tonych.

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April 13, 2018, 06:01:12 PM
 #18337

The 3% net commission does seem to be too high, but of course if you look at the 20% charge when buying from Indacoin directly, it is low.  Restricting the reward per user to $100 is not bad, because nobody is going to buy thousands of dollars worth of Byteball using this method.
But I wonder how many new users this method would attract to Byteball? Not too many, if you are a jumio-attested user already.

look at how much changelly put on top of the price when it was available. sometimes it was double. this isn't too far off the norm.

it's a great boon. very few projects have this availability, especially in wallet.

this is fucking great feature. this is what is needed. that Average Joe can buy coins with their most used payment method. you only have install the wallet and use two bots and here you go. you have a crypto currency. and after you bought bytes you can transfer them into blackbytes and Average Joe can "safely" buy stuff at the newst silkroad clone  Tongue

seriously: lower the entry barrier is something really useful.

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April 13, 2018, 07:30:07 PM
 #18338

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April 13, 2018, 07:51:10 PM
Last edit: April 13, 2018, 08:30:59 PM by mindrust
 #18339

We've got our first fiat on-ramp https://medium.com/byteball/buying-bytes-with-visa-or-mastercard-d8ee2d1a2b07.  

After passing the real-name attestation, it is now possible to buy Bytes with Visa and Mastercard with a low fee.  The fee is partially subsidized from undistributed funds.

People are underestimating this feature because they are forgetting that its not just byteballs you can buy with VISA/MC, you can buy all the crypto with your credit card. You can use this bot for doing CreditCard>Byteball>Any crypto. Byteball to other crypto transformation can be incredibly cheap if you use the right exchange.

It is already very hard to buy crypto with credit cards. I know there are other ways but one of the most popular one I know is CEX.IO and while their exchange rates are already ridiculous, you also add like another %5 for the credit card fees. (total premium is around %10)

%3 is godsend compared to other similar cc/crypto services. Tbh, I don't know anything cheaper when it comes to buy crypto with cc. Even if the rates weren't good, this feature just enables another door for FIAT>Crypto route. It benefits everybody. (everybody but FIAT holders)



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April 13, 2018, 08:28:39 PM
 #18340

I'm not impressed. I don't see a point in this. If you have a visa/mastercard card, you have a bank account. If you have a bank account, you can just wire money on an exchange and buy bytes with reasonable 1-3% fee. Instead of working with high volume exchanges to list bytes, Tonych and team developed this rather bizarre way of buying bytes heavily subsidizing a private company in the process with undistributed funds.

Tell me what's so cool about it?

do you know how many countries don't have decent exchanges? plenty. you might have to send money abroad or not be able to do it at all. localbitcoins is the obvious alternative but premiums there can easily be far more than this card fee.

remember there's a whole world out there and every single country has a different level of crypto accessibility.


People are underestimating this feature because they are forgetting that its not just byteballs you can buy with VISA/MC, you can buy all the crypto with your credit card. You can use this bot for doing CreditCard>Byteball>Any crypto. Byteball to other crypto transformation can be incredible cheap if you use the right exchange.

this is a very good point. i do wonder though how solid this avenue is going to be though. cards and crypto are looking pretty shaky these days.
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