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Question: Do you agree with idea "Bitcoin bank" ?
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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 139392 times)
gilangIDR
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January 14, 2017, 04:19:23 AM
 #1021

with the bank I believe bitcoin will be one of the financial payment media most widely used in the world. because with these conditions, bitcoin will become more reliable and also secure in every use.


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January 14, 2017, 07:38:15 AM
 #1022

with the bank I believe bitcoin will be one of the financial payment media most widely used in the world. because with these conditions, bitcoin will become more reliable and also secure in every use.
Perhaps in a longest run,thats how really works even bitcoin bank.Everybody are already preferring using bitcoin and save it to bitcoin bank.I cant imagine if that happened,maybe more are on really focus and much time of hardwork to earned,mostly if it will always have a good value everyday.Those who save bitcoin have the security that it will be well protected.

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January 14, 2017, 08:02:47 AM
 #1023

I don't think that it will be successful if bitcoin having a bank if were are going to use bank were just wasting time to withdraw it again if we needed i suggest to not to have bank this is not okay we can simply use bitcoin wallet like blockchain , and sell them into exchanger simple simply life.

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January 14, 2017, 08:54:51 AM
 #1024

I don't think that it will be successful if bitcoin having a bank if were are going to use bank were just wasting time to withdraw it again if we needed i suggest to not to have bank this is not okay we can simply use bitcoin wallet like blockchain , and sell them into exchanger simple simply life.

Whether we like or not as long as the banking sector will see that they can get good advantage for building a bitcoin bank, they will push it. As we know banks are always running for the profit that they can get. It depends on your location if the banks in your place is not that too greedy enough and will charge every bitcoin transaction you got with a fee, only if there is an existing bitcoin bank.
There will be no change bro, have you ever heard the word of online banking? If Bitcoin is implemented into it than your credit can be used in online banking which is funny because you really don't need a bank to send or receive money because Bitcoin Wallets can also do it. Banks will prove that it won't be useful to us users.

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January 14, 2017, 09:05:57 AM
 #1025

I do not think that we need it at all, we all ready have online wallets and I think that is okay and nothing more is needed.
I think that's not a problem, even if you do not need it, but it may be users out there will need them. I think it does not matter if it was made, you're free to use your wallet or bank

I do kinda agree that even though certain people don't like the idea (I am one of them) of having a so called Bitcoin bank, that there may be plenty of people liking it. That's why it's great to have the freedom to choose whichever service you want to make use of. But the main thought behind them liking such an initiative, is that they either earn interest over their coins, or that they get a feeling of fake security as they think it will be comparable to how traditional fiat banks operate. But then again, if these people like it, then so be it.
There is a difference between banks and virtual wallets, from the way I see it banks are just made for fiat and usually take huge taxes when withdrawing or when using a credit card, wallets on the other hand don’t.
Xapo for example has no fees when sending bitcoin and it has a debit card that has many fees associated.

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January 14, 2017, 09:07:09 AM
 #1026

I do not think that we need it at all, we all ready have online wallets and I think that is okay and nothing more is needed.
I think that's not a problem, even if you do not need it, but it may be users out there will need them. I think it does not matter if it was made, you're free to use your wallet or bank
yes that is also right and what if the present bank start accepting bitcoin.? will it be more convenient to use them for bitcoin transaction, what will be their fee structure and how the people will respond it. 

Present banks won't start transacting bitcoin, they might start implementation of bitcoin's backing technology. These day banks also running several Blockchain streams under trail to start their own digital currency.



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agamasrori
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January 14, 2017, 09:23:42 AM
 #1027

I don't think that it will be successful if bitcoin having a bank if were are going to use bank were just wasting time to withdraw it again if we needed i suggest to not to have bank this is not okay we can simply use bitcoin wallet like blockchain , and sell them into exchanger simple simply life.
We have our own wallet so we do not need bitcoin bank. Also bitcoin bank will just make some people monopolize bitcoin, that is not good. I hope more merchant adopt bitcoin as payment system so we do not need to convert it into fiat.


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numismatist
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January 14, 2017, 09:28:32 AM
 #1028

I don't think that it will be successful if bitcoin having a bank if were are going to use bank were just wasting time to withdraw it again if we needed i suggest to not to have bank this is not okay we can simply use bitcoin wallet like blockchain , and sell them into exchanger simple simply life.
We have our own wallet so we do not need bitcoin bank. Also bitcoin bank will just make some people monopolize bitcoin, that is not good. I hope more merchant adopt bitcoin as payment system so we do not need to convert it into fiat.

Bitcoin as another currency accepted at each and every bank should be a valid solution. Face it there are no monopolys for currencies.

Bitcoin is in vain trying that, exactly the wrong approach, to be the one and only currency in existance. This approach is doomed from the beginnings.

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January 14, 2017, 01:00:41 PM
 #1029

I would prefer using a bitcoin bank just like I use coinbase and Xapo and my other offline banks. But if it restricts my use of bitcoins and keeps asking for information about my transactions, I wouldn't prefer that as my banks too never demand such information. Also, I don't see anything wrong in a bitcoin bank if it pays interest for holding coins just like other banks. It would be beneficial for those who just hold coins and don't want to spend them.
If ever there would be a bitcoin bank, maybe thats the time that goverment will have the control to bitcoin and the legallity takes place. But the goverment will know our transactioin and they can control the increase of value of bitcoin. So i do not prefer anymore for a bitcoin bank. Bitcoin is okay for now.

If the goverment will not be a denominator of what you so called bitcoin bank that's good.  Smiley

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January 14, 2017, 01:30:49 PM
 #1030

If ever there would be a bitcoin bank, maybe thats the time that goverment will have the control to bitcoin and the legallity takes place.

How exactly would the government have control of bitcoins at that time? There might build a bitcoin bank out there but we don't know if people are going to use it. I think only a really small amount of people would use it. Only those people that are dumb enough to get fooled by the government once again.

But the goverment will know our transactioin and they can control the increase of value of bitcoin.

Anyone can find out about our transaction right now. You can see that in the blockchain network. They can't increase the value of bitcoin just because they hold some people's bitcoins. Only way for them to increase the price is to buy bitcoins. And I think that increasing the value of bitcoins would be loss for them and gain for everyone else.

If the goverment will not be a denominator of what you so called bitcoin bank that's good.  Smiley

There's already a bitcoin bank that doesn't have government as denominator. Oh, that's right! It's the bitcoin network itself.
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January 14, 2017, 01:40:23 PM
 #1031

I would prefer using a bitcoin bank just like I use coinbase and Xapo and my other offline banks. But if it restricts my use of bitcoins and keeps asking for information about my transactions, I wouldn't prefer that as my banks too never demand such information. Also, I don't see anything wrong in a bitcoin bank if it pays interest for holding coins just like other banks. It would be beneficial for those who just hold coins and don't want to spend them.
If ever there would be a bitcoin bank, maybe thats the time that goverment will have the control to bitcoin and the legallity takes place. But the goverment will know our transactioin and they can control the increase of value of bitcoin. So i do not prefer anymore for a bitcoin bank. Bitcoin is okay for now.

If the goverment will not be a denominator of what you so called bitcoin bank that's good.  Smiley
I agree , If in the future bitcoin banks appear the chance of bitcoin anonimity will be lessen but in positive way the risk of the banning of bitcoin in the country will be just an history after bitcoin is legalize on a specific country.


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LovelyPrey
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January 14, 2017, 02:04:14 PM
 #1032

Creating a bitcoin bank destroys the whole idea of bitcoins for me. If you have a bitcoin bank, you can't be anonymous. The whole point of using bitcoins is being anonymous. But then again, the extra interest from the bank would be nice XD

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January 14, 2017, 02:12:43 PM
 #1033

Creating a bitcoin bank destroys the whole idea of bitcoins for me. If you have a bitcoin bank, you can't be anonymous. The whole point of using bitcoins is being anonymous. But then again, the extra interest from the bank would be nice XD

That's true, but bitcoin is not fully anonymous right? I think it's just fine, but why would we create a bitcoin bank, what's the use of the exchanges, and just adding up some concept from bank like lending and the way we have account there, like savings account and time deposit accounts. But I still doubt that it will happen, and as I've said  before, what kind of security will they offer? if it is just the same as what exchanges are offering, I'll better go with exchange.

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January 14, 2017, 02:20:00 PM
 #1034

Creating a bitcoin bank destroys the whole idea of bitcoins for me. If you have a bitcoin bank, you can't be anonymous. The whole point of using bitcoins is being anonymous. But then again, the extra interest from the bank would be nice XD

That's true, but bitcoin is not fully anonymous right? I think it's just fine, but why would we create a bitcoin bank, what's the use of the exchanges, and just adding up some concept from bank like lending and the way we have account there, like savings account and time deposit accounts. But I still doubt that it will happen, and as I've said  before, what kind of security will they offer? if it is just the same as what exchanges are offering, I'll better go with exchange.
Not only on exchanges,Lets say whats the use of our wallets if they tend to make bitcoin bank? Anonymity features would be useless since banks are centralized by the government which means you show your identity and whats the points on storing bitcoin on banks?

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January 14, 2017, 02:30:09 PM
 #1035

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.
Yes ofcourse, I agree the idea about bitcoin bank.  It help us so much by banking our bitcoin. And if the bitcoin bank is almost similar of bitcoin wallets , I probably say no. Cause it is the same.

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January 14, 2017, 03:20:04 PM
 #1036

Bitcoin Bank is a good idea. But for getting bank license I think government should approve it. So practically its not possible.If suppose government gives approval , then the bitcoin cant be used anonymously.Because government will collect all the details of the person who is dealing with it. then there wont be any difference between fiat currency and bitcoins.  Instead of bank some sort of private financial institution can be set up which doesnt involve government procedures. If such thing is there , it will be easy for people to exchange bitcoins with fiat money. Another thing is it will be easy for lending bitcoins . If you know the person whom we are giving bitcoins it will be easy also. Both client and customer will be happy because they know with whom they are dealing with instead of dealing with a unknown person in the internet.

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January 14, 2017, 03:29:35 PM
 #1037

Bitcoin Bank is a good idea. But for getting bank license I think government should approve it. So practically its not possible.If suppose government gives approval , then the bitcoin cant be used anonymously.Because government will collect all the details of the person who is dealing with it. then there wont be any difference between fiat currency and bitcoins.  Instead of bank some sort of private financial institution can be set up which doesnt involve government procedures. If such thing is there , it will be easy for people to exchange bitcoins with fiat money. Another thing is it will be easy for lending bitcoins . If you know the person whom we are giving bitcoins it will be easy also. Both client and customer will be happy because they know with whom they are dealing with instead of dealing with a unknown person in the internet.

There is already such a thing

Just in case, it is called a Bitcoin exchange, and there are quite a few of them out there. Some exchanges even let their clients lend their coins to other clients at an interest (which is the basis of Bitcoin marginal trading, by the way), and look after the fulfillment of marginal requirements by the borrowers, forcefully closing their positions if they can no longer match these requirements (i.e. preventing them from defaulting on the loans they have taken). Other exchanges even pay an interest themselves on the funds held in the exchange accounts

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January 15, 2017, 07:01:36 AM
 #1038

Creating a bitcoin bank destroys the whole idea of bitcoins for me. If you have a bitcoin bank, you can't be anonymous. The whole point of using bitcoins is being anonymous. But then again, the extra interest from the bank would be nice XD
I dont believe this idea. I think it is impossible. Existing banking system contrary to bitcoin. If banks accept bitcoin then bitcoin price will be very low.

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January 15, 2017, 07:16:48 AM
 #1039

I think it will never happened like i said banking system and bitcoin opposite. But in the future i believe all commerce sites will use bitcoin. and Soon we see the End of banks altogether and only bitcoin used everywhere.

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betlord90
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January 15, 2017, 10:23:31 AM
 #1040

Bitcoin bank would not be bad, but I don't think that it is really necessary to have one. Since bitcoin could be converted into fiat without and with a less profit for the online that our bitcoin are being restored, then, I guess there is no reason to have bitcoin bank since we are just going to withdraw our fiat in bank after we converted it. Bitcoin bank would just take advantage to us and would have high exchanging profit since they are the only bitcoin bank and people could withdraw easily from them.


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